Best Cheap Auto Insurance in Woodsboro, TX (2021)

The average Woodsboro, TX auto insurance rates are $327 per month. The minimum auto insurance in Woodsboro is at least 30/60/25 in coverage to comply with Texas auto insurance laws. To find the best cheap auto insurance in Woodsboro, Texas, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Woodsboro, Texas is 30/60/25
  • The average commute length in Woodsboro is 25.0 minutes
  • The most expensive auto insurance company in Woodsboro for teen drivers is Progressive

Woodsboro, Texas auto insurance requirements are 30/60/25 according to Texas auto insurance laws. Finding cheap auto insurance in Woodsboro can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodsboro, Texas, including driving record, credit, commute time, and more.

Compare auto insurance in Woodsboro to other Texas cities, including Plano auto insurance rates, Dallas auto insurance rates, and Corpus Christi auto insurance rates to see how Woodsboro, Texas auto insurance rates stack up.

Before you buy Woodsboro, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodsboro, Texas auto insurance quotes.

Minimum Auto Insurance in Woodsboro, Texas

Woodsboro, Texas auto insurance laws require that you have at least the Texas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodsboro, Texas.

Minimum Required Auto Insurance Coverage in Woodsboro, Texas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Woodsboro, Texas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodsboro, Texas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodsboro, Texas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,297 $3,325 $3,256 $3,256 $8,732 $10,530 $4,075 $4,243
American Family $3,212 $3,611 $3,071 $3,552 $9,180 $11,981 $4,751 $5,428
GEICO $2,198 $2,391 $2,175 $2,507 $4,747 $4,869 $2,361 $2,307
Nationwide $2,837 $2,882 $2,508 $2,654 $8,017 $10,292 $3,332 $3,605
Progressive $2,348 $2,208 $2,111 $2,140 $10,263 $11,448 $2,768 $2,783
State Farm $1,728 $1,728 $1,533 $1,533 $4,046 $5,139 $1,872 $1,931
USAA $1,492 $1,504 $1,425 $1,417 $4,176 $4,555 $1,991 $2,140

Cheap Woodsboro, Texas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodsboro, Texas is a challenge. Take a look at the annual teen auto insurance rates in Woodsboro, Texas.

Annual Auto Insurance Rates for Teen Drivers in Woodsboro, Texas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,732 $10,530
American Family $9,180 $11,981
GEICO $4,747 $4,869
Nationwide $8,017 $10,292
Progressive $10,263 $11,448
State Farm $4,046 $5,139
USAA $4,176 $4,555

Cheap Woodsboro, Texas Auto Insurance for Seniors

What are senior auto insurance rates in Woodsboro, Texas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodsboro, Texas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,256 $3,256
American Family $3,071 $3,552
GEICO $2,175 $2,507
Nationwide $2,508 $2,654
Progressive $2,111 $2,140
State Farm $1,533 $1,533
USAA $1,425 $1,417

Cheap Woodsboro, Texas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodsboro, Texas compared to the annual auto insurance rates with a clean record in Woodsboro, Texas.

Annual Woodsboro, Texas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,951 $6,089 $6,367 $3,951
American Family $5,068 $6,549 $5,709 $5,068
GEICO $2,502 $3,304 $2,747 $3,223
Nationwide $3,917 $3,917 $5,804 $4,425
Progressive $3,927 $5,123 $4,577 $4,408
State Farm $2,176 $2,484 $2,919 $2,176
USAA $1,745 $2,571 $3,031 $2,002

Cheap Woodsboro, Texas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodsboro, Texas is not easy. Compare the annual rates for DUI auto insurance in Woodsboro, Texas to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodsboro, Texas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,367
American Family $5,709
GEICO $2,747
Nationwide $5,804
Progressive $4,577
State Farm $2,919
USAA $3,031

Cheap Woodsboro, Texas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodsboro, Texas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodsboro, Texas

Insurance Company Poor Fair Good
Allstate $6,465 $4,743 $4,060
American Family $7,600 $4,916 $4,279
GEICO $4,532 $2,575 $1,725
Nationwide $5,435 $4,346 $3,768
Progressive $5,043 $4,396 $4,087
State Farm $3,453 $2,150 $1,714
USAA $3,434 $1,983 $1,595

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Cheap Woodsboro, Texas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodsboro, Texas can vary. Compare the annual cost of auto insurance by ZIP code in Woodsboro, Texas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodsboro, Texas

ZIP Code Average Annual Rates
78393 $5,897

Cheap Woodsboro, Texas Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodsboro, Texas auto insurance. Find the cheapest annual Woodsboro, Texas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodsboro, Texas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,970 $5,208
American Family $5,598 $5,598
GEICO $2,888 $3,000
Nationwide $4,516 $4,516
Progressive $4,509 $4,509
State Farm $2,439 $2,439
USAA $2,308 $2,367

Cheap Woodsboro, Texas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodsboro, Texas? Check out the comparison of annual Woodsboro, Texas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodsboro, Texas

Insurance Company Low Medium High
Allstate $4,967 $5,044 $5,257
American Family $5,161 $5,348 $6,285
GEICO $2,731 $2,883 $3,219
Nationwide $4,810 $4,320 $4,418
Progressive $4,247 $4,486 $4,793
State Farm $2,314 $2,430 $2,572
USAA $2,260 $2,328 $2,424

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Best By Category: Cheapest Auto Insurance in Woodsboro, Texas

Compare the cheapest auto insurance companies in Woodsboro, Texas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodsboro, Texas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident State Farm
With 1 DUI GEICO
With 1 Speeding Violation USAA

The Cheapest Woodsboro, Texas Auto Insurance Companies

What auto insurance companies in Woodsboro, Texas are the cheapest? Compare the top Woodsboro, Texas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodsboro, Texas

Insurance Company Average Annual Rates
Allstate $5,089
American Family $5,598
GEICO $2,944
Nationwide $4,516
Progressive $4,509
State Farm $2,439
USAA $2,337

What affects auto insurance rates in Woodsboro, Texas?

There are a lot of reasons why auto insurance rates in Woodsboro, Texas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodsboro, Texas. Many local factors may affect your Woodsboro auto insurance rates.

Woodsboro Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodsboro, Texas commute length is 25.0 minutes according to City-Data.

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Compare Woodsboro, Texas Auto Insurance Quotes

Before you buy Woodsboro, Texas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodsboro, Texas auto insurance quotes.

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