Best Cheap Auto Insurance in Woodcliff Lake, NJ (2021)

The average Woodcliff Lake, NJ auto insurance rates are $412 per month. The minimum auto insurance in Woodcliff Lake is at least 15/30/5 in coverage to comply with New Jersey auto insurance laws. To find the best cheap auto insurance in Woodcliff Lake, New Jersey, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Woodcliff Lake is 33.1 minutes
  • The cheapest auto insurance company in Woodcliff Lake is GEICO
  • The most expensive auto insurance company in Woodcliff Lake for teen drivers is State Farm

Woodcliff Lake, New Jersey auto insurance requirements are 15/30/5 according to New Jersey auto insurance laws. Finding cheap auto insurance in Woodcliff Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodcliff Lake, New Jersey, including driving record, credit, commute time, and more.

Compare auto insurance in Woodcliff Lake to other New Jersey cities, including Elizabeth auto insurance rates, Bayonne auto insurance rates, and Union City auto insurance rates to see how Woodcliff Lake, New Jersey auto insurance rates stack up.

Before you buy Woodcliff Lake, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodcliff Lake, New Jersey auto insurance quotes.

Minimum Auto Insurance in Woodcliff Lake, New Jersey

Woodcliff Lake, New Jersey auto insurance laws require that you have at least the New Jersey minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodcliff Lake, New Jersey.

Minimum Required Auto Insurance Coverage in Woodcliff Lake, New Jersey

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $15,000 per person
$30,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Woodcliff Lake, New Jersey Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodcliff Lake, New Jersey are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodcliff Lake, New Jersey

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,076 $3,060 $2,972 $2,972 $9,739 $12,084 $3,598 $3,748
Farmers $4,146 $4,181 $4,037 $3,962 $12,160 $13,994 $4,935 $5,050
GEICO $2,235 $2,199 $2,187 $2,187 $4,098 $4,116 $2,575 $2,518
Liberty Mutual $4,053 $4,053 $4,449 $4,449 $10,533 $11,961 $4,449 $5,113
Progressive $1,823 $1,682 $1,645 $1,705 $7,996 $8,680 $2,142 $2,018
State Farm $3,851 $3,851 $3,483 $3,483 $12,537 $16,096 $4,385 $4,899
Travelers $2,945 $2,891 $2,734 $2,784 $6,899 $7,924 $2,899 $2,898

Cheap Woodcliff Lake, New Jersey Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodcliff Lake, New Jersey is a challenge. Take a look at the annual teen auto insurance rates in Woodcliff Lake, New Jersey.

Annual Auto Insurance Rates for Teen Drivers in Woodcliff Lake, New Jersey

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $9,739 $12,084
Farmers $12,160 $13,994
GEICO $4,098 $4,116
Liberty Mutual $10,533 $11,961
Progressive $7,996 $8,680
State Farm $12,537 $16,096
Travelers $6,899 $7,924

Cheap Woodcliff Lake, New Jersey Auto Insurance for Seniors

What are senior auto insurance rates in Woodcliff Lake, New Jersey? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodcliff Lake, New Jersey

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,972 $2,972
Farmers $4,037 $3,962
GEICO $2,187 $2,187
Liberty Mutual $4,449 $4,449
Progressive $1,645 $1,705
State Farm $3,483 $3,483
Travelers $2,734 $2,784

Cheap Woodcliff Lake, New Jersey Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodcliff Lake, New Jersey compared to the annual auto insurance rates with a clean record in Woodcliff Lake, New Jersey.

Annual Woodcliff Lake, New Jersey Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,867 $6,423 $5,630 $4,704
Farmers $5,080 $8,618 $7,018 $5,517
GEICO $2,152 $2,826 $3,928 $2,152
Liberty Mutual $5,891 $6,734 $6,014 $5,891
Progressive $2,965 $4,001 $3,410 $3,471
State Farm $3,582 $6,503 $10,444 $5,764
Travelers $3,078 $4,538 $4,413 $3,958

Cheap Woodcliff Lake, New Jersey Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodcliff Lake, New Jersey is not easy. Compare the annual rates for DUI auto insurance in Woodcliff Lake, New Jersey to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodcliff Lake, New Jersey

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,630
Farmers $7,018
GEICO $3,928
Liberty Mutual $6,014
Progressive $3,410
State Farm $10,444
Travelers $4,413

Cheap Woodcliff Lake, New Jersey Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodcliff Lake, New Jersey annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodcliff Lake, New Jersey

Insurance Company Poor Fair Good
Allstate $7,134 $4,654 $3,680
Farmers $7,780 $6,118 $5,776
GEICO $4,163 $2,395 $1,735
Liberty Mutual $7,764 $5,764 $4,870
Progressive $3,883 $3,383 $3,118
State Farm $9,501 $5,739 $4,480
Travelers $5,317 $3,940 $2,733

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Cheap Woodcliff Lake, New Jersey Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodcliff Lake, New Jersey can vary. Compare the annual cost of auto insurance by ZIP code in Woodcliff Lake, New Jersey to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodcliff Lake, New Jersey

ZIP Code Average Annual Rates
7677 $4,678

Cheap Woodcliff Lake, New Jersey Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodcliff Lake, New Jersey auto insurance. Find the cheapest annual Woodcliff Lake, New Jersey auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodcliff Lake, New Jersey

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,146 $5,166
Farmers $6,558 $6,558
GEICO $2,741 $2,787
Liberty Mutual $6,073 $6,192
Progressive $3,461 $3,461
State Farm $6,407 $6,739
Travelers $3,997 $3,997

Cheap Woodcliff Lake, New Jersey Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodcliff Lake, New Jersey? Check out the comparison of annual Woodcliff Lake, New Jersey auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodcliff Lake, New Jersey

Insurance Company Low Medium High
Allstate $4,780 $5,228 $5,460
Farmers $5,889 $6,536 $7,250
GEICO $2,470 $2,821 $3,002
Liberty Mutual $5,487 $6,317 $6,593
Progressive $3,143 $3,521 $3,720
State Farm $6,135 $6,655 $6,930
Travelers $3,641 $3,999 $4,350

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Best By Category: Cheapest Auto Insurance in Woodcliff Lake, New Jersey

Compare the cheapest auto insurance companies in Woodcliff Lake, New Jersey in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodcliff Lake, New Jersey

Category Insurance Company
Teenagers GEICO
Seniors Progressive
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI Progressive
With 1 Speeding Violation GEICO

The Cheapest Woodcliff Lake, New Jersey Auto Insurance Companies

What auto insurance companies in Woodcliff Lake, New Jersey are the cheapest? Compare the top Woodcliff Lake, New Jersey auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodcliff Lake, New Jersey

Insurance Company Average Annual Rates
Allstate $5,156
Farmers $6,558
GEICO $2,764
Liberty Mutual $6,132
Progressive $3,461
State Farm $6,573
Travelers $3,997

What affects auto insurance rates in Woodcliff Lake, New Jersey?

There are a lot of reasons why auto insurance rates in Woodcliff Lake, New Jersey are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodcliff Lake, New Jersey. Many local factors may affect your Woodcliff Lake auto insurance rates.

Woodcliff Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodcliff Lake, New Jersey commute length is 33.1 minutes according to City-Data.

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Compare Woodcliff Lake, New Jersey Auto Insurance Quotes

Before you buy Woodcliff Lake, New Jersey auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodcliff Lake, New Jersey auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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