Best Cheap Auto Insurance in Woodbury, MN (2021)

The average Woodbury, MN auto insurance rates are $382 per month. The minimum auto insurance in Woodbury is at least 30/60/10 in coverage to comply with Minnesota auto insurance laws. To find the best cheap auto insurance in Woodbury, Minnesota, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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Things to Remember

  • The most expensive auto insurance company in Woodbury for teen drivers is Liberty Mutual
  • The average commute length in Woodbury is 24.7 minutes
  • Average auto insurance rates in Woodbury, MN for senior drivers are $3,020 per year

Woodbury, Minnesota auto insurance requirements are 30/60/10 according to Minnesota auto insurance laws. Finding cheap auto insurance in Woodbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodbury, Minnesota, including driving record, credit, commute time, and more.

Compare auto insurance in Woodbury to other Minnesota cities, including St. Paul auto insurance rates, Plymouth auto insurance rates, and Woodbury auto insurance rates to see how Woodbury, Minnesota auto insurance rates stack up.

Before you buy Woodbury, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodbury, Minnesota auto insurance quotes.

Minimum Auto Insurance in Woodbury, Minnesota

Woodbury, Minnesota auto insurance laws require that you have at least the Minnesota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodbury, Minnesota.

Minimum Required Auto Insurance Coverage in Woodbury, Minnesota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Woodbury, Minnesota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodbury, Minnesota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodbury, Minnesota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,435 $3,435 $3,334 $3,334 $7,855 $11,187 $4,206 $4,353
American Family $2,238 $2,238 $2,034 $2,034 $6,181 $8,871 $2,238 $2,510
Farmers $2,027 $2,029 $1,940 $2,077 $6,150 $6,290 $2,687 $2,641
GEICO $2,479 $2,454 $2,359 $2,293 $5,438 $6,857 $2,316 $2,431
Liberty Mutual $9,496 $9,496 $9,407 $9,407 $18,315 $27,293 $9,496 $13,071
Nationwide $2,063 $2,057 $1,841 $1,944 $5,466 $6,585 $2,445 $2,530
State Farm $1,658 $1,658 $1,502 $1,502 $3,792 $4,641 $1,917 $1,577
USAA $1,818 $1,779 $1,672 $1,645 $4,975 $5,376 $2,352 $2,464

Cheap Woodbury, Minnesota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodbury, Minnesota is a challenge. Take a look at the annual teen auto insurance rates in Woodbury, Minnesota.

Annual Auto Insurance Rates for Teen Drivers in Woodbury, Minnesota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,855 $11,187
American Family $6,181 $8,871
Farmers $6,150 $6,290
GEICO $5,438 $6,857
Liberty Mutual $18,315 $27,293
Nationwide $5,466 $6,585
State Farm $3,792 $4,641
USAA $4,975 $5,376

Cheap Woodbury, Minnesota Auto Insurance for Seniors

What are senior auto insurance rates in Woodbury, Minnesota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodbury, Minnesota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,334 $3,334
American Family $2,034 $2,034
Farmers $1,940 $2,077
GEICO $2,359 $2,293
Liberty Mutual $9,407 $9,407
Nationwide $1,841 $1,944
State Farm $1,502 $1,502
USAA $1,672 $1,645

Cheap Woodbury, Minnesota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodbury, Minnesota compared to the annual auto insurance rates with a clean record in Woodbury, Minnesota.

Annual Woodbury, Minnesota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,672 $5,432 $6,565 $4,900
American Family $2,383 $4,283 $4,806 $2,700
Farmers $2,772 $3,473 $3,529 $3,147
GEICO $2,230 $3,515 $5,180 $2,389
Liberty Mutual $9,476 $13,194 $20,108 $10,213
Nationwide $2,489 $3,281 $3,759 $2,937
State Farm $2,078 $2,484 $2,281 $2,281
USAA $2,048 $2,626 $3,933 $2,435

Cheap Woodbury, Minnesota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodbury, Minnesota is not easy. Compare the annual rates for DUI auto insurance in Woodbury, Minnesota to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodbury, Minnesota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,565
American Family $4,806
Farmers $3,529
GEICO $5,180
Liberty Mutual $20,108
Nationwide $3,759
State Farm $2,281
USAA $3,933

Cheap Woodbury, Minnesota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodbury, Minnesota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodbury, Minnesota

Insurance Company Poor Fair Good
Allstate $7,510 $4,104 $3,813
American Family $4,874 $3,198 $2,558
Farmers $3,994 $2,943 $2,753
GEICO $3,994 $3,269 $2,722
Liberty Mutual $18,453 $11,947 $9,343
Nationwide $3,706 $2,995 $2,648
State Farm $3,326 $2,034 $1,483
USAA $4,269 $2,135 $1,877

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Cheap Woodbury, Minnesota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodbury, Minnesota can vary. Compare the annual cost of auto insurance by ZIP code in Woodbury, Minnesota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodbury, Minnesota

ZIP Code Average Annual Rates
55125 $3,480
55129 $3,541

Cheap Woodbury, Minnesota Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodbury, Minnesota auto insurance. Find the cheapest annual Woodbury, Minnesota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodbury, Minnesota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,142 $5,142
American Family $3,502 $3,584
Farmers $3,230 $3,230
GEICO $3,282 $3,375
Liberty Mutual $12,870 $13,625
Nationwide $3,117 $3,117
State Farm $2,216 $2,345
USAA $2,724 $2,796

Cheap Woodbury, Minnesota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodbury, Minnesota? Check out the comparison of annual Woodbury, Minnesota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodbury, Minnesota

Insurance Company Low Medium High
Allstate $5,062 $5,139 $5,226
American Family $3,522 $3,638 $3,469
Farmers $3,096 $3,247 $3,347
GEICO $3,195 $3,327 $3,463
Liberty Mutual $12,878 $13,261 $13,604
Nationwide $2,920 $3,144 $3,285
State Farm $2,172 $2,292 $2,378
USAA $2,671 $2,758 $2,851

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Best By Category: Cheapest Auto Insurance in Woodbury, Minnesota

Compare the cheapest auto insurance companies in Woodbury, Minnesota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodbury, Minnesota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Woodbury, Minnesota Auto Insurance Companies

What auto insurance companies in Woodbury, Minnesota are the cheapest? Compare the top Woodbury, Minnesota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodbury, Minnesota

Insurance Company Average Annual Rates
Allstate $5,142
American Family $3,543
Farmers $3,230
GEICO $3,328
Liberty Mutual $13,248
Nationwide $3,117
State Farm $2,281
USAA $2,760

What affects auto insurance rates in Woodbury, Minnesota?

There are a lot of reasons why auto insurance rates in Woodbury, Minnesota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodbury, Minnesota. Many local factors may affect your Woodbury auto insurance rates.

Woodbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodbury, Minnesota commute length is 24.7 minutes according to City-Data.

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Compare Woodbury, Minnesota Auto Insurance Quotes

Before you buy Woodbury, Minnesota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodbury, Minnesota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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