Best Cheap Auto Insurance in Woodbury, KY (2021)

The average Woodbury, KY auto insurance rates are $416 per month. The minimum auto insurance in Woodbury is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Woodbury, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • Average auto insurance rates in Woodbury, KY for senior drivers are $2,692 per year
  • The most expensive auto insurance company in Woodbury for teen drivers is Progressive
  • The minimum auto insurance required in Woodbury, Kentucky is 25/50/25

Woodbury, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Woodbury can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodbury, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Woodbury to other Kentucky cities, including Hopkinsville auto insurance rates, Elizabeth auto insurance rates, and Nicholasville auto insurance rates to see how Woodbury, Kentucky auto insurance rates stack up.

Before you buy Woodbury, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodbury, Kentucky auto insurance quotes.

Minimum Auto Insurance in Woodbury, Kentucky

Woodbury, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodbury, Kentucky.

Minimum Required Auto Insurance Coverage in Woodbury, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Woodbury, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodbury, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodbury, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,096 $3,069 $2,788 $2,972 $11,246 $12,625 $3,450 $3,658
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,588 $2,802 $2,215 $2,469 $10,689 $11,798 $2,697 $2,790
Nationwide $3,189 $3,204 $2,873 $3,015 $7,084 $8,879 $3,602 $3,796
Progressive $4,821 $4,557 $4,345 $4,341 $24,595 $27,972 $6,012 $6,133
State Farm $2,073 $2,073 $1,831 $1,831 $5,542 $6,928 $2,308 $2,534
Travelers $2,078 $2,115 $2,038 $2,044 $9,893 $15,891 $2,170 $2,503
USAA $1,887 $1,905 $1,693 $1,740 $4,875 $5,165 $2,398 $2,644

Cheap Woodbury, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodbury, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Woodbury, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Woodbury, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,246 $12,625
GEICO $6,831 $8,150
Liberty Mutual $10,689 $11,798
Nationwide $7,084 $8,879
Progressive $24,595 $27,972
State Farm $5,542 $6,928
Travelers $9,893 $15,891
USAA $4,875 $5,165

Cheap Woodbury, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Woodbury, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodbury, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,788 $2,972
GEICO $3,608 $3,267
Liberty Mutual $2,215 $2,469
Nationwide $2,873 $3,015
Progressive $4,345 $4,341
State Farm $1,831 $1,831
Travelers $2,038 $2,044
USAA $1,693 $1,740

Cheap Woodbury, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodbury, Kentucky compared to the annual auto insurance rates with a clean record in Woodbury, Kentucky.

Annual Woodbury, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,462 $5,799 $6,170 $5,021
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,964 $6,098 $4,744 $4,218
Nationwide $3,530 $4,583 $5,814 $3,894
Progressive $8,524 $12,744 $9,734 $10,386
State Farm $2,895 $3,385 $3,140 $3,140
Travelers $4,226 $4,347 $6,265 $4,527
USAA $2,103 $2,980 $3,541 $2,530

Cheap Woodbury, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodbury, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Woodbury, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodbury, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,170
GEICO $6,862
Liberty Mutual $4,744
Nationwide $5,814
Progressive $9,734
State Farm $3,140
Travelers $6,265
USAA $3,541

Cheap Woodbury, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodbury, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodbury, Kentucky

Insurance Company Poor Fair Good
Allstate $7,097 $4,901 $4,091
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,793 $4,178 $3,296
Nationwide $5,421 $4,249 $3,696
Progressive $11,547 $10,089 $9,405
State Farm $4,536 $2,742 $2,142
Travelers $5,397 $4,573 $4,555
USAA $4,165 $2,317 $1,884

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Cheap Woodbury, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodbury, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Woodbury, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodbury, Kentucky

ZIP Code Average Annual Rates
42288 $4,589

Cheap Woodbury, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodbury, Kentucky auto insurance. Find the cheapest annual Woodbury, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodbury, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,363 $5,363
GEICO $4,191 $4,270
Liberty Mutual $4,756 $4,756
Nationwide $4,455 $4,455
Progressive $10,347 $10,347
State Farm $3,060 $3,220
Travelers $4,841 $4,841
USAA $2,683 $2,894

Cheap Woodbury, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodbury, Kentucky? Check out the comparison of annual Woodbury, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodbury, Kentucky

Insurance Company Low Medium High
Allstate $5,032 $5,344 $5,713
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,524 $4,725 $5,019
Nationwide $4,549 $4,401 $4,416
Progressive $9,463 $10,162 $11,416
State Farm $2,981 $3,134 $3,305
Travelers $4,589 $4,864 $5,071
USAA $2,673 $2,783 $2,910

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Best By Category: Cheapest Auto Insurance in Woodbury, Kentucky

Compare the cheapest auto insurance companies in Woodbury, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodbury, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Woodbury, Kentucky Auto Insurance Companies

What auto insurance companies in Woodbury, Kentucky are the cheapest? Compare the top Woodbury, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodbury, Kentucky

Insurance Company Average Annual Rates
Allstate $5,363
GEICO $4,231
Liberty Mutual $4,756
Nationwide $4,455
Progressive $10,347
State Farm $3,140
Travelers $4,841
USAA $2,789

What affects auto insurance rates in Woodbury, Kentucky?

There are a lot of reasons why auto insurance rates in Woodbury, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodbury, Kentucky. Many local factors may affect your Woodbury auto insurance rates.

Woodbury Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodbury, Kentucky commute length is 24.7 minutes according to City-Data.

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Compare Woodbury, Kentucky Auto Insurance Quotes

Before you buy Woodbury, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodbury, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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