Best Cheap Auto Insurance in Woodburn, KY (2021)

The average Woodburn, KY auto insurance rates are $327 per month. The minimum auto insurance in Woodburn is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Woodburn, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Woodburn is 22.6 minutes
  • Average auto insurance rates in Woodburn, KY for senior drivers are $2,214 per year
  • The minimum auto insurance required in Woodburn, Kentucky is 25/50/25

Woodburn, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Woodburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woodburn, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Woodburn to other Kentucky cities, including George auto insurance rates, Owensboro auto insurance rates, and Hopkinsville auto insurance rates to see how Woodburn, Kentucky auto insurance rates stack up.

Before you buy Woodburn, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woodburn, Kentucky auto insurance quotes.

Minimum Auto Insurance in Woodburn, Kentucky

Woodburn, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woodburn, Kentucky.

Minimum Required Auto Insurance Coverage in Woodburn, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Woodburn, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woodburn, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woodburn, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,025 $2,991 $2,738 $2,918 $11,271 $12,707 $3,343 $3,529
GEICO $3,361 $3,112 $3,510 $3,179 $6,851 $8,131 $2,747 $2,372
Liberty Mutual $2,507 $2,716 $2,158 $2,408 $9,875 $10,896 $2,605 $2,682
Nationwide $2,859 $2,851 $2,591 $2,696 $6,391 $7,916 $3,240 $3,385
Progressive $1,705 $1,616 $1,537 $1,541 $8,375 $9,466 $2,109 $2,151
State Farm $1,720 $1,720 $1,541 $1,541 $4,940 $6,156 $1,924 $2,117
Travelers $2,008 $2,046 $1,964 $1,972 $9,425 $15,134 $2,094 $2,423
USAA $1,714 $1,714 $1,554 $1,576 $4,566 $4,803 $2,156 $2,355

Cheap Woodburn, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woodburn, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Woodburn, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Woodburn, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,271 $12,707
GEICO $6,851 $8,131
Liberty Mutual $9,875 $10,896
Nationwide $6,391 $7,916
Progressive $8,375 $9,466
State Farm $4,940 $6,156
Travelers $9,425 $15,134
USAA $4,566 $4,803

Cheap Woodburn, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Woodburn, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woodburn, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,738 $2,918
GEICO $3,510 $3,179
Liberty Mutual $2,158 $2,408
Nationwide $2,591 $2,696
Progressive $1,537 $1,541
State Farm $1,541 $1,541
Travelers $1,964 $1,972
USAA $1,554 $1,576

Cheap Woodburn, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woodburn, Kentucky compared to the annual auto insurance rates with a clean record in Woodburn, Kentucky.

Annual Woodburn, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,405 $5,748 $6,137 $4,971
GEICO $2,469 $4,406 $6,731 $3,024
Liberty Mutual $3,746 $5,736 $4,465 $3,976
Nationwide $3,188 $4,103 $5,170 $3,503
Progressive $2,949 $4,364 $3,361 $3,576
State Farm $2,473 $2,943 $2,708 $2,708
Travelers $4,049 $4,164 $5,985 $4,335
USAA $1,929 $2,721 $3,247 $2,322

Cheap Woodburn, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woodburn, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Woodburn, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Woodburn, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,137
GEICO $6,731
Liberty Mutual $4,465
Nationwide $5,170
Progressive $3,361
State Farm $2,708
Travelers $5,985
USAA $3,247

Cheap Woodburn, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Woodburn, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Woodburn, Kentucky

Insurance Company Poor Fair Good
Allstate $7,019 $4,867 $4,059
GEICO $6,836 $3,413 $2,224
Liberty Mutual $6,388 $3,938 $3,117
Nationwide $4,839 $3,817 $3,317
Progressive $3,967 $3,475 $3,246
State Farm $3,918 $2,363 $1,842
Travelers $5,166 $4,375 $4,358
USAA $3,788 $2,134 $1,742

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Cheap Woodburn, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woodburn, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Woodburn, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woodburn, Kentucky

ZIP Code Average Annual Rates
42170 $3,498

Cheap Woodburn, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Woodburn, Kentucky auto insurance. Find the cheapest annual Woodburn, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woodburn, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,315 $5,315
GEICO $4,119 $4,197
Liberty Mutual $4,481 $4,481
Nationwide $3,991 $3,991
Progressive $3,563 $3,563
State Farm $2,636 $2,779
Travelers $4,633 $4,633
USAA $2,460 $2,650

Cheap Woodburn, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woodburn, Kentucky? Check out the comparison of annual Woodburn, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woodburn, Kentucky

Insurance Company Low Medium High
Allstate $4,984 $5,296 $5,665
GEICO $3,895 $4,144 $4,435
Liberty Mutual $4,251 $4,450 $4,741
Nationwide $4,029 $3,950 $3,995
Progressive $3,288 $3,523 $3,877
State Farm $2,551 $2,706 $2,866
Travelers $4,395 $4,655 $4,850
USAA $2,427 $2,548 $2,689

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Best By Category: Cheapest Auto Insurance in Woodburn, Kentucky

Compare the cheapest auto insurance companies in Woodburn, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woodburn, Kentucky

Category Insurance Company
Teenagers USAA
Seniors Progressive
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Woodburn, Kentucky Auto Insurance Companies

What auto insurance companies in Woodburn, Kentucky are the cheapest? Compare the top Woodburn, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woodburn, Kentucky

Insurance Company Average Annual Rates
Allstate $5,315
GEICO $4,158
Liberty Mutual $4,481
Nationwide $3,991
Progressive $3,563
State Farm $2,708
Travelers $4,633
USAA $2,555

What affects auto insurance rates in Woodburn, Kentucky?

There are a lot of reasons why auto insurance rates in Woodburn, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woodburn, Kentucky. Many local factors may affect your Woodburn auto insurance rates.

Woodburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woodburn, Kentucky commute length is 22.6 minutes according to City-Data.

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Compare Woodburn, Kentucky Auto Insurance Quotes

Before you buy Woodburn, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woodburn, Kentucky auto insurance quotes.

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