Best Cheap Auto Insurance in Wolsey, SD (2021)

The average Wolsey, SD auto insurance rates are $306 per month. The minimum auto insurance in Wolsey is at least 25/50/25 in coverage to comply with South Dakota auto insurance laws. To find the best cheap auto insurance in Wolsey, South Dakota, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The cheapest auto insurance company in Wolsey is State Farm
  • The minimum auto insurance required in Wolsey, South Dakota is 25/50/25
  • The most expensive auto insurance company in Wolsey for teen drivers is Liberty Mutual

Wolsey, South Dakota auto insurance requirements are 25/50/25 according to South Dakota auto insurance laws. Finding cheap auto insurance in Wolsey can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wolsey, South Dakota, including driving record, credit, commute time, and more.

Compare auto insurance in Wolsey to other South Dakota cities, including Brookings auto insurance rates, Huron auto insurance rates, and Mitchell auto insurance rates to see how Wolsey, South Dakota auto insurance rates stack up.

Before you buy Wolsey, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wolsey, South Dakota auto insurance quotes.

Minimum Auto Insurance in Wolsey, South Dakota

Wolsey, South Dakota auto insurance laws require that you have at least the South Dakota minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wolsey, South Dakota.

Minimum Required Auto Insurance Coverage in Wolsey, South Dakota

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wolsey, South Dakota Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wolsey, South Dakota are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wolsey, South Dakota

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,448 $2,504 $2,157 $2,307 $10,029 $11,971 $2,774 $3,038
American Family $2,939 $2,939 $2,598 $2,598 $6,026 $8,854 $2,939 $3,613
Farmers $1,800 $1,800 $1,583 $1,648 $8,115 $8,421 $2,015 $2,148
GEICO $2,137 $2,013 $2,041 $1,881 $4,398 $5,174 $1,873 $1,792
Liberty Mutual $3,762 $4,088 $2,968 $3,605 $14,670 $16,464 $3,950 $4,394
Nationwide $1,780 $1,829 $1,592 $1,700 $3,909 $5,045 $2,001 $2,174
Progressive $1,776 $1,740 $1,463 $1,514 $6,708 $7,609 $2,223 $2,327
State Farm $1,444 $1,444 $1,245 $1,245 $3,558 $4,562 $1,616 $1,818

Cheap Wolsey, South Dakota Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wolsey, South Dakota is a challenge. Take a look at the annual teen auto insurance rates in Wolsey, South Dakota.

Annual Auto Insurance Rates for Teen Drivers in Wolsey, South Dakota

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,029 $11,971
American Family $6,026 $8,854
Farmers $8,115 $8,421
GEICO $4,398 $5,174
Liberty Mutual $14,670 $16,464
Nationwide $3,909 $5,045
Progressive $6,708 $7,609
State Farm $3,558 $4,562

Cheap Wolsey, South Dakota Auto Insurance for Seniors

What are senior auto insurance rates in Wolsey, South Dakota? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wolsey, South Dakota

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,157 $2,307
American Family $2,598 $2,598
Farmers $1,583 $1,648
GEICO $2,041 $1,881
Liberty Mutual $2,968 $3,605
Nationwide $1,592 $1,700
Progressive $1,463 $1,514
State Farm $1,245 $1,245

Cheap Wolsey, South Dakota Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wolsey, South Dakota compared to the annual auto insurance rates with a clean record in Wolsey, South Dakota.

Annual Wolsey, South Dakota Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,858 $4,477 $5,960 $4,318
American Family $2,949 $4,337 $5,591 $3,376
Farmers $2,929 $3,709 $3,618 $3,510
GEICO $1,684 $2,844 $4,443 $1,684
Liberty Mutual $5,678 $7,052 $7,325 $6,894
Nationwide $1,819 $2,511 $3,581 $2,105
Progressive $2,730 $3,723 $2,943 $3,284
State Farm $1,983 $2,250 $2,116 $2,116

Cheap Wolsey, South Dakota Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wolsey, South Dakota is not easy. Compare the annual rates for DUI auto insurance in Wolsey, South Dakota to find the best deal.

Annual Auto Insurance Rates After a DUI in Wolsey, South Dakota

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,960
American Family $5,591
Farmers $3,618
GEICO $4,443
Liberty Mutual $7,325
Nationwide $3,581
Progressive $2,943
State Farm $2,116

Cheap Wolsey, South Dakota Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wolsey, South Dakota annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wolsey, South Dakota

Insurance Company Poor Fair Good
Allstate $5,671 $4,437 $3,853
American Family $5,228 $3,769 $3,193
Farmers $3,888 $3,286 $3,150
GEICO $4,316 $2,191 $1,484
Liberty Mutual $9,750 $5,863 $4,600
Nationwide $3,028 $2,388 $2,096
Progressive $3,640 $3,048 $2,822
State Farm $3,080 $1,842 $1,427

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Cheap Wolsey, South Dakota Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wolsey, South Dakota can vary. Compare the annual cost of auto insurance by ZIP code in Wolsey, South Dakota to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wolsey, South Dakota

ZIP Code Average Annual Rates
57384 $3,832

Cheap Wolsey, South Dakota Auto Insurance Rates By Commute

Commute length and annual mileage affect Wolsey, South Dakota auto insurance. Find the cheapest annual Wolsey, South Dakota auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wolsey, South Dakota

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,540 $4,767
American Family $4,013 $4,113
Farmers $3,441 $3,441
GEICO $2,631 $2,696
Liberty Mutual $6,737 $6,737
Nationwide $2,504 $2,504
Progressive $3,170 $3,170
State Farm $2,065 $2,168

Cheap Wolsey, South Dakota Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wolsey, South Dakota? Check out the comparison of annual Wolsey, South Dakota auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wolsey, South Dakota

Insurance Company Low Medium High
Allstate $4,537 $4,646 $4,778
American Family $4,106 $4,185 $3,899
Farmers $3,303 $3,408 $3,613
GEICO $2,584 $2,660 $2,746
Liberty Mutual $6,616 $6,728 $6,869
Nationwide $2,363 $2,493 $2,655
Progressive $3,085 $3,142 $3,283
State Farm $2,051 $2,117 $2,181

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Best By Category: Cheapest Auto Insurance in Wolsey, South Dakota

Compare the cheapest auto insurance companies in Wolsey, South Dakota in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wolsey, South Dakota

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record GEICO
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Wolsey, South Dakota Auto Insurance Companies

What auto insurance companies in Wolsey, South Dakota are the cheapest? Compare the top Wolsey, South Dakota auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wolsey, South Dakota

Insurance Company Average Annual Rates
Allstate $4,654
American Family $4,063
Farmers $3,441
GEICO $2,664
Liberty Mutual $6,737
Nationwide $2,504
Progressive $3,170
State Farm $2,116

What affects auto insurance rates in Wolsey, South Dakota?

There are a lot of reasons why auto insurance rates in Wolsey, South Dakota are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wolsey, South Dakota. Many local factors may affect your Wolsey auto insurance rates.

Wolsey Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wolsey, South Dakota commute length is 15.2 minutes according to City-Data.

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Compare Wolsey, South Dakota Auto Insurance Quotes

Before you buy Wolsey, South Dakota auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wolsey, South Dakota auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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