Best Cheap Auto Insurance in Wolf Lake, IL (2021)

The average Wolf Lake, IL auto insurance rates are $288 per month. The minimum auto insurance in Wolf Lake is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Wolf Lake, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Wolf Lake, IL for senior drivers are $1,980 per year
  • The most expensive auto insurance company in Wolf Lake for teen drivers is Farmers
  • The minimum auto insurance required in Wolf Lake, Illinois is 25/50/20

Wolf Lake, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Wolf Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wolf Lake, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Wolf Lake to other Illinois cities, including Rockford auto insurance rates, Waukegan auto insurance rates, and Joliet auto insurance rates to see how Wolf Lake, Illinois auto insurance rates stack up.

Before you buy Wolf Lake, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wolf Lake, Illinois auto insurance quotes.

Minimum Auto Insurance in Wolf Lake, Illinois

Wolf Lake, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wolf Lake, Illinois.

Minimum Required Auto Insurance Coverage in Wolf Lake, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Wolf Lake, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wolf Lake, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wolf Lake, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,280 $3,296 $3,417 $3,417 $8,393 $10,889 $3,939 $4,253
American Family $2,439 $2,439 $2,228 $2,228 $6,812 $9,483 $2,439 $3,143
Farmers $2,551 $2,558 $2,263 $2,390 $10,833 $11,318 $2,905 $3,042
GEICO $1,863 $1,866 $1,757 $2,095 $5,690 $6,014 $2,318 $2,254
Liberty Mutual $1,404 $1,519 $1,167 $1,306 $4,389 $4,888 $1,471 $1,560
Nationwide $2,672 $2,723 $2,362 $2,514 $7,470 $9,649 $3,123 $3,399
Progressive $2,222 $2,117 $1,828 $1,916 $7,577 $8,529 $2,642 $2,842
State Farm $1,542 $1,542 $1,369 $1,369 $4,245 $5,403 $1,738 $1,981
Travelers $1,559 $1,649 $1,407 $1,503 $4,326 $5,411 $1,656 $1,746
USAA $1,666 $1,690 $1,551 $1,522 $5,467 $6,018 $2,195 $2,404

Cheap Wolf Lake, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wolf Lake, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Wolf Lake, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Wolf Lake, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,393 $10,889
American Family $6,812 $9,483
Farmers $10,833 $11,318
GEICO $5,690 $6,014
Liberty Mutual $4,389 $4,888
Nationwide $7,470 $9,649
Progressive $7,577 $8,529
State Farm $4,245 $5,403
Travelers $4,326 $5,411
USAA $5,467 $6,018

Cheap Wolf Lake, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Wolf Lake, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wolf Lake, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,417 $3,417
American Family $2,228 $2,228
Farmers $2,263 $2,390
GEICO $1,757 $2,095
Liberty Mutual $1,167 $1,306
Nationwide $2,362 $2,514
Progressive $1,828 $1,916
State Farm $1,369 $1,369
Travelers $1,407 $1,503
USAA $1,551 $1,522

Cheap Wolf Lake, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wolf Lake, Illinois compared to the annual auto insurance rates with a clean record in Wolf Lake, Illinois.

Annual Wolf Lake, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,690 $6,200 $5,743 $4,809
American Family $2,867 $4,068 $5,415 $3,254
Farmers $4,004 $5,149 $5,021 $4,757
GEICO $2,183 $2,944 $4,060 $2,741
Liberty Mutual $1,852 $2,604 $2,300 $2,095
Nationwide $3,385 $4,427 $5,233 $3,910
Progressive $3,064 $4,500 $3,394 $3,877
State Farm $2,203 $2,594 $2,399 $2,399
Travelers $1,917 $2,502 $2,805 $2,404
USAA $2,000 $2,887 $3,954 $2,415

Cheap Wolf Lake, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wolf Lake, Illinois is not easy. Compare the annual rates for DUI auto insurance in Wolf Lake, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Wolf Lake, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,743
American Family $5,415
Farmers $5,021
GEICO $4,060
Liberty Mutual $2,300
Nationwide $5,233
Progressive $3,394
State Farm $2,399
Travelers $2,805
USAA $3,954

Cheap Wolf Lake, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wolf Lake, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wolf Lake, Illinois

Insurance Company Poor Fair Good
Allstate $6,538 $4,691 $4,102
American Family $5,201 $3,526 $2,977
Farmers $5,380 $4,518 $4,300
GEICO $4,796 $2,334 $1,816
Liberty Mutual $3,136 $1,947 $1,555
Nationwide $5,077 $4,077 $3,564
Progressive $4,247 $3,583 $3,297
State Farm $3,482 $2,090 $1,624
Travelers $2,949 $2,352 $1,919
USAA $3,742 $2,576 $2,125

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Cheap Wolf Lake, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wolf Lake, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Wolf Lake, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wolf Lake, Illinois

ZIP Code Average Annual Rates
62998 $3,400

Cheap Wolf Lake, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Wolf Lake, Illinois auto insurance. Find the cheapest annual Wolf Lake, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wolf Lake, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,110 $5,110
American Family $3,851 $3,952
Farmers $4,733 $4,733
GEICO $2,920 $3,043
Liberty Mutual $2,213 $2,213
Nationwide $4,239 $4,239
Progressive $3,709 $3,709
State Farm $2,338 $2,460
Travelers $2,313 $2,501
USAA $2,735 $2,893

Cheap Wolf Lake, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wolf Lake, Illinois? Check out the comparison of annual Wolf Lake, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wolf Lake, Illinois

Insurance Company Low Medium High
Allstate $4,941 $5,105 $5,285
American Family $3,775 $4,043 $3,885
Farmers $4,500 $4,617 $5,081
GEICO $2,726 $2,965 $3,256
Liberty Mutual $2,091 $2,208 $2,340
Nationwide $4,215 $4,278 $4,224
Progressive $3,366 $3,691 $4,070
State Farm $2,265 $2,400 $2,530
Travelers $2,250 $2,404 $2,567
USAA $2,621 $2,812 $3,010

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Best By Category: Cheapest Auto Insurance in Wolf Lake, Illinois

Compare the cheapest auto insurance companies in Wolf Lake, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wolf Lake, Illinois

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Travelers
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Wolf Lake, Illinois Auto Insurance Companies

What auto insurance companies in Wolf Lake, Illinois are the cheapest? Compare the top Wolf Lake, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wolf Lake, Illinois

Insurance Company Average Annual Rates
Allstate $5,110
American Family $3,901
Farmers $4,733
GEICO $2,982
Liberty Mutual $2,213
Nationwide $4,239
Progressive $3,709
State Farm $2,399
Travelers $2,407
USAA $2,814

Compare Wolf Lake, Illinois Auto Insurance Quotes

Before you buy Wolf Lake, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wolf Lake, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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