Best Cheap Auto Insurance in Wolcott, CO (2021)

The average Wolcott, CO auto insurance rates are $312 per month. The minimum auto insurance in Wolcott is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Wolcott, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Wolcott is Liberty Mutual
  • The most expensive auto insurance company in Wolcott for teen drivers is Allstate
  • Average auto insurance rates in Wolcott, CO for senior drivers are $2,193 per year

Wolcott, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Wolcott can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wolcott, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Wolcott to other Colorado cities, including Thornton auto insurance rates, Aurora auto insurance rates, and Pueblo auto insurance rates to see how Wolcott, Colorado auto insurance rates stack up.

Before you buy Wolcott, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wolcott, Colorado auto insurance quotes.

Minimum Auto Insurance in Wolcott, Colorado

Wolcott, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wolcott, Colorado.

Minimum Required Auto Insurance Coverage in Wolcott, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Wolcott, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wolcott, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wolcott, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,642 $3,402 $3,258 $3,295 $12,701 $13,319 $4,034 $4,072
American Family $2,583 $2,583 $2,333 $2,333 $6,284 $8,441 $2,583 $3,178
Farmers $2,754 $2,735 $2,494 $2,677 $10,299 $10,410 $3,041 $3,098
GEICO $1,609 $1,772 $1,682 $1,894 $5,105 $5,462 $1,478 $1,526
Liberty Mutual $1,730 $1,692 $1,476 $1,619 $4,952 $5,383 $1,743 $1,758
Nationwide $2,313 $2,360 $2,066 $2,188 $5,843 $7,486 $2,658 $2,874
Progressive $2,376 $2,212 $2,064 $2,053 $8,395 $9,416 $2,689 $2,618
State Farm $2,025 $2,025 $1,816 $1,816 $5,882 $7,421 $2,269 $2,710
USAA $2,315 $2,318 $2,198 $2,206 $5,820 $6,673 $2,982 $3,252

Cheap Wolcott, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wolcott, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Wolcott, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Wolcott, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,701 $13,319
American Family $6,284 $8,441
Farmers $10,299 $10,410
GEICO $5,105 $5,462
Liberty Mutual $4,952 $5,383
Nationwide $5,843 $7,486
Progressive $8,395 $9,416
State Farm $5,882 $7,421
USAA $5,820 $6,673

Cheap Wolcott, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Wolcott, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wolcott, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,258 $3,295
American Family $2,333 $2,333
Farmers $2,494 $2,677
GEICO $1,682 $1,894
Liberty Mutual $1,476 $1,619
Nationwide $2,066 $2,188
Progressive $2,064 $2,053
State Farm $1,816 $1,816
USAA $2,198 $2,206

Cheap Wolcott, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wolcott, Colorado compared to the annual auto insurance rates with a clean record in Wolcott, Colorado.

Annual Wolcott, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,073 $5,842 $7,185 $5,763
American Family $2,801 $3,973 $5,208 $3,178
Farmers $3,961 $5,081 $5,014 $4,697
GEICO $1,814 $2,797 $3,291 $2,362
Liberty Mutual $2,225 $2,608 $2,712 $2,632
Nationwide $2,669 $3,650 $4,637 $2,939
Progressive $3,447 $4,817 $3,637 $4,010
State Farm $2,983 $3,508 $3,246 $3,246
USAA $2,525 $3,080 $5,429 $2,848

Cheap Wolcott, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wolcott, Colorado is not easy. Compare the annual rates for DUI auto insurance in Wolcott, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Wolcott, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,185
American Family $5,208
Farmers $5,014
GEICO $3,291
Liberty Mutual $2,712
Nationwide $4,637
Progressive $3,637
State Farm $3,246
USAA $5,429

Cheap Wolcott, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wolcott, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wolcott, Colorado

Insurance Company Poor Fair Good
Allstate $7,611 $5,861 $4,425
American Family $4,927 $3,507 $2,935
Farmers $5,442 $4,421 $4,202
GEICO $3,080 $2,566 $2,052
Liberty Mutual $3,640 $2,222 $1,771
Nationwide $4,201 $3,324 $2,896
Progressive $4,504 $3,864 $3,566
State Farm $4,512 $2,895 $2,331
USAA $5,149 $2,924 $2,339

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Cheap Wolcott, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wolcott, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Wolcott, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wolcott, Colorado

ZIP Code Average Annual Rates
81655 $3,455

Cheap Wolcott, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Wolcott, Colorado auto insurance. Find the cheapest annual Wolcott, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wolcott, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,966 $5,966
American Family $3,709 $3,871
Farmers $4,688 $4,688
GEICO $2,516 $2,616
Liberty Mutual $2,544 $2,544
Nationwide $3,474 $3,474
Progressive $3,978 $3,978
State Farm $3,169 $3,323
USAA $3,372 $3,569

Cheap Wolcott, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wolcott, Colorado? Check out the comparison of annual Wolcott, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wolcott, Colorado

Insurance Company Low Medium High
Allstate $5,689 $5,948 $6,259
American Family $3,623 $3,868 $3,879
Farmers $4,150 $4,625 $5,290
GEICO $2,380 $2,534 $2,784
Liberty Mutual $2,399 $2,533 $2,700
Nationwide $3,517 $3,472 $3,432
Progressive $3,728 $3,989 $4,217
State Farm $3,060 $3,247 $3,430
USAA $3,329 $3,470 $3,612

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Best By Category: Cheapest Auto Insurance in Wolcott, Colorado

Compare the cheapest auto insurance companies in Wolcott, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wolcott, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record GEICO
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation GEICO

The Cheapest Wolcott, Colorado Auto Insurance Companies

What auto insurance companies in Wolcott, Colorado are the cheapest? Compare the top Wolcott, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wolcott, Colorado

Insurance Company Average Annual Rates
Allstate $5,966
American Family $3,790
Farmers $4,688
GEICO $2,566
Liberty Mutual $2,544
Nationwide $3,474
Progressive $3,978
State Farm $3,246
USAA $3,470

Compare Wolcott, Colorado Auto Insurance Quotes

Before you buy Wolcott, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wolcott, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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