Best Cheap Auto Insurance in Woburn, MA (2021)

The average Woburn, MA auto insurance rates are $277 per month. The minimum auto insurance in Woburn is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Woburn, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in Woburn is 26.4 minutes
  • The minimum auto insurance required in Woburn, Massachusetts is 20/40/5
  • The most expensive auto insurance company in Woburn for teen drivers is Liberty Mutual

Woburn, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Woburn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Woburn, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Woburn to other Massachusetts cities, including New Bedford auto insurance rates, Fall River auto insurance rates, and Worcester auto insurance rates to see how Woburn, Massachusetts auto insurance rates stack up.

Before you buy Woburn, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Woburn, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Woburn, Massachusetts

Woburn, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Woburn, Massachusetts.

Minimum Required Auto Insurance Coverage in Woburn, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Woburn, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Woburn, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Woburn, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,403 $2,403 $2,403 $2,403 $8,419 $8,419 $2,699 $2,699
GEICO $2,047 $2,047 $1,899 $1,899 $5,723 $5,723 $2,111 $2,111
Liberty Mutual $3,009 $3,009 $2,622 $2,622 $9,767 $9,767 $3,149 $3,149
Progressive $2,530 $2,530 $2,426 $2,426 $9,710 $9,710 $2,746 $2,746
State Farm $1,000 $1,000 $1,000 $1,000 $2,941 $2,941 $1,000 $1,000
Travelers $3,039 $3,039 $2,686 $2,686 $6,279 $6,279 $3,384 $3,384
USAA $1,492 $1,492 $1,470 $1,470 $3,499 $3,499 $1,649 $1,649

Cheap Woburn, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Woburn, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Woburn, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Woburn, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,419 $8,419
GEICO $5,723 $5,723
Liberty Mutual $9,767 $9,767
Progressive $9,710 $9,710
State Farm $2,941 $2,941
Travelers $6,279 $6,279
USAA $3,499 $3,499

Cheap Woburn, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Woburn, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Woburn, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,403 $2,403
GEICO $1,899 $1,899
Liberty Mutual $2,622 $2,622
Progressive $2,426 $2,426
State Farm $1,000 $1,000
Travelers $2,686 $2,686
USAA $1,470 $1,470

Cheap Woburn, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Woburn, Massachusetts compared to the annual auto insurance rates with a clean record in Woburn, Massachusetts.

Annual Woburn, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,075 $4,598 $5,173 $3,075
GEICO $2,355 $3,241 $3,698 $2,484
Liberty Mutual $3,655 $4,990 $5,999 $3,903
Progressive $3,654 $5,161 $4,083 $4,515
State Farm $1,180 $1,601 $1,900 $1,261
Travelers $2,991 $4,156 $4,431 $3,809
USAA $1,442 $1,874 $3,181 $1,613

Cheap Woburn, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Woburn, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Woburn, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Woburn, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,173
GEICO $3,698
Liberty Mutual $5,999
Progressive $4,083
State Farm $1,900
Travelers $4,431
USAA $3,181

Cheap Woburn, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Woburn, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Woburn, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Woburn, Massachusetts

ZIP Code Average Annual Rates
1801 $3,325

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Cheap Woburn, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Woburn, Massachusetts auto insurance. Find the cheapest annual Woburn, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Woburn, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,849 $4,112
GEICO $2,890 $3,000
Liberty Mutual $4,455 $4,819
Progressive $4,353 $4,353
State Farm $1,450 $1,521
Travelers $3,665 $4,029
USAA $1,972 $2,084

Cheap Woburn, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Woburn, Massachusetts? Check out the comparison of annual Woburn, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Woburn, Massachusetts

Insurance Company Low Medium High
Allstate $3,668 $4,049 $4,225
GEICO $2,708 $3,000 $3,127
Liberty Mutual $4,333 $4,697 $4,880
Progressive $3,984 $4,445 $4,631
State Farm $1,348 $1,511 $1,596
Travelers $3,464 $3,933 $4,144
USAA $1,879 $2,062 $2,142

Best By Category: Cheapest Auto Insurance in Woburn, Massachusetts

Compare the cheapest auto insurance companies in Woburn, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Woburn, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Woburn, Massachusetts Auto Insurance Companies

What auto insurance companies in Woburn, Massachusetts are the cheapest? Compare the top Woburn, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Woburn, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,981
GEICO $2,945
Liberty Mutual $4,637
Progressive $4,353
State Farm $1,485
Travelers $3,847
USAA $2,028

What affects auto insurance rates in Woburn, Massachusetts?

There are a lot of reasons why auto insurance rates in Woburn, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Woburn, Massachusetts. Many local factors may affect your Woburn auto insurance rates.

Woburn Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Woburn, Massachusetts commute length is 26.4 minutes according to City-Data.

Compare Woburn, Massachusetts Auto Insurance Quotes

Before you buy Woburn, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Woburn, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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