Best Cheap Auto Insurance in Wixom, MI (2021)

The average Wixom, MI auto insurance rates are $883 per month. The minimum auto insurance in Wixom is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Wixom, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wixom for teen drivers is Allstate
  • The cheapest auto insurance company in Wixom is USAA
  • The minimum auto insurance required in Wixom, Michigan is 20/40/10

Wixom, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Wixom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wixom, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Wixom to other Michigan cities, including Flint auto insurance rates, Warren auto insurance rates, and Dearborn auto insurance rates to see how Wixom, Michigan auto insurance rates stack up.

Before you buy Wixom, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wixom, Michigan auto insurance quotes.

Minimum Auto Insurance in Wixom, Michigan

Wixom, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wixom, Michigan.

Minimum Required Auto Insurance Coverage in Wixom, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Wixom, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wixom, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wixom, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $17,338 $17,338 $16,069 $16,069 $43,986 $43,986 $18,282 $18,282
Farmers $5,243 $5,243 $4,856 $4,856 $11,475 $11,475 $5,928 $5,928
GEICO $5,767 $5,767 $5,897 $5,897 $15,813 $15,813 $5,491 $5,491
Liberty Mutual $14,993 $14,993 $14,847 $14,847 $34,903 $34,903 $14,993 $14,993
Nationwide $4,519 $4,519 $4,018 $4,018 $12,073 $12,073 $4,964 $4,964
Progressive $3,112 $2,875 $2,757 $3,086 $11,616 $12,362 $3,620 $3,318
State Farm $7,640 $7,640 $7,099 $7,099 $27,177 $27,177 $8,991 $8,991
Travelers $5,380 $5,380 $4,626 $4,626 $16,180 $16,180 $5,842 $5,842
USAA $2,799 $2,659 $2,632 $2,484 $7,144 $6,835 $3,446 $3,319

Cheap Wixom, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wixom, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Wixom, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Wixom, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $43,986 $43,986
Farmers $11,475 $11,475
GEICO $15,813 $15,813
Liberty Mutual $34,903 $34,903
Nationwide $12,073 $12,073
Progressive $11,616 $12,362
State Farm $27,177 $27,177
Travelers $16,180 $16,180
USAA $7,144 $6,835

Cheap Wixom, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Wixom, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wixom, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $16,069 $16,069
Farmers $4,856 $4,856
GEICO $5,897 $5,897
Liberty Mutual $14,847 $14,847
Nationwide $4,018 $4,018
Progressive $2,757 $3,086
State Farm $7,099 $7,099
Travelers $4,626 $4,626
USAA $2,632 $2,484

Cheap Wixom, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wixom, Michigan compared to the annual auto insurance rates with a clean record in Wixom, Michigan.

Annual Wixom, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $11,534 $15,415 $52,475 $16,250
Farmers $5,738 $7,400 $7,271 $7,092
GEICO $2,851 $6,117 $18,675 $5,324
Liberty Mutual $13,654 $16,711 $31,697 $17,675
Nationwide $5,466 $7,316 $6,635 $6,157
Progressive $4,521 $5,963 $5,352 $5,537
State Farm $7,999 $9,643 $21,154 $12,110
Travelers $5,416 $7,736 $12,473 $6,404
USAA $3,139 $3,932 $5,161 $3,426

Cheap Wixom, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wixom, Michigan is not easy. Compare the annual rates for DUI auto insurance in Wixom, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Wixom, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $52,475
Farmers $7,271
GEICO $18,675
Liberty Mutual $31,697
Nationwide $6,635
Progressive $5,352
State Farm $21,154
Travelers $12,473
USAA $5,161

Cheap Wixom, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wixom, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wixom, Michigan

Insurance Company Poor Fair Good
Allstate $36,193 $20,092 $15,471
Farmers $9,977 $5,527 $5,123
GEICO $10,622 $7,786 $6,318
Liberty Mutual $31,535 $18,213 $10,055
Nationwide $8,011 $6,039 $5,130
Progressive $6,158 $5,195 $4,677
State Farm $20,651 $10,442 $7,087
Travelers $8,206 $7,958 $7,858
USAA $5,868 $3,333 $2,543

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Cheap Wixom, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wixom, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Wixom, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wixom, Michigan

ZIP Code Average Annual Rates
48393 $7,441

Cheap Wixom, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Wixom, Michigan auto insurance. Find the cheapest annual Wixom, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wixom, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $23,919 $23,919
Farmers $6,876 $6,876
GEICO $8,053 $8,431
Liberty Mutual $19,257 $20,611
Nationwide $6,393 $6,393
Progressive $5,343 $5,343
State Farm $12,390 $13,064
Travelers $7,961 $8,053
USAA $3,871 $3,959

Cheap Wixom, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wixom, Michigan? Check out the comparison of annual Wixom, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wixom, Michigan

Insurance Company Low Medium High
Allstate $23,248 $23,978 $24,530
Farmers $6,664 $6,855 $7,107
GEICO $7,677 $8,159 $8,890
Liberty Mutual $19,475 $19,890 $20,437
Nationwide $6,662 $6,293 $6,226
Progressive $5,162 $5,352 $5,516
State Farm $12,110 $12,803 $13,268
Travelers $7,920 $8,016 $8,086
USAA $3,792 $3,925 $4,027

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Best By Category: Cheapest Auto Insurance in Wixom, Michigan

Compare the cheapest auto insurance companies in Wixom, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wixom, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Wixom, Michigan Auto Insurance Companies

What auto insurance companies in Wixom, Michigan are the cheapest? Compare the top Wixom, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wixom, Michigan

Insurance Company Average Annual Rates
Allstate $23,919
Farmers $6,876
GEICO $8,242
Liberty Mutual $19,934
Nationwide $6,393
Progressive $5,343
State Farm $12,727
Travelers $8,007
USAA $3,915

What affects auto insurance rates in Wixom, Michigan?

There are a lot of reasons why auto insurance rates in Wixom, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wixom, Michigan. Many local factors may affect your Wixom auto insurance rates.

Wixom Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wixom, Michigan auto theft statistics, there have been 16 auto thefts in the city.

Wixom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wixom, Michigan commute length is 26.1 minutes according to City-Data.

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Compare Wixom, Michigan Auto Insurance Quotes

Before you buy Wixom, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wixom, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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