Best Cheap Auto Insurance in Wise River, MT (2021)

The average Wise River, MT auto insurance rates are $250 per month. The minimum auto insurance in Wise River is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Wise River, Montana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wise River for teen drivers is Allstate
  • The minimum auto insurance required in Wise River, Montana is 25/50/20
  • The cheapest auto insurance company in Wise River is Liberty Mutual

Wise River, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Wise River can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wise River, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Wise River to other Montana cities, including Havre auto insurance rates, Great Falls auto insurance rates, and Helena auto insurance rates to see how Wise River, Montana auto insurance rates stack up.

Before you buy Wise River, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wise River, Montana auto insurance quotes.

Minimum Auto Insurance in Wise River, Montana

Wise River, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wise River, Montana.

Minimum Required Auto Insurance Coverage in Wise River, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Wise River, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wise River, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wise River, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,613 $2,613 $2,337 $2,337 $7,264 $7,264 $2,872 $2,872
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,048 $1,048 $1,027 $1,027 $2,175 $2,175 $1,260 $1,260
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,935 $2,935 $2,645 $2,645 $6,908 $6,908 $3,301 $3,301
State Farm $1,602 $1,602 $1,413 $1,413 $4,781 $4,781 $1,738 $1,738
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

Cheap Wise River, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wise River, Montana is a challenge. Take a look at the annual teen auto insurance rates in Wise River, Montana.

Annual Auto Insurance Rates for Teen Drivers in Wise River, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,264 $7,264
GEICO $5,830 $5,426
Liberty Mutual $2,175 $2,175
Nationwide $4,884 $4,884
Progressive $6,908 $6,908
State Farm $4,781 $4,781
USAA $3,950 $3,950

Cheap Wise River, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Wise River, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wise River, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,337 $2,337
GEICO $2,342 $2,136
Liberty Mutual $1,027 $1,027
Nationwide $2,213 $2,213
Progressive $2,645 $2,645
State Farm $1,413 $1,413
USAA $1,081 $1,081

Cheap Wise River, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wise River, Montana compared to the annual auto insurance rates with a clean record in Wise River, Montana.

Annual Wise River, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,306 $4,292 $4,184 $3,306
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $933 $1,637 $1,637 $1,304
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,405 $4,395 $4,209 $3,780
State Farm $2,213 $2,554 $2,383 $2,383
USAA $1,456 $1,814 $2,700 $1,775

Cheap Wise River, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wise River, Montana is not easy. Compare the annual rates for DUI auto insurance in Wise River, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Wise River, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,460
Farmers $4,184
GEICO $4,768
Liberty Mutual $1,637
Nationwide $4,045
Progressive $4,209
State Farm $2,383
USAA $2,700

Cheap Wise River, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wise River, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wise River, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,439 $3,540 $3,336
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,378 $1,378 $1,378
Nationwide $3,808 $2,763 $2,490
Progressive $4,774 $3,654 $3,415
State Farm $3,427 $2,086 $1,637
USAA $2,603 $1,770 $1,436

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Cheap Wise River, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wise River, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Wise River, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wise River, Montana

ZIP Code Average Annual Rates
59762 $3,066

Cheap Wise River, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Wise River, Montana auto insurance. Find the cheapest annual Wise River, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wise River, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,772 $3,772
GEICO $2,984 $3,092
Liberty Mutual $1,378 $1,378
Nationwide $3,020 $3,020
Progressive $3,947 $3,947
State Farm $2,314 $2,453
USAA $1,913 $1,959

Cheap Wise River, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wise River, Montana? Check out the comparison of annual Wise River, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wise River, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,499 $3,768 $4,048
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,275 $1,382 $1,476
Nationwide $2,311 $3,208 $3,542
Progressive $3,699 $3,935 $4,209
State Farm $2,249 $2,374 $2,527
USAA $1,848 $1,926 $2,035

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Best By Category: Cheapest Auto Insurance in Wise River, Montana

Compare the cheapest auto insurance companies in Wise River, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wise River, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Wise River, Montana Auto Insurance Companies

What auto insurance companies in Wise River, Montana are the cheapest? Compare the top Wise River, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wise River, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,772
GEICO $3,038
Liberty Mutual $1,378
Nationwide $3,020
Progressive $3,947
State Farm $2,383
USAA $1,936

Compare Wise River, Montana Auto Insurance Quotes

Before you buy Wise River, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wise River, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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