Best Cheap Auto Insurance in Wisdom, MT (2021)

The average Wisdom, MT auto insurance rates are $251 per month. The minimum auto insurance in Wisdom is at least 25/50/20 in coverage to comply with Montana auto insurance laws. To find the best cheap auto insurance in Wisdom, Montana, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in Wisdom, Montana is 25/50/20
  • The cheapest auto insurance company in Wisdom is Liberty Mutual
  • Average auto insurance rates in Wisdom, MT for senior drivers are $1,932 per year

Wisdom, Montana auto insurance requirements are 25/50/20 according to Montana auto insurance laws. Finding cheap auto insurance in Wisdom can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wisdom, Montana, including driving record, credit, commute time, and more.

Compare auto insurance in Wisdom to other Montana cities, including Bozeman auto insurance rates, Belgrade auto insurance rates, and Helena auto insurance rates to see how Wisdom, Montana auto insurance rates stack up.

Before you buy Wisdom, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wisdom, Montana auto insurance quotes.

Minimum Auto Insurance in Wisdom, Montana

Wisdom, Montana auto insurance laws require that you have at least the Montana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wisdom, Montana.

Minimum Required Auto Insurance Coverage in Wisdom, Montana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wisdom, Montana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wisdom, Montana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wisdom, Montana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,690 $2,690 $2,456 $2,456 $10,111 $10,111 $2,906 $2,906
Farmers $2,613 $2,613 $2,337 $2,337 $7,264 $7,264 $2,872 $2,872
GEICO $2,399 $2,242 $2,342 $2,136 $5,830 $5,426 $2,056 $1,873
Liberty Mutual $1,035 $1,035 $1,016 $1,016 $2,145 $2,145 $1,243 $1,243
Nationwide $2,421 $2,421 $2,213 $2,213 $4,884 $4,884 $2,562 $2,562
Progressive $2,939 $2,939 $2,647 $2,647 $6,916 $6,916 $3,306 $3,306
State Farm $1,675 $1,675 $1,471 $1,471 $4,937 $4,937 $1,815 $1,815
USAA $1,209 $1,209 $1,081 $1,081 $3,950 $3,950 $1,506 $1,506

Cheap Wisdom, Montana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wisdom, Montana is a challenge. Take a look at the annual teen auto insurance rates in Wisdom, Montana.

Annual Auto Insurance Rates for Teen Drivers in Wisdom, Montana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,111 $10,111
Farmers $7,264 $7,264
GEICO $5,830 $5,426
Liberty Mutual $2,145 $2,145
Nationwide $4,884 $4,884
Progressive $6,916 $6,916
State Farm $4,937 $4,937
USAA $3,950 $3,950

Cheap Wisdom, Montana Auto Insurance for Seniors

What are senior auto insurance rates in Wisdom, Montana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wisdom, Montana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,456 $2,456
Farmers $2,337 $2,337
GEICO $2,342 $2,136
Liberty Mutual $1,016 $1,016
Nationwide $2,213 $2,213
Progressive $2,647 $2,647
State Farm $1,471 $1,471
USAA $1,081 $1,081

Cheap Wisdom, Montana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wisdom, Montana compared to the annual auto insurance rates with a clean record in Wisdom, Montana.

Annual Wisdom, Montana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,825 $4,518 $5,460 $4,361
Farmers $3,306 $4,292 $4,184 $3,306
GEICO $1,956 $3,091 $4,768 $2,337
Liberty Mutual $922 $1,615 $1,615 $1,288
Nationwide $2,216 $3,156 $4,045 $2,663
Progressive $3,409 $4,400 $4,214 $3,785
State Farm $2,306 $2,643 $2,474 $2,474
USAA $1,456 $1,814 $2,700 $1,775

Cheap Wisdom, Montana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wisdom, Montana is not easy. Compare the annual rates for DUI auto insurance in Wisdom, Montana to find the best deal.

Annual Auto Insurance Rates After a DUI in Wisdom, Montana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,460
Farmers $4,184
GEICO $4,768
Liberty Mutual $1,615
Nationwide $4,045
Progressive $4,214
State Farm $2,474
USAA $2,700

Cheap Wisdom, Montana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wisdom, Montana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wisdom, Montana

Insurance Company Poor Fair Good
Allstate $5,499 $4,387 $3,737
Farmers $4,439 $3,540 $3,336
GEICO $4,786 $2,551 $1,777
Liberty Mutual $1,360 $1,360 $1,360
Nationwide $3,808 $2,763 $2,490
Progressive $4,779 $3,658 $3,419
State Farm $3,559 $2,165 $1,698
USAA $2,603 $1,770 $1,436

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wisdom, Montana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wisdom, Montana can vary. Compare the annual cost of auto insurance by ZIP code in Wisdom, Montana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wisdom, Montana

ZIP Code Average Annual Rates
59761 $3,076

Cheap Wisdom, Montana Auto Insurance Rates By Commute

Commute length and annual mileage affect Wisdom, Montana auto insurance. Find the cheapest annual Wisdom, Montana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wisdom, Montana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,434 $4,648
Farmers $3,772 $3,772
GEICO $2,984 $3,092
Liberty Mutual $1,360 $1,360
Nationwide $3,020 $3,020
Progressive $3,952 $3,952
State Farm $2,401 $2,547
USAA $1,913 $1,959

Cheap Wisdom, Montana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wisdom, Montana? Check out the comparison of annual Wisdom, Montana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wisdom, Montana

Insurance Company Low Medium High
Allstate $4,314 $4,530 $4,779
Farmers $3,499 $3,768 $4,048
GEICO $2,898 $3,013 $3,203
Liberty Mutual $1,257 $1,364 $1,459
Nationwide $2,311 $3,208 $3,542
Progressive $3,707 $3,939 $4,210
State Farm $2,344 $2,465 $2,615
USAA $1,848 $1,926 $2,035

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wisdom, Montana

Compare the cheapest auto insurance companies in Wisdom, Montana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wisdom, Montana

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Wisdom, Montana Auto Insurance Companies

What auto insurance companies in Wisdom, Montana are the cheapest? Compare the top Wisdom, Montana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wisdom, Montana

Insurance Company Average Annual Rates
Allstate $4,541
Farmers $3,772
GEICO $3,038
Liberty Mutual $1,360
Nationwide $3,020
Progressive $3,952
State Farm $2,474
USAA $1,936

What affects auto insurance rates in Wisdom, Montana?

There are a lot of reasons why auto insurance rates in Wisdom, Montana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wisdom, Montana. Many local factors may affect your Wisdom auto insurance rates.

Wisdom Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wisdom, Montana commute length is 6.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wisdom, Montana Auto Insurance Quotes

Before you buy Wisdom, Montana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wisdom, Montana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption