Best Cheap Auto Insurance in Winter Harbor, ME (2021)

The average Winter Harbor, ME auto insurance rates are $228 per month. The minimum auto insurance in Winter Harbor is at least 50/100/25 in coverage to comply with Maine auto insurance laws. To find the best cheap auto insurance in Winter Harbor, Maine, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Winter Harbor, ME for senior drivers are $1,608 per year
  • The cheapest auto insurance company in Winter Harbor is GEICO
  • The average commute length in Winter Harbor is 21.5 minutes

Winter Harbor, Maine auto insurance requirements are 50/100/25 according to Maine auto insurance laws. Finding cheap auto insurance in Winter Harbor can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winter Harbor, Maine, including driving record, credit, commute time, and more.

Compare auto insurance in Winter Harbor to other Maine cities, including Biddeford auto insurance rates, Augusta auto insurance rates, and Portland auto insurance rates to see how Winter Harbor, Maine auto insurance rates stack up.

Before you buy Winter Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winter Harbor, Maine auto insurance quotes.

Minimum Auto Insurance in Winter Harbor, Maine

Winter Harbor, Maine auto insurance laws require that you have at least the Maine minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winter Harbor, Maine.

Minimum Required Auto Insurance Coverage in Winter Harbor, Maine

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $50,000 per person
$100,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Winter Harbor, Maine Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winter Harbor, Maine are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winter Harbor, Maine

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,858 $1,917 $1,668 $1,811 $4,681 $6,226 $2,026 $2,265
Farmers $1,886 $1,906 $1,755 $1,898 $5,767 $6,474 $2,196 $2,281
GEICO $1,018 $1,055 $1,018 $1,018 $2,429 $3,165 $1,109 $1,189
Liberty Mutual $3,072 $3,072 $2,925 $2,925 $6,543 $9,799 $3,072 $4,332
Progressive $2,168 $2,126 $2,168 $2,126 $9,020 $10,144 $2,528 $2,864
State Farm $1,272 $1,272 $1,196 $1,196 $4,021 $5,008 $1,417 $1,554
Travelers $1,195 $1,240 $1,082 $1,108 $4,782 $6,471 $1,190 $1,380
USAA $929 $921 $922 $905 $3,003 $3,324 $1,186 $1,256

Cheap Winter Harbor, Maine Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winter Harbor, Maine is a challenge. Take a look at the annual teen auto insurance rates in Winter Harbor, Maine.

Annual Auto Insurance Rates for Teen Drivers in Winter Harbor, Maine

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $4,681 $6,226
Farmers $5,767 $6,474
GEICO $2,429 $3,165
Liberty Mutual $6,543 $9,799
Progressive $9,020 $10,144
State Farm $4,021 $5,008
Travelers $4,782 $6,471
USAA $3,003 $3,324

Cheap Winter Harbor, Maine Auto Insurance for Seniors

What are senior auto insurance rates in Winter Harbor, Maine? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winter Harbor, Maine

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,668 $1,811
Farmers $1,755 $1,898
GEICO $1,018 $1,018
Liberty Mutual $2,925 $2,925
Progressive $2,168 $2,126
State Farm $1,196 $1,196
Travelers $1,082 $1,108
USAA $922 $905

Cheap Winter Harbor, Maine Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winter Harbor, Maine compared to the annual auto insurance rates with a clean record in Winter Harbor, Maine.

Annual Winter Harbor, Maine Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,293 $3,111 $3,233 $2,588
Farmers $2,642 $3,366 $2,917 $3,156
GEICO $1,086 $1,535 $2,292 $1,086
Liberty Mutual $3,462 $4,051 $6,601 $3,756
Progressive $3,321 $5,606 $3,696 $3,948
State Farm $1,924 $2,310 $2,117 $2,117
Travelers $1,924 $2,138 $2,672 $2,490
USAA $1,185 $1,554 $2,180 $1,303

Cheap Winter Harbor, Maine Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winter Harbor, Maine is not easy. Compare the annual rates for DUI auto insurance in Winter Harbor, Maine to find the best deal.

Annual Auto Insurance Rates After a DUI in Winter Harbor, Maine

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,233
Farmers $2,917
GEICO $2,292
Liberty Mutual $6,601
Progressive $3,696
State Farm $2,117
Travelers $2,672
USAA $2,180

Cheap Winter Harbor, Maine Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winter Harbor, Maine annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winter Harbor, Maine

Insurance Company Poor Fair Good
Allstate $3,528 $2,686 $2,205
Farmers $3,524 $2,884 $2,654
GEICO $2,019 $1,339 $1,142
Liberty Mutual $6,221 $4,030 $3,152
Progressive $4,688 $4,014 $3,726
State Farm $3,083 $1,842 $1,426
Travelers $2,714 $2,224 $1,980
USAA $2,048 $1,402 $1,218

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Cheap Winter Harbor, Maine Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winter Harbor, Maine can vary. Compare the annual cost of auto insurance by ZIP code in Winter Harbor, Maine to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winter Harbor, Maine

ZIP Code Average Annual Rates
4693 $2,374

Cheap Winter Harbor, Maine Auto Insurance Rates By Commute

Commute length and annual mileage affect Winter Harbor, Maine auto insurance. Find the cheapest annual Winter Harbor, Maine auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winter Harbor, Maine

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,806 $2,806
Farmers $3,021 $3,021
GEICO $1,475 $1,524
Liberty Mutual $4,375 $4,560
Progressive $4,143 $4,143
State Farm $2,048 $2,186
Travelers $2,306 $2,306
USAA $1,511 $1,600

Cheap Winter Harbor, Maine Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winter Harbor, Maine? Check out the comparison of annual Winter Harbor, Maine auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winter Harbor, Maine

Insurance Company Low Medium High
Allstate $2,771 $2,772 $2,875
Farmers $2,901 $2,918 $3,242
GEICO $1,474 $1,481 $1,545
Liberty Mutual $4,419 $4,419 $4,565
Progressive $4,059 $4,066 $4,303
State Farm $2,068 $2,097 $2,187
Travelers $2,270 $2,274 $2,375
USAA $1,528 $1,539 $1,600

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Best By Category: Cheapest Auto Insurance in Winter Harbor, Maine

Compare the cheapest auto insurance companies in Winter Harbor, Maine in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winter Harbor, Maine

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Winter Harbor, Maine Auto Insurance Companies

What auto insurance companies in Winter Harbor, Maine are the cheapest? Compare the top Winter Harbor, Maine auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winter Harbor, Maine

Insurance Company Average Annual Rates
Allstate $2,806
Farmers $3,021
GEICO $1,500
Liberty Mutual $4,468
Progressive $4,143
State Farm $2,117
Travelers $2,306
USAA $1,556

What affects auto insurance rates in Winter Harbor, Maine?

There are a lot of reasons why auto insurance rates in Winter Harbor, Maine are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winter Harbor, Maine. Many local factors may affect your Winter Harbor auto insurance rates.

Winter Harbor Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winter Harbor, Maine commute length is 21.5 minutes according to City-Data.

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Compare Winter Harbor, Maine Auto Insurance Quotes

Before you buy Winter Harbor, Maine auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winter Harbor, Maine auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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