Best Cheap Auto Insurance in Winsted, CT (2021)

The average Winsted, CT auto insurance rates are $361 per month. The minimum auto insurance in Winsted is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Winsted, Connecticut, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The cheapest auto insurance company in Winsted is GEICO
  • The average commute length in Winsted is 30.1 minutes
  • Average auto insurance rates in Winsted, CT for senior drivers are $2,169 per year

Winsted, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Winsted can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winsted, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Winsted to other Connecticut cities, including Stamford auto insurance rates, Bridgeport auto insurance rates, and Danbury auto insurance rates to see how Winsted, Connecticut auto insurance rates stack up.

Before you buy Winsted, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winsted, Connecticut auto insurance quotes.

Minimum Auto Insurance in Winsted, Connecticut

Winsted, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winsted, Connecticut.

Minimum Required Auto Insurance Coverage in Winsted, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Winsted, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winsted, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winsted, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,507 $3,469 $3,229 $3,458 $10,742 $12,689 $3,669 $3,854
GEICO $2,186 $2,191 $2,027 $2,043 $5,082 $6,034 $2,111 $2,051
Liberty Mutual $3,295 $3,577 $2,536 $3,119 $16,511 $18,596 $3,339 $3,641
Nationwide $2,229 $2,255 $2,003 $2,102 $6,150 $7,803 $2,582 $2,777
Progressive $2,362 $2,208 $2,018 $2,096 $9,780 $10,836 $2,705 $3,030
State Farm $1,811 $1,811 $1,663 $1,663 $5,501 $6,904 $2,036 $2,344
Travelers $1,667 $1,692 $1,661 $1,654 $12,612 $20,231 $1,815 $2,052
USAA $1,855 $1,837 $1,727 $1,706 $5,822 $6,120 $2,481 $2,574

Cheap Winsted, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winsted, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Winsted, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Winsted, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,742 $12,689
GEICO $5,082 $6,034
Liberty Mutual $16,511 $18,596
Nationwide $6,150 $7,803
Progressive $9,780 $10,836
State Farm $5,501 $6,904
Travelers $12,612 $20,231
USAA $5,822 $6,120

Cheap Winsted, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Winsted, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winsted, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,229 $3,458
GEICO $2,027 $2,043
Liberty Mutual $2,536 $3,119
Nationwide $2,003 $2,102
Progressive $2,018 $2,096
State Farm $1,663 $1,663
Travelers $1,661 $1,654
USAA $1,727 $1,706

Cheap Winsted, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winsted, Connecticut compared to the annual auto insurance rates with a clean record in Winsted, Connecticut.

Annual Winsted, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,744 $5,865 $6,955 $4,744
GEICO $1,877 $2,460 $5,222 $2,304
Liberty Mutual $5,980 $7,485 $7,413 $6,429
Nationwide $2,841 $3,702 $4,241 $3,166
Progressive $3,737 $5,420 $3,926 $4,434
State Farm $2,762 $3,035 $3,035 $3,035
Travelers $4,367 $4,729 $6,880 $5,717
USAA $2,343 $2,941 $4,435 $2,343

Cheap Winsted, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winsted, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Winsted, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Winsted, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,955
GEICO $5,222
Liberty Mutual $7,413
Nationwide $4,241
Progressive $3,926
State Farm $3,035
Travelers $6,880
USAA $4,435

Cheap Winsted, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winsted, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winsted, Connecticut

Insurance Company Poor Fair Good
Allstate $7,091 $5,374 $4,266
GEICO $4,314 $2,602 $1,982
Liberty Mutual $9,681 $6,044 $4,755
Nationwide $4,621 $3,099 $2,743
Progressive $4,769 $4,275 $4,094
State Farm $4,130 $2,644 $2,127
Travelers $6,159 $5,130 $4,980
USAA $3,987 $2,690 $2,369

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Winsted, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winsted, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Winsted, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winsted, Connecticut

ZIP Code Average Annual Rates
6098 $4,374

Cheap Winsted, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Winsted, Connecticut auto insurance. Find the cheapest annual Winsted, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winsted, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,577 $5,577
GEICO $2,921 $3,011
Liberty Mutual $6,827 $6,827
Nationwide $3,488 $3,488
Progressive $4,379 $4,379
State Farm $2,895 $3,039
Travelers $5,423 $5,423
USAA $2,979 $3,051

Cheap Winsted, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winsted, Connecticut? Check out the comparison of annual Winsted, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winsted, Connecticut

Insurance Company Low Medium High
Allstate $5,268 $5,570 $5,893
GEICO $2,759 $2,930 $3,209
Liberty Mutual $6,577 $6,780 $7,123
Nationwide $3,547 $3,514 $3,403
Progressive $4,101 $4,344 $4,693
State Farm $2,792 $2,971 $3,137
Travelers $5,057 $5,389 $5,824
USAA $2,826 $3,018 $3,202

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Winsted, Connecticut

Compare the cheapest auto insurance companies in Winsted, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winsted, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation GEICO

The Cheapest Winsted, Connecticut Auto Insurance Companies

What auto insurance companies in Winsted, Connecticut are the cheapest? Compare the top Winsted, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winsted, Connecticut

Insurance Company Average Annual Rates
Allstate $5,577
GEICO $2,966
Liberty Mutual $6,827
Nationwide $3,488
Progressive $4,379
State Farm $2,967
Travelers $5,423
USAA $3,015

What affects auto insurance rates in Winsted, Connecticut?

There are a lot of reasons why auto insurance rates in Winsted, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winsted, Connecticut. Many local factors may affect your Winsted auto insurance rates.

Winsted Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winsted, Connecticut commute length is 30.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Winsted, Connecticut Auto Insurance Quotes

Before you buy Winsted, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winsted, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption