Best Cheap Auto Insurance in Winn, MI (2021)

The average Winn, MI auto insurance rates are $744 per month. The minimum auto insurance in Winn is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Winn, Michigan, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Winn for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Winn is USAA
  • Average auto insurance rates in Winn, MI for senior drivers are $5,894 per year

Winn, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Winn can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winn, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Winn to other Michigan cities, including Livonia auto insurance rates, Flint auto insurance rates, and Dearborn auto insurance rates to see how Winn, Michigan auto insurance rates stack up.

Before you buy Winn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winn, Michigan auto insurance quotes.

Minimum Auto Insurance in Winn, Michigan

Winn, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winn, Michigan.

Minimum Required Auto Insurance Coverage in Winn, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Winn, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winn, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winn, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $12,750 $12,750 $11,776 $11,776 $32,526 $32,526 $13,452 $13,452
Farmers $3,989 $3,989 $3,715 $3,715 $8,935 $8,935 $4,481 $4,481
GEICO $3,689 $3,689 $3,754 $3,754 $10,303 $10,303 $3,528 $3,528
Liberty Mutual $14,956 $14,956 $14,804 $14,804 $35,785 $35,785 $14,956 $14,956
Nationwide $4,191 $4,191 $3,733 $3,733 $10,808 $10,808 $4,581 $4,581
Progressive $3,209 $2,969 $2,828 $3,182 $11,520 $12,184 $3,732 $3,411
State Farm $6,540 $6,540 $6,031 $6,031 $22,386 $22,386 $7,660 $7,660
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,589 $2,444 $2,436 $2,298 $6,179 $5,836 $3,137 $2,997

Cheap Winn, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winn, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Winn, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Winn, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $32,526 $32,526
Farmers $8,935 $8,935
GEICO $10,303 $10,303
Liberty Mutual $35,785 $35,785
Nationwide $10,808 $10,808
Progressive $11,520 $12,184
State Farm $22,386 $22,386
Travelers $13,395 $13,395
USAA $6,179 $5,836

Cheap Winn, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Winn, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winn, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $11,776 $11,776
Farmers $3,715 $3,715
GEICO $3,754 $3,754
Liberty Mutual $14,804 $14,804
Nationwide $3,733 $3,733
Progressive $2,828 $3,182
State Farm $6,031 $6,031
Travelers $3,858 $3,858
USAA $2,436 $2,298

Cheap Winn, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winn, Michigan compared to the annual auto insurance rates with a clean record in Winn, Michigan.

Annual Winn, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $8,682 $11,526 $38,214 $12,081
Farmers $4,441 $5,653 $5,573 $5,453
GEICO $1,887 $3,964 $11,955 $3,469
Liberty Mutual $14,339 $17,098 $30,874 $18,190
Nationwide $4,987 $6,651 $6,057 $5,618
Progressive $4,545 $5,996 $5,390 $5,586
State Farm $6,892 $8,200 $17,362 $10,164
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,811 $3,502 $4,583 $3,062

Cheap Winn, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winn, Michigan is not easy. Compare the annual rates for DUI auto insurance in Winn, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Winn, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $38,214
Farmers $5,573
GEICO $11,955
Liberty Mutual $30,874
Nationwide $6,057
Progressive $5,390
State Farm $17,362
Travelers $10,331
USAA $4,583

Cheap Winn, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winn, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winn, Michigan

Insurance Company Poor Fair Good
Allstate $26,626 $14,787 $11,465
Farmers $6,906 $4,639 $4,296
GEICO $6,834 $5,028 $4,094
Liberty Mutual $31,844 $18,386 $10,145
Nationwide $7,316 $5,496 $4,673
Progressive $6,232 $5,222 $4,684
State Farm $17,269 $8,747 $5,946
Travelers $6,813 $6,608 $6,525
USAA $5,219 $2,984 $2,266

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Cheap Winn, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winn, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Winn, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winn, Michigan

ZIP Code Average Annual Rates
48896 $6,260

Cheap Winn, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Winn, Michigan auto insurance. Find the cheapest annual Winn, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winn, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $17,626 $17,626
Farmers $5,280 $5,280
GEICO $5,197 $5,440
Liberty Mutual $19,417 $20,833
Nationwide $5,828 $5,828
Progressive $5,379 $5,379
State Farm $10,369 $10,940
Travelers $6,611 $6,686
USAA $3,449 $3,530

Cheap Winn, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winn, Michigan? Check out the comparison of annual Winn, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winn, Michigan

Insurance Company Low Medium High
Allstate $17,196 $17,664 $18,017
Farmers $5,160 $5,270 $5,410
GEICO $4,992 $5,275 $5,689
Liberty Mutual $19,708 $20,084 $20,583
Nationwide $6,109 $5,727 $5,648
Progressive $5,230 $5,385 $5,523
State Farm $10,145 $10,717 $11,101
Travelers $6,575 $6,656 $6,715
USAA $3,389 $3,497 $3,582

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Best By Category: Cheapest Auto Insurance in Winn, Michigan

Compare the cheapest auto insurance companies in Winn, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winn, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Winn, Michigan Auto Insurance Companies

What auto insurance companies in Winn, Michigan are the cheapest? Compare the top Winn, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winn, Michigan

Insurance Company Average Annual Rates
Allstate $17,626
Farmers $5,280
GEICO $5,319
Liberty Mutual $20,125
Nationwide $5,828
Progressive $5,379
State Farm $10,654
Travelers $6,649
USAA $3,489

What affects auto insurance rates in Winn, Michigan?

There are a lot of reasons why auto insurance rates in Winn, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winn, Michigan. Many local factors may affect your Winn auto insurance rates.

Winn Traffic

How does Winn, Michigan rank for traffic? According to Inrix Winn, Michigan is the 195th most congested worldwide.

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Compare Winn, Michigan Auto Insurance Quotes

Before you buy Winn, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winn, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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