Best Cheap Auto Insurance in Wingate, IN (2021)

The average Wingate, IN auto insurance rates are $258 per month. The minimum auto insurance in Wingate is at least 25/50/25 in coverage to comply with Indiana auto insurance laws. To find the best cheap auto insurance in Wingate, Indiana, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wingate for teen drivers is Progressive
  • The minimum auto insurance required in Wingate, Indiana is 25/50/25
  • The average commute length in Wingate is 29.1 minutes

Wingate, Indiana auto insurance requirements are 25/50/25 according to Indiana auto insurance laws. Finding cheap auto insurance in Wingate can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wingate, Indiana, including driving record, credit, commute time, and more.

Compare auto insurance in Wingate to other Indiana cities, including Indianapolis auto insurance rates, Fort Wayne auto insurance rates, and Bloomington auto insurance rates to see how Wingate, Indiana auto insurance rates stack up.

Before you buy Wingate, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wingate, Indiana auto insurance quotes.

Minimum Auto Insurance in Wingate, Indiana

Wingate, Indiana auto insurance laws require that you have at least the Indiana minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wingate, Indiana.

Minimum Required Auto Insurance Coverage in Wingate, Indiana

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wingate, Indiana Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wingate, Indiana are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wingate, Indiana

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,471 $2,541 $2,158 $2,365 $7,348 $9,247 $2,528 $2,749
American Family $2,182 $2,182 $1,962 $1,962 $5,984 $8,674 $2,182 $2,690
Farmers $1,454 $1,436 $1,244 $1,396 $7,728 $8,237 $1,911 $2,066
GEICO $1,272 $1,259 $1,188 $1,223 $3,676 $3,421 $1,450 $1,283
Liberty Mutual $3,285 $3,285 $3,021 $3,021 $7,165 $10,807 $3,285 $4,496
Nationwide $1,569 $1,608 $1,376 $1,472 $4,497 $5,856 $1,833 $2,008
Progressive $1,656 $1,567 $1,497 $1,508 $9,715 $10,940 $2,079 $2,127
State Farm $1,352 $1,352 $1,203 $1,203 $4,103 $5,250 $1,494 $1,668
Travelers $1,226 $1,248 $1,147 $1,146 $7,437 $11,693 $1,295 $1,509
USAA $1,116 $1,099 $1,040 $1,049 $3,108 $3,471 $1,510 $1,616

Cheap Wingate, Indiana Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wingate, Indiana is a challenge. Take a look at the annual teen auto insurance rates in Wingate, Indiana.

Annual Auto Insurance Rates for Teen Drivers in Wingate, Indiana

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,348 $9,247
American Family $5,984 $8,674
Farmers $7,728 $8,237
GEICO $3,676 $3,421
Liberty Mutual $7,165 $10,807
Nationwide $4,497 $5,856
Progressive $9,715 $10,940
State Farm $4,103 $5,250
Travelers $7,437 $11,693
USAA $3,108 $3,471

Cheap Wingate, Indiana Auto Insurance for Seniors

What are senior auto insurance rates in Wingate, Indiana? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wingate, Indiana

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,158 $2,365
American Family $1,962 $1,962
Farmers $1,244 $1,396
GEICO $1,188 $1,223
Liberty Mutual $3,021 $3,021
Nationwide $1,376 $1,472
Progressive $1,497 $1,508
State Farm $1,203 $1,203
Travelers $1,147 $1,146
USAA $1,040 $1,049

Cheap Wingate, Indiana Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wingate, Indiana compared to the annual auto insurance rates with a clean record in Wingate, Indiana.

Annual Wingate, Indiana Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,151 $4,598 $4,227 $3,728
American Family $2,396 $3,826 $4,834 $2,854
Farmers $2,846 $3,326 $3,421 $3,143
GEICO $1,217 $1,915 $2,570 $1,684
Liberty Mutual $3,724 $4,404 $6,945 $4,110
Nationwide $2,173 $2,802 $2,687 $2,448
Progressive $2,916 $5,090 $3,483 $4,056
State Farm $2,151 $2,359 $2,151 $2,151
Travelers $2,832 $3,506 $3,974 $3,039
USAA $1,322 $1,882 $2,158 $1,642

Cheap Wingate, Indiana Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wingate, Indiana is not easy. Compare the annual rates for DUI auto insurance in Wingate, Indiana to find the best deal.

Annual Auto Insurance Rates After a DUI in Wingate, Indiana

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,227
American Family $4,834
Farmers $3,421
GEICO $2,570
Liberty Mutual $6,945
Nationwide $2,687
Progressive $3,483
State Farm $2,151
Travelers $3,974
USAA $2,158

Cheap Wingate, Indiana Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wingate, Indiana annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wingate, Indiana

Insurance Company Poor Fair Good
Allstate $4,880 $3,614 $3,284
American Family $4,755 $3,090 $2,588
Farmers $3,717 $3,029 $2,805
GEICO $2,218 $1,846 $1,475
Liberty Mutual $6,385 $4,157 $3,845
Nationwide $2,876 $2,432 $2,274
Progressive $4,290 $3,794 $3,575
State Farm $3,210 $1,915 $1,485
Travelers $3,720 $3,148 $3,144
USAA $2,358 $1,559 $1,336

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Cheap Wingate, Indiana Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wingate, Indiana can vary. Compare the annual cost of auto insurance by ZIP code in Wingate, Indiana to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wingate, Indiana

ZIP Code Average Annual Rates
47994 $3,015

Cheap Wingate, Indiana Auto Insurance Rates By Commute

Commute length and annual mileage affect Wingate, Indiana auto insurance. Find the cheapest annual Wingate, Indiana auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wingate, Indiana

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,926 $3,926
American Family $3,436 $3,519
Farmers $3,184 $3,184
GEICO $1,815 $1,878
Liberty Mutual $4,669 $4,923
Nationwide $2,527 $2,527
Progressive $3,886 $3,886
State Farm $2,141 $2,265
Travelers $3,338 $3,338
USAA $1,728 $1,774

Cheap Wingate, Indiana Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wingate, Indiana? Check out the comparison of annual Wingate, Indiana auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wingate, Indiana

Insurance Company Low Medium High
Allstate $3,750 $3,912 $4,116
American Family $3,445 $3,593 $3,394
Farmers $3,077 $3,177 $3,297
GEICO $1,739 $1,840 $1,960
Liberty Mutual $4,626 $4,782 $4,979
Nationwide $2,571 $2,506 $2,505
Progressive $3,693 $3,832 $4,134
State Farm $2,105 $2,202 $2,302
Travelers $3,284 $3,369 $3,360
USAA $1,689 $1,747 $1,817

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Best By Category: Cheapest Auto Insurance in Wingate, Indiana

Compare the cheapest auto insurance companies in Wingate, Indiana in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wingate, Indiana

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Wingate, Indiana Auto Insurance Companies

What auto insurance companies in Wingate, Indiana are the cheapest? Compare the top Wingate, Indiana auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wingate, Indiana

Insurance Company Average Annual Rates
Allstate $3,926
American Family $3,477
Farmers $3,184
GEICO $1,847
Liberty Mutual $4,796
Nationwide $2,527
Progressive $3,886
State Farm $2,203
Travelers $3,338
USAA $1,751

What affects auto insurance rates in Wingate, Indiana?

There are a lot of reasons why auto insurance rates in Wingate, Indiana are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wingate, Indiana. Many local factors may affect your Wingate auto insurance rates.

Wingate Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wingate, Indiana commute length is 29.1 minutes according to City-Data.

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Compare Wingate, Indiana Auto Insurance Quotes

Before you buy Wingate, Indiana auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wingate, Indiana auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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