Best Cheap Auto Insurance in Winfield, KS (2021)

The average Winfield, KS auto insurance rates are $278 per month. The minimum auto insurance in Winfield is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Winfield, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Winfield, KS for senior drivers are $1,949 per year
  • The minimum auto insurance required in Winfield, Kansas is 25/50/25
  • The average commute length in Winfield is 15.6 minutes

Winfield, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Winfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winfield, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Winfield to other Kansas cities, including Lenexa auto insurance rates, Overland Park auto insurance rates, and Shawnee auto insurance rates to see how Winfield, Kansas auto insurance rates stack up.

Before you buy Winfield, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winfield, Kansas auto insurance quotes.

Minimum Auto Insurance in Winfield, Kansas

Winfield, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winfield, Kansas.

Minimum Required Auto Insurance Coverage in Winfield, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Winfield, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winfield, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winfield, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,687 $2,631 $2,380 $2,453 $6,991 $7,738 $2,791 $2,894
American Family $1,743 $1,743 $1,574 $1,574 $3,368 $4,042 $1,743 $1,959
Farmers $2,749 $2,731 $2,460 $2,566 $7,242 $7,493 $3,081 $3,239
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,723 $1,777 $1,535 $1,654 $3,569 $4,377 $2,008 $2,138
Progressive $2,246 $2,139 $1,809 $1,888 $8,248 $9,302 $2,650 $2,840
State Farm $1,753 $1,753 $1,540 $1,540 $4,731 $6,027 $1,972 $2,227
Travelers $2,042 $2,078 $1,988 $2,014 $8,232 $12,830 $2,089 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Winfield, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winfield, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Winfield, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Winfield, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,991 $7,738
American Family $3,368 $4,042
Farmers $7,242 $7,493
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,569 $4,377
Progressive $8,248 $9,302
State Farm $4,731 $6,027
Travelers $8,232 $12,830
USAA $5,068 $5,304

Cheap Winfield, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Winfield, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winfield, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,380 $2,453
American Family $1,574 $1,574
Farmers $2,460 $2,566
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,535 $1,654
Progressive $1,809 $1,888
State Farm $1,540 $1,540
Travelers $1,988 $2,014
USAA $1,333 $1,341

Cheap Winfield, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winfield, Kansas compared to the annual auto insurance rates with a clean record in Winfield, Kansas.

Annual Winfield, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,330 $3,873 $4,379 $3,700
American Family $2,181 $2,331 $2,181 $2,181
Farmers $3,334 $4,273 $4,166 $4,006
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,769 $2,032 $3,568 $2,021
Progressive $3,596 $4,200 $3,755 $4,010
State Farm $2,494 $2,892 $2,693 $2,693
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheap Winfield, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winfield, Kansas is not easy. Compare the annual rates for DUI auto insurance in Winfield, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Winfield, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,379
American Family $2,181
Farmers $4,166
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,568
Progressive $3,755
State Farm $2,693
Travelers $5,525
USAA $3,606

Cheap Winfield, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winfield, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winfield, Kansas

Insurance Company Poor Fair Good
Allstate $4,744 $3,585 $3,133
American Family $2,896 $2,050 $1,709
Farmers $4,654 $3,694 $3,487
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,602 $2,298 $2,142
Progressive $4,464 $3,747 $3,459
State Farm $3,921 $2,343 $1,815
Travelers $4,875 $3,966 $3,809
USAA $3,387 $2,234 $1,841

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Cheap Winfield, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winfield, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Winfield, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winfield, Kansas

ZIP Code Average Annual Rates
67156 $3,514

Cheap Winfield, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Winfield, Kansas auto insurance. Find the cheapest annual Winfield, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winfield, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,820 $3,820
American Family $2,190 $2,247
Farmers $3,945 $3,945
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,348 $2,348
Progressive $3,890 $3,890
State Farm $2,625 $2,761
Travelers $4,217 $4,217
USAA $2,415 $2,559

Cheap Winfield, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winfield, Kansas? Check out the comparison of annual Winfield, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winfield, Kansas

Insurance Company Low Medium High
Allstate $3,688 $3,811 $3,962
American Family $2,241 $2,330 $2,084
Farmers $3,791 $3,926 $4,118
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,468 $2,321 $2,254
Progressive $3,684 $3,860 $4,127
State Farm $2,590 $2,701 $2,788
Travelers $4,003 $4,223 $4,425
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in Winfield, Kansas

Compare the cheapest auto insurance companies in Winfield, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winfield, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation Nationwide

The Cheapest Winfield, Kansas Auto Insurance Companies

What auto insurance companies in Winfield, Kansas are the cheapest? Compare the top Winfield, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winfield, Kansas

Insurance Company Average Annual Rates
Allstate $3,821
American Family $2,218
Farmers $3,945
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,348
Progressive $3,890
State Farm $2,693
Travelers $4,217
USAA $2,487

What affects auto insurance rates in Winfield, Kansas?

There are a lot of reasons why auto insurance rates in Winfield, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winfield, Kansas. Many local factors may affect your Winfield auto insurance rates.

Winfield Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Winfield, Kansas auto theft statistics, there have been 35 auto thefts in the city.

Winfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winfield, Kansas commute length is 15.6 minutes according to City-Data.

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Compare Winfield, Kansas Auto Insurance Quotes

Before you buy Winfield, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winfield, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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