Best Cheap Auto Insurance in Winfield, AL (2021)

The average Winfield, AL auto insurance rates are $285 per month. The minimum auto insurance in Winfield is at least 25/50/25 in coverage to comply with Alabama auto insurance laws. To find the best cheap auto insurance in Winfield, Alabama, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Winfield for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Winfield, Alabama is 25/50/25
  • The cheapest auto insurance company in Winfield is USAA

Winfield, Alabama auto insurance requirements are 25/50/25 according to Alabama auto insurance laws. Finding cheap auto insurance in Winfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winfield, Alabama, including driving record, credit, commute time, and more.

Compare auto insurance in Winfield to other Alabama cities, including Madison auto insurance rates, Tuscaloosa auto insurance rates, and Dothan auto insurance rates to see how Winfield, Alabama auto insurance rates stack up.

Before you buy Winfield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winfield, Alabama auto insurance quotes.

Minimum Auto Insurance in Winfield, Alabama

Winfield, Alabama auto insurance laws require that you have at least the Alabama minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winfield, Alabama.

Minimum Required Auto Insurance Coverage in Winfield, Alabama

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Winfield, Alabama Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winfield, Alabama are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winfield, Alabama

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,916 $1,833 $1,727 $1,761 $6,483 $6,962 $2,161 $2,216
Farmers $2,302 $2,286 $2,062 $2,174 $8,518 $8,774 $2,628 $2,760
GEICO $1,909 $1,891 $1,804 $1,850 $4,918 $4,831 $2,014 $1,877
Liberty Mutual $2,907 $3,144 $2,390 $2,672 $10,222 $11,368 $3,105 $3,316
Nationwide $1,658 $1,685 $1,507 $1,567 $4,197 $5,450 $1,834 $2,056
Progressive $2,241 $2,123 $1,833 $1,945 $8,930 $10,006 $2,640 $2,835
State Farm $2,746 $2,746 $2,442 $2,442 $7,755 $9,746 $3,089 $3,554
Travelers $1,347 $1,369 $1,261 $1,258 $7,020 $11,015 $1,279 $1,472
USAA $1,274 $1,295 $1,187 $1,164 $3,761 $4,171 $1,657 $1,790

Cheap Winfield, Alabama Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winfield, Alabama is a challenge. Take a look at the annual teen auto insurance rates in Winfield, Alabama.

Annual Auto Insurance Rates for Teen Drivers in Winfield, Alabama

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,483 $6,962
Farmers $8,518 $8,774
GEICO $4,918 $4,831
Liberty Mutual $10,222 $11,368
Nationwide $4,197 $5,450
Progressive $8,930 $10,006
State Farm $7,755 $9,746
Travelers $7,020 $11,015
USAA $3,761 $4,171

Cheap Winfield, Alabama Auto Insurance for Seniors

What are senior auto insurance rates in Winfield, Alabama? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winfield, Alabama

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,727 $1,761
Farmers $2,062 $2,174
GEICO $1,804 $1,850
Liberty Mutual $2,390 $2,672
Nationwide $1,507 $1,567
Progressive $1,833 $1,945
State Farm $2,442 $2,442
Travelers $1,261 $1,258
USAA $1,187 $1,164

Cheap Winfield, Alabama Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winfield, Alabama compared to the annual auto insurance rates with a clean record in Winfield, Alabama.

Annual Winfield, Alabama Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,677 $3,142 $3,700 $3,011
Farmers $3,316 $4,275 $4,168 $3,994
GEICO $1,792 $2,855 $3,504 $2,395
Liberty Mutual $3,841 $5,329 $5,229 $5,164
Nationwide $2,180 $2,180 $3,181 $2,436
Progressive $3,693 $4,609 $3,922 $4,053
State Farm $3,933 $4,782 $4,273 $4,273
Travelers $2,712 $2,847 $4,146 $3,304
USAA $1,568 $1,965 $2,921 $1,696

Cheap Winfield, Alabama Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winfield, Alabama is not easy. Compare the annual rates for DUI auto insurance in Winfield, Alabama to find the best deal.

Annual Auto Insurance Rates After a DUI in Winfield, Alabama

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,700
Farmers $4,168
GEICO $3,504
Liberty Mutual $5,229
Nationwide $3,181
Progressive $3,922
State Farm $4,273
Travelers $4,146
USAA $2,921

Cheap Winfield, Alabama Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Winfield, Alabama annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Winfield, Alabama

Insurance Company Poor Fair Good
Allstate $3,877 $3,037 $2,484
Farmers $4,419 $3,796 $3,599
GEICO $3,352 $2,393 $2,165
Liberty Mutual $7,012 $4,288 $3,372
Nationwide $3,015 $2,347 $2,121
Progressive $4,615 $3,931 $3,662
State Farm $6,995 $3,543 $2,408
Travelers $3,550 $3,075 $3,132
USAA $2,744 $1,780 $1,588

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Cheap Winfield, Alabama Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winfield, Alabama can vary. Compare the annual cost of auto insurance by ZIP code in Winfield, Alabama to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winfield, Alabama

ZIP Code Average Annual Rates
35594 $3,488

Cheap Winfield, Alabama Auto Insurance Rates By Commute

Commute length and annual mileage affect Winfield, Alabama auto insurance. Find the cheapest annual Winfield, Alabama auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winfield, Alabama

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,133 $3,133
Farmers $3,938 $3,938
GEICO $2,587 $2,686
Liberty Mutual $4,891 $4,891
Nationwide $2,494 $2,494
Progressive $4,069 $4,069
State Farm $4,215 $4,416
Travelers $3,252 $3,252
USAA $1,944 $2,130

Cheap Winfield, Alabama Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winfield, Alabama? Check out the comparison of annual Winfield, Alabama auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winfield, Alabama

Insurance Company Low Medium High
Allstate $3,032 $3,127 $3,238
Farmers $3,763 $3,899 $4,152
GEICO $2,437 $2,625 $2,848
Liberty Mutual $4,679 $4,869 $5,124
Nationwide $2,497 $2,467 $2,519
Progressive $3,716 $4,050 $4,441
State Farm $4,127 $4,308 $4,511
Travelers $3,088 $3,318 $3,352
USAA $1,967 $2,027 $2,117

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Best By Category: Cheapest Auto Insurance in Winfield, Alabama

Compare the cheapest auto insurance companies in Winfield, Alabama in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winfield, Alabama

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest Winfield, Alabama Auto Insurance Companies

What auto insurance companies in Winfield, Alabama are the cheapest? Compare the top Winfield, Alabama auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winfield, Alabama

Insurance Company Average Annual Rates
Allstate $3,133
Farmers $3,938
GEICO $2,637
Liberty Mutual $4,891
Nationwide $2,494
Progressive $4,069
State Farm $4,315
Travelers $3,252
USAA $2,037

What affects auto insurance rates in Winfield, Alabama?

There are a lot of reasons why auto insurance rates in Winfield, Alabama are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winfield, Alabama. Many local factors may affect your Winfield auto insurance rates.

Winfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winfield, Alabama commute length is 28.6 minutes according to City-Data.

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Compare Winfield, Alabama Auto Insurance Quotes

Before you buy Winfield, Alabama auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winfield, Alabama auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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