Best Cheap Auto Insurance in Windsor Locks, CT (2021)

The average Windsor Locks, CT auto insurance rates are $354 per month. The minimum auto insurance in Windsor Locks is at least 25/50/20 in coverage to comply with Connecticut auto insurance laws. To find the best cheap auto insurance in Windsor Locks, Connecticut, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Windsor Locks is State Farm
  • The average commute length in Windsor Locks is 20.5 minutes
  • The minimum auto insurance required in Windsor Locks, Connecticut is 25/50/20

Windsor Locks, Connecticut auto insurance requirements are 25/50/20 according to Connecticut auto insurance laws. Finding cheap auto insurance in Windsor Locks can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Windsor Locks, Connecticut, including driving record, credit, commute time, and more.

Compare auto insurance in Windsor Locks to other Connecticut cities, including Hartford auto insurance rates, New Haven auto insurance rates, and Danbury auto insurance rates to see how Windsor Locks, Connecticut auto insurance rates stack up.

Before you buy Windsor Locks, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Windsor Locks, Connecticut auto insurance quotes.

Minimum Auto Insurance in Windsor Locks, Connecticut

Windsor Locks, Connecticut auto insurance laws require that you have at least the Connecticut minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Windsor Locks, Connecticut.

Minimum Required Auto Insurance Coverage in Windsor Locks, Connecticut

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Windsor Locks, Connecticut Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Windsor Locks, Connecticut are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Windsor Locks, Connecticut

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,824 $3,766 $3,527 $3,785 $11,791 $13,925 $3,984 $4,157
GEICO $2,121 $2,127 $1,967 $1,983 $4,958 $5,860 $2,046 $1,984
Liberty Mutual $3,058 $3,325 $2,362 $2,906 $15,092 $17,011 $3,097 $3,375
Nationwide $2,124 $2,148 $1,912 $2,004 $5,833 $7,393 $2,459 $2,642
Progressive $2,600 $2,422 $2,218 $2,307 $10,851 $12,033 $2,968 $3,324
State Farm $1,682 $1,682 $1,549 $1,549 $5,097 $6,408 $1,890 $2,166
Travelers $1,513 $1,534 $1,513 $1,508 $11,627 $18,800 $1,646 $1,838
USAA $1,757 $1,736 $1,646 $1,622 $5,529 $5,784 $2,347 $2,423

Cheap Windsor Locks, Connecticut Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Windsor Locks, Connecticut is a challenge. Take a look at the annual teen auto insurance rates in Windsor Locks, Connecticut.

Annual Auto Insurance Rates for Teen Drivers in Windsor Locks, Connecticut

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,791 $13,925
GEICO $4,958 $5,860
Liberty Mutual $15,092 $17,011
Nationwide $5,833 $7,393
Progressive $10,851 $12,033
State Farm $5,097 $6,408
Travelers $11,627 $18,800
USAA $5,529 $5,784

Cheap Windsor Locks, Connecticut Auto Insurance for Seniors

What are senior auto insurance rates in Windsor Locks, Connecticut? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Windsor Locks, Connecticut

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,527 $3,785
GEICO $1,967 $1,983
Liberty Mutual $2,362 $2,906
Nationwide $1,912 $2,004
Progressive $2,218 $2,307
State Farm $1,549 $1,549
Travelers $1,513 $1,508
USAA $1,646 $1,622

Cheap Windsor Locks, Connecticut Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Windsor Locks, Connecticut compared to the annual auto insurance rates with a clean record in Windsor Locks, Connecticut.

Annual Windsor Locks, Connecticut Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,173 $6,432 $7,602 $5,173
GEICO $1,820 $2,386 $5,085 $2,232
Liberty Mutual $5,504 $6,879 $6,814 $5,917
Nationwide $2,704 $3,518 $4,025 $3,009
Progressive $4,132 $5,993 $4,346 $4,890
State Farm $2,563 $2,816 $2,816 $2,816
Travelers $4,028 $4,361 $6,339 $5,262
USAA $2,209 $2,774 $4,229 $2,209

Cheap Windsor Locks, Connecticut Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Windsor Locks, Connecticut is not easy. Compare the annual rates for DUI auto insurance in Windsor Locks, Connecticut to find the best deal.

Annual Auto Insurance Rates After a DUI in Windsor Locks, Connecticut

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,602
GEICO $5,085
Liberty Mutual $6,814
Nationwide $4,025
Progressive $4,346
State Farm $2,816
Travelers $6,339
USAA $4,229

Cheap Windsor Locks, Connecticut Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Windsor Locks, Connecticut annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Windsor Locks, Connecticut

Insurance Company Poor Fair Good
Allstate $7,759 $5,870 $4,656
GEICO $4,189 $2,528 $1,925
Liberty Mutual $8,898 $5,558 $4,378
Nationwide $4,380 $2,949 $2,614
Progressive $5,267 $4,727 $4,527
State Farm $3,827 $2,454 $1,978
Travelers $5,667 $4,730 $4,596
USAA $3,765 $2,553 $2,248

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Cheap Windsor Locks, Connecticut Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Windsor Locks, Connecticut can vary. Compare the annual cost of auto insurance by ZIP code in Windsor Locks, Connecticut to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Windsor Locks, Connecticut

ZIP Code Average Annual Rates
6096 $4,294

Cheap Windsor Locks, Connecticut Auto Insurance Rates By Commute

Commute length and annual mileage affect Windsor Locks, Connecticut auto insurance. Find the cheapest annual Windsor Locks, Connecticut auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Windsor Locks, Connecticut

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,095 $6,095
GEICO $2,836 $2,925
Liberty Mutual $6,278 $6,278
Nationwide $3,314 $3,314
Progressive $4,840 $4,840
State Farm $2,685 $2,821
Travelers $4,997 $4,997
USAA $2,821 $2,889

Cheap Windsor Locks, Connecticut Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Windsor Locks, Connecticut? Check out the comparison of annual Windsor Locks, Connecticut auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Windsor Locks, Connecticut

Insurance Company Low Medium High
Allstate $5,687 $6,087 $6,511
GEICO $2,666 $2,847 $3,129
Liberty Mutual $6,033 $6,231 $6,571
Nationwide $3,370 $3,339 $3,233
Progressive $4,492 $4,795 $5,234
State Farm $2,578 $2,758 $2,924
Travelers $4,613 $4,962 $5,418
USAA $2,657 $2,858 $3,051

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Best By Category: Cheapest Auto Insurance in Windsor Locks, Connecticut

Compare the cheapest auto insurance companies in Windsor Locks, Connecticut in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Windsor Locks, Connecticut

Category Insurance Company
Teenagers GEICO
Seniors Travelers
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Windsor Locks, Connecticut Auto Insurance Companies

What auto insurance companies in Windsor Locks, Connecticut are the cheapest? Compare the top Windsor Locks, Connecticut auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Windsor Locks, Connecticut

Insurance Company Average Annual Rates
Allstate $6,095
GEICO $2,881
Liberty Mutual $6,278
Nationwide $3,314
Progressive $4,840
State Farm $2,753
Travelers $4,997
USAA $2,855

What affects auto insurance rates in Windsor Locks, Connecticut?

There are a lot of reasons why auto insurance rates in Windsor Locks, Connecticut are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Windsor Locks, Connecticut. Many local factors may affect your Windsor Locks auto insurance rates.

Windsor Locks Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Windsor Locks, Connecticut commute length is 20.5 minutes according to City-Data.

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Compare Windsor Locks, Connecticut Auto Insurance Quotes

Before you buy Windsor Locks, Connecticut auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Windsor Locks, Connecticut auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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