Best Cheap Auto Insurance in Winchendon, MA (2021)

The average Winchendon, MA auto insurance rates are $232 per month. The minimum auto insurance in Winchendon is at least 20/40/5 in coverage to comply with Massachusetts auto insurance laws. To find the best cheap auto insurance in Winchendon, Massachusetts, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

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Things to Remember

  • The average commute length in Winchendon is 30.0 minutes
  • The most expensive auto insurance company in Winchendon for teen drivers is Liberty Mutual
  • The minimum auto insurance required in Winchendon, Massachusetts is 20/40/5

Winchendon, Massachusetts auto insurance requirements are 20/40/5 according to Massachusetts auto insurance laws. Finding cheap auto insurance in Winchendon can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Winchendon, Massachusetts, including driving record, credit, commute time, and more.

Compare auto insurance in Winchendon to other Massachusetts cities, including New Bedford auto insurance rates, Springfield auto insurance rates, and Brockton auto insurance rates to see how Winchendon, Massachusetts auto insurance rates stack up.

Before you buy Winchendon, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Winchendon, Massachusetts auto insurance quotes.

Minimum Auto Insurance in Winchendon, Massachusetts

Winchendon, Massachusetts auto insurance laws require that you have at least the Massachusetts minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Winchendon, Massachusetts.

Minimum Required Auto Insurance Coverage in Winchendon, Massachusetts

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $5,000 minimum

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Cheap Winchendon, Massachusetts Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Winchendon, Massachusetts are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Winchendon, Massachusetts

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,004 $2,004 $2,004 $2,004 $7,188 $7,188 $2,243 $2,243
GEICO $1,800 $1,800 $1,667 $1,667 $5,151 $5,151 $1,857 $1,857
Liberty Mutual $2,623 $2,623 $2,287 $2,287 $8,758 $8,758 $2,744 $2,744
Progressive $2,098 $2,098 $2,011 $2,011 $7,806 $7,806 $2,269 $2,269
State Farm $862 $862 $862 $862 $2,394 $2,394 $862 $862
Travelers $2,303 $2,303 $2,043 $2,043 $4,628 $4,628 $2,553 $2,553
USAA $1,286 $1,286 $1,267 $1,267 $2,984 $2,984 $1,419 $1,419

Cheap Winchendon, Massachusetts Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Winchendon, Massachusetts is a challenge. Take a look at the annual teen auto insurance rates in Winchendon, Massachusetts.

Annual Auto Insurance Rates for Teen Drivers in Winchendon, Massachusetts

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,188 $7,188
GEICO $5,151 $5,151
Liberty Mutual $8,758 $8,758
Progressive $7,806 $7,806
State Farm $2,394 $2,394
Travelers $4,628 $4,628
USAA $2,984 $2,984

Cheap Winchendon, Massachusetts Auto Insurance for Seniors

What are senior auto insurance rates in Winchendon, Massachusetts? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Winchendon, Massachusetts

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,004 $2,004
GEICO $1,667 $1,667
Liberty Mutual $2,287 $2,287
Progressive $2,011 $2,011
State Farm $862 $862
Travelers $2,043 $2,043
USAA $1,267 $1,267

Cheap Winchendon, Massachusetts Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Winchendon, Massachusetts compared to the annual auto insurance rates with a clean record in Winchendon, Massachusetts.

Annual Winchendon, Massachusetts Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,608 $3,863 $4,360 $2,608
GEICO $2,096 $2,881 $3,288 $2,209
Liberty Mutual $3,238 $4,409 $5,311 $3,453
Progressive $2,982 $4,193 $3,332 $3,677
State Farm $986 $1,342 $1,597 $1,056
Travelers $2,264 $3,107 $3,297 $2,859
USAA $1,241 $1,608 $2,721 $1,387

Cheap Winchendon, Massachusetts Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Winchendon, Massachusetts is not easy. Compare the annual rates for DUI auto insurance in Winchendon, Massachusetts to find the best deal.

Annual Auto Insurance Rates After a DUI in Winchendon, Massachusetts

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,360
GEICO $3,288
Liberty Mutual $5,311
Progressive $3,332
State Farm $1,597
Travelers $3,297
USAA $2,721

Cheap Winchendon, Massachusetts Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Winchendon, Massachusetts can vary. Compare the annual cost of auto insurance by ZIP code in Winchendon, Massachusetts to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Winchendon, Massachusetts

ZIP Code Average Annual Rates
1475 $2,785

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Cheap Winchendon, Massachusetts Auto Insurance Rates By Commute

Commute length and annual mileage affect Winchendon, Massachusetts auto insurance. Find the cheapest annual Winchendon, Massachusetts auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Winchendon, Massachusetts

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,253 $3,467
GEICO $2,567 $2,670
Liberty Mutual $3,942 $4,264
Progressive $3,546 $3,546
State Farm $1,216 $1,275
Travelers $2,748 $3,016
USAA $1,691 $1,787

Cheap Winchendon, Massachusetts Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Winchendon, Massachusetts? Check out the comparison of annual Winchendon, Massachusetts auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Winchendon, Massachusetts

Insurance Company Low Medium High
Allstate $3,129 $3,410 $3,541
GEICO $2,409 $2,667 $2,780
Liberty Mutual $3,847 $4,155 $4,307
Progressive $3,255 $3,611 $3,772
State Farm $1,135 $1,268 $1,333
Travelers $2,639 $2,935 $3,071
USAA $1,611 $1,768 $1,838

Best By Category: Cheapest Auto Insurance in Winchendon, Massachusetts

Compare the cheapest auto insurance companies in Winchendon, Massachusetts in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Winchendon, Massachusetts

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record State Farm
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

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The Cheapest Winchendon, Massachusetts Auto Insurance Companies

What auto insurance companies in Winchendon, Massachusetts are the cheapest? Compare the top Winchendon, Massachusetts auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Winchendon, Massachusetts

Insurance Company Average Annual Rates
Allstate $3,360
GEICO $2,619
Liberty Mutual $4,103
Progressive $3,546
State Farm $1,245
Travelers $2,882
USAA $1,739

What affects auto insurance rates in Winchendon, Massachusetts?

There are a lot of reasons why auto insurance rates in Winchendon, Massachusetts are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Winchendon, Massachusetts. Many local factors may affect your Winchendon auto insurance rates.

Winchendon Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Winchendon, Massachusetts commute length is 30.0 minutes according to City-Data.

Compare Winchendon, Massachusetts Auto Insurance Quotes

Before you buy Winchendon, Massachusetts auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Winchendon, Massachusetts auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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