Best Cheap Auto Insurance in Wilton, IA (2021)

The average Wilton, IA auto insurance rates are $245 per month. The minimum auto insurance in Wilton is at least 20/40/15 in coverage to comply with Iowa auto insurance laws. To find the best cheap auto insurance in Wilton, Iowa, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Wilton is USAA
  • The most expensive auto insurance company in Wilton for teen drivers is Travelers
  • The average commute length in Wilton is 19.2 minutes

Wilton, Iowa auto insurance requirements are 20/40/15 according to Iowa auto insurance laws. Finding cheap auto insurance in Wilton can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wilton, Iowa, including driving record, credit, commute time, and more.

Compare auto insurance in Wilton to other Iowa cities, including Cedar Rapids auto insurance rates, Council Bluffs auto insurance rates, and Davenport auto insurance rates to see how Wilton, Iowa auto insurance rates stack up.

Before you buy Wilton, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wilton, Iowa auto insurance quotes.

Minimum Auto Insurance in Wilton, Iowa

Wilton, Iowa auto insurance laws require that you have at least the Iowa minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wilton, Iowa.

Minimum Required Auto Insurance Coverage in Wilton, Iowa

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Wilton, Iowa Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wilton, Iowa are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilton, Iowa

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $1,980 $1,893 $1,768 $1,798 $5,899 $6,665 $2,142 $2,198
American Family $1,911 $1,911 $1,710 $1,710 $5,098 $7,150 $1,911 $2,302
Farmers $1,448 $1,476 $1,298 $1,418 $4,354 $4,641 $1,958 $2,091
GEICO $1,893 $1,693 $1,696 $1,552 $4,278 $3,972 $1,787 $1,651
Liberty Mutual $2,067 $2,240 $1,830 $2,226 $10,414 $11,720 $2,342 $2,577
Nationwide $1,726 $1,767 $1,541 $1,640 $4,046 $5,213 $1,963 $2,130
Progressive $1,446 $1,382 $1,193 $1,240 $3,727 $4,199 $1,738 $1,886
State Farm $1,407 $1,407 $1,234 $1,234 $3,778 $4,795 $1,581 $1,799
Travelers $2,524 $2,572 $2,480 $2,481 $11,651 $18,678 $2,632 $3,066
USAA $1,196 $1,207 $1,100 $1,117 $3,276 $3,469 $1,433 $1,579

Cheap Wilton, Iowa Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wilton, Iowa is a challenge. Take a look at the annual teen auto insurance rates in Wilton, Iowa.

Annual Auto Insurance Rates for Teen Drivers in Wilton, Iowa

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,899 $6,665
American Family $5,098 $7,150
Farmers $4,354 $4,641
GEICO $4,278 $3,972
Liberty Mutual $10,414 $11,720
Nationwide $4,046 $5,213
Progressive $3,727 $4,199
State Farm $3,778 $4,795
Travelers $11,651 $18,678
USAA $3,276 $3,469

Cheap Wilton, Iowa Auto Insurance for Seniors

What are senior auto insurance rates in Wilton, Iowa? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wilton, Iowa

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,768 $1,798
American Family $1,710 $1,710
Farmers $1,298 $1,418
GEICO $1,696 $1,552
Liberty Mutual $1,830 $2,226
Nationwide $1,541 $1,640
Progressive $1,193 $1,240
State Farm $1,234 $1,234
Travelers $2,480 $2,481
USAA $1,100 $1,117

Cheap Wilton, Iowa Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wilton, Iowa compared to the annual auto insurance rates with a clean record in Wilton, Iowa.

Annual Wilton, Iowa Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,572 $3,129 $3,581 $2,889
American Family $2,139 $3,135 $4,064 $2,514
Farmers $1,989 $2,468 $2,507 $2,378
GEICO $1,756 $2,451 $3,170 $1,884
Liberty Mutual $3,818 $4,741 $4,818 $4,331
Nationwide $1,819 $2,603 $3,537 $2,054
Progressive $1,685 $2,784 $1,829 $2,107
State Farm $1,997 $2,313 $2,155 $2,155
Travelers $4,178 $5,599 $7,524 $5,741
USAA $1,371 $1,844 $2,398 $1,575

Cheap Wilton, Iowa Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wilton, Iowa is not easy. Compare the annual rates for DUI auto insurance in Wilton, Iowa to find the best deal.

Annual Auto Insurance Rates After a DUI in Wilton, Iowa

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,581
American Family $4,064
Farmers $2,507
GEICO $3,170
Liberty Mutual $4,818
Nationwide $3,537
Progressive $1,829
State Farm $2,155
Travelers $7,524
USAA $2,398

Cheap Wilton, Iowa Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wilton, Iowa annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wilton, Iowa

Insurance Company Poor Fair Good
Allstate $3,635 $2,891 $2,602
American Family $3,778 $2,776 $2,334
Farmers $2,682 $2,221 $2,104
GEICO $2,783 $2,315 $1,848
Liberty Mutual $6,298 $3,909 $3,073
Nationwide $3,034 $2,387 $2,090
Progressive $2,468 $2,010 $1,827
State Farm $3,068 $1,898 $1,497
Travelers $6,467 $5,536 $5,279
USAA $2,359 $1,624 $1,408

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Cheap Wilton, Iowa Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wilton, Iowa can vary. Compare the annual cost of auto insurance by ZIP code in Wilton, Iowa to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wilton, Iowa

ZIP Code Average Annual Rates
52778 $2,489

Cheap Wilton, Iowa Auto Insurance Rates By Commute

Commute length and annual mileage affect Wilton, Iowa auto insurance. Find the cheapest annual Wilton, Iowa auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wilton, Iowa

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $2,970 $3,115
American Family $2,928 $2,997
Farmers $2,336 $2,336
GEICO $2,269 $2,362
Liberty Mutual $4,427 $4,427
Nationwide $2,503 $2,503
Progressive $2,101 $2,101
State Farm $2,103 $2,206
Travelers $5,761 $5,761
USAA $1,732 $1,862

Cheap Wilton, Iowa Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wilton, Iowa? Check out the comparison of annual Wilton, Iowa auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilton, Iowa

Insurance Company Low Medium High
Allstate $2,923 $3,047 $3,158
American Family $2,976 $3,128 $2,785
Farmers $2,233 $2,343 $2,431
GEICO $2,192 $2,316 $2,437
Liberty Mutual $4,235 $4,418 $4,628
Nationwide $2,598 $2,497 $2,416
Progressive $1,976 $2,109 $2,220
State Farm $2,051 $2,166 $2,246
Travelers $5,361 $5,852 $6,069
USAA $1,706 $1,803 $1,883

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Best By Category: Cheapest Auto Insurance in Wilton, Iowa

Compare the cheapest auto insurance companies in Wilton, Iowa in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wilton, Iowa

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI Progressive
With 1 Speeding Violation USAA

The Cheapest Wilton, Iowa Auto Insurance Companies

What auto insurance companies in Wilton, Iowa are the cheapest? Compare the top Wilton, Iowa auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wilton, Iowa

Insurance Company Average Annual Rates
Allstate $3,043
American Family $2,963
Farmers $2,336
GEICO $2,315
Liberty Mutual $4,427
Nationwide $2,503
Progressive $2,101
State Farm $2,155
Travelers $5,761
USAA $1,797

What affects auto insurance rates in Wilton, Iowa?

There are a lot of reasons why auto insurance rates in Wilton, Iowa are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wilton, Iowa. Many local factors may affect your Wilton auto insurance rates.

Wilton Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wilton, Iowa commute length is 19.2 minutes according to City-Data.

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Compare Wilton, Iowa Auto Insurance Quotes

Before you buy Wilton, Iowa auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wilton, Iowa auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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