Best Cheap Auto Insurance in Wilson, NC (2021)

The average Wilson, NC auto insurance rates are $300 per month. The minimum auto insurance in Wilson is at least 30/60/25 in coverage to comply with North Carolina auto insurance laws. To find the best cheap auto insurance in Wilson, North Carolina, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Wilson is 23.2 minutes
  • The cheapest auto insurance company in Wilson is Liberty Mutual
  • Average auto insurance rates in Wilson, NC for senior drivers are $2,735 per year

Wilson, North Carolina auto insurance requirements are 30/60/25 according to North Carolina auto insurance laws. Finding cheap auto insurance in Wilson can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wilson, North Carolina, including driving record, credit, commute time, and more.

Compare auto insurance in Wilson to other North Carolina cities, including Wilmington auto insurance rates, Raleigh auto insurance rates, and Fayetteville auto insurance rates to see how Wilson, North Carolina auto insurance rates stack up.

Before you buy Wilson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wilson, North Carolina auto insurance quotes.

Minimum Auto Insurance in Wilson, North Carolina

Wilson, North Carolina auto insurance laws require that you have at least the North Carolina minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wilson, North Carolina.

Minimum Required Auto Insurance Coverage in Wilson, North Carolina

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $30,000 per person
$60,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilson, North Carolina Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wilson, North Carolina are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilson, North Carolina

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,207 $5,207 $4,275 $4,275 $12,446 $12,446 $5,309 $5,309
GEICO $2,595 $2,551 $2,562 $2,520 $4,586 $4,548 $2,307 $2,295
Liberty Mutual $2,056 $2,056 $2,128 $2,128 $3,595 $3,595 $2,056 $2,056
Nationwide $2,763 $2,763 $2,763 $2,763 $4,624 $4,624 $2,763 $2,763
Progressive $1,991 $1,991 $1,805 $1,805 $4,651 $4,651 $2,226 $2,226
State Farm $3,077 $3,077 $2,659 $2,659 $4,533 $4,533 $3,805 $3,805
Travelers $2,999 $2,999 $2,975 $2,975 $5,010 $5,010 $3,078 $3,078

Cheap Wilson, North Carolina Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wilson, North Carolina is a challenge. Take a look at the annual teen auto insurance rates in Wilson, North Carolina.

Annual Auto Insurance Rates for Teen Drivers in Wilson, North Carolina

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,446 $12,446
GEICO $4,586 $4,548
Liberty Mutual $3,595 $3,595
Nationwide $4,624 $4,624
Progressive $4,651 $4,651
State Farm $4,533 $4,533
Travelers $5,010 $5,010

Cheap Wilson, North Carolina Auto Insurance for Seniors

What are senior auto insurance rates in Wilson, North Carolina? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wilson, North Carolina

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,275 $4,275
GEICO $2,562 $2,520
Liberty Mutual $2,128 $2,128
Nationwide $2,763 $2,763
Progressive $1,805 $1,805
State Farm $2,659 $2,659
Travelers $2,975 $2,975

Cheap Wilson, North Carolina Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wilson, North Carolina compared to the annual auto insurance rates with a clean record in Wilson, North Carolina.

Annual Wilson, North Carolina Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,687 $6,500 $12,067 $4,984
GEICO $1,490 $2,298 $6,053 $2,141
Liberty Mutual $1,459 $1,878 $4,619 $1,878
Nationwide $1,891 $2,451 $6,121 $2,451
Progressive $1,254 $1,830 $5,814 $1,774
State Farm $1,885 $2,709 $6,770 $2,709
Travelers $2,030 $2,760 $6,590 $2,682

Cheap Wilson, North Carolina Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wilson, North Carolina is not easy. Compare the annual rates for DUI auto insurance in Wilson, North Carolina to find the best deal.

Annual Auto Insurance Rates After a DUI in Wilson, North Carolina

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $12,067
GEICO $6,053
Liberty Mutual $4,619
Nationwide $6,121
Progressive $5,814
State Farm $6,770
Travelers $6,590

Cheap Wilson, North Carolina Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wilson, North Carolina annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wilson, North Carolina

Insurance Company Poor Fair Good
Allstate $9,221 $5,961 $5,246
GEICO $3,220 $2,982 $2,784
Liberty Mutual $2,459 $2,459 $2,459
Nationwide $3,228 $3,228 $3,228
Progressive $3,029 $2,600 $2,375
State Farm $4,948 $3,158 $2,450
Travelers $3,782 $3,415 $3,349

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilson, North Carolina Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wilson, North Carolina can vary. Compare the annual cost of auto insurance by ZIP code in Wilson, North Carolina to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wilson, North Carolina

ZIP Code Average Annual Rates
27893 $3,416
27896 $3,128

Cheap Wilson, North Carolina Auto Insurance Rates By Commute

Commute length and annual mileage affect Wilson, North Carolina auto insurance. Find the cheapest annual Wilson, North Carolina auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wilson, North Carolina

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,809 $6,809
GEICO $2,996 $2,996
Liberty Mutual $2,459 $2,459
Nationwide $3,228 $3,228
Progressive $2,668 $2,668
State Farm $3,499 $3,539
Travelers $3,515 $3,515

Cheap Wilson, North Carolina Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wilson, North Carolina? Check out the comparison of annual Wilson, North Carolina auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilson, North Carolina

Insurance Company Low Medium High
Allstate $6,510 $6,781 $7,138
GEICO $2,847 $2,985 $3,155
Liberty Mutual $2,333 $2,444 $2,599
Nationwide $3,087 $3,213 $3,384
Progressive $2,520 $2,653 $2,832
State Farm $3,353 $3,501 $3,702
Travelers $3,358 $3,497 $3,691

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wilson, North Carolina

Compare the cheapest auto insurance companies in Wilson, North Carolina in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wilson, North Carolina

Category Insurance Company
Teenagers Liberty Mutual
Seniors Progressive
Clean Record Progressive
With 1 Accident Progressive
With 1 DUI Liberty Mutual
With 1 Speeding Violation Progressive

The Cheapest Wilson, North Carolina Auto Insurance Companies

What auto insurance companies in Wilson, North Carolina are the cheapest? Compare the top Wilson, North Carolina auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wilson, North Carolina

Insurance Company Average Annual Rates
Allstate $6,809
GEICO $2,996
Liberty Mutual $2,459
Nationwide $3,228
Progressive $2,668
State Farm $3,519
Travelers $3,515

What affects auto insurance rates in Wilson, North Carolina?

There are a lot of reasons why auto insurance rates in Wilson, North Carolina are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wilson, North Carolina. Many local factors may affect your Wilson auto insurance rates.

Wilson Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wilson, North Carolina commute length is 23.2 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wilson, North Carolina Auto Insurance Quotes

Before you buy Wilson, North Carolina auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wilson, North Carolina auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption