Best Cheap Auto Insurance in Wilmot, AR (2021)

The average Wilmot, AR auto insurance rates are $368 per month. The minimum auto insurance in Wilmot is at least 25/50/25 in coverage to comply with Arkansas auto insurance laws. To find the best cheap auto insurance in Wilmot, Arkansas, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Wilmot, AR for senior drivers are $2,324 per year
  • The cheapest auto insurance company in Wilmot is USAA
  • The minimum auto insurance required in Wilmot, Arkansas is 25/50/25

Wilmot, Arkansas auto insurance requirements are 25/50/25 according to Arkansas auto insurance laws. Finding cheap auto insurance in Wilmot can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wilmot, Arkansas, including driving record, credit, commute time, and more.

Compare auto insurance in Wilmot to other Arkansas cities, including Conway auto insurance rates, Pine Bluff auto insurance rates, and Springdale auto insurance rates to see how Wilmot, Arkansas auto insurance rates stack up.

Before you buy Wilmot, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wilmot, Arkansas auto insurance quotes.

Minimum Auto Insurance in Wilmot, Arkansas

Wilmot, Arkansas auto insurance laws require that you have at least the Arkansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wilmot, Arkansas.

Minimum Required Auto Insurance Coverage in Wilmot, Arkansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilmot, Arkansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wilmot, Arkansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilmot, Arkansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,104 $3,145 $2,753 $2,953 $10,979 $13,079 $3,457 $3,753
Farmers $2,403 $2,394 $2,151 $2,256 $9,800 $10,157 $2,745 $2,898
GEICO $3,052 $3,024 $2,819 $2,740 $7,758 $7,799 $2,989 $3,031
Liberty Mutual $2,654 $2,849 $2,509 $2,805 $9,124 $10,060 $2,868 $3,014
Nationwide $2,641 $2,703 $2,364 $2,513 $6,216 $7,979 $3,000 $3,248
Progressive $3,038 $2,896 $2,492 $2,599 $12,542 $14,155 $3,644 $3,953
State Farm $1,874 $1,874 $1,661 $1,661 $5,188 $6,549 $2,106 $2,406
Travelers $2,481 $2,532 $2,428 $2,439 $14,122 $22,670 $2,641 $3,089
USAA $1,449 $1,466 $1,341 $1,353 $4,572 $4,792 $1,874 $2,024

Cheap Wilmot, Arkansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wilmot, Arkansas is a challenge. Take a look at the annual teen auto insurance rates in Wilmot, Arkansas.

Annual Auto Insurance Rates for Teen Drivers in Wilmot, Arkansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,979 $13,079
Farmers $9,800 $10,157
GEICO $7,758 $7,799
Liberty Mutual $9,124 $10,060
Nationwide $6,216 $7,979
Progressive $12,542 $14,155
State Farm $5,188 $6,549
Travelers $14,122 $22,670
USAA $4,572 $4,792

Cheap Wilmot, Arkansas Auto Insurance for Seniors

What are senior auto insurance rates in Wilmot, Arkansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wilmot, Arkansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,753 $2,953
Farmers $2,151 $2,256
GEICO $2,819 $2,740
Liberty Mutual $2,509 $2,805
Nationwide $2,364 $2,513
Progressive $2,492 $2,599
State Farm $1,661 $1,661
Travelers $2,428 $2,439
USAA $1,341 $1,353

Cheap Wilmot, Arkansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wilmot, Arkansas compared to the annual auto insurance rates with a clean record in Wilmot, Arkansas.

Annual Wilmot, Arkansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,494 $5,625 $6,174 $5,318
Farmers $3,684 $4,707 $4,598 $4,414
GEICO $2,801 $4,317 $6,475 $3,014
Liberty Mutual $3,075 $4,955 $5,796 $4,115
Nationwide $2,966 $3,853 $5,241 $3,273
Progressive $4,887 $6,768 $5,130 $5,874
State Farm $2,689 $3,140 $2,915 $2,915
Travelers $5,493 $5,676 $8,282 $6,749
USAA $1,810 $2,296 $3,320 $2,009

Cheap Wilmot, Arkansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wilmot, Arkansas is not easy. Compare the annual rates for DUI auto insurance in Wilmot, Arkansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Wilmot, Arkansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,174
Farmers $4,598
GEICO $6,475
Liberty Mutual $5,796
Nationwide $5,241
Progressive $5,130
State Farm $2,915
Travelers $8,282
USAA $3,320

Cheap Wilmot, Arkansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wilmot, Arkansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wilmot, Arkansas

Insurance Company Poor Fair Good
Allstate $6,808 $5,193 $4,207
Farmers $4,958 $4,144 $3,950
GEICO $4,975 $4,087 $3,392
Liberty Mutual $6,500 $3,900 $3,057
Nationwide $4,545 $3,642 $3,312
Progressive $6,446 $5,470 $5,078
State Farm $4,224 $2,542 $1,978
Travelers $7,530 $6,268 $5,853
USAA $3,132 $2,131 $1,814

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilmot, Arkansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wilmot, Arkansas can vary. Compare the annual cost of auto insurance by ZIP code in Wilmot, Arkansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wilmot, Arkansas

ZIP Code Average Annual Rates
71676 $4,491

Cheap Wilmot, Arkansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Wilmot, Arkansas auto insurance. Find the cheapest annual Wilmot, Arkansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wilmot, Arkansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,403 $5,403
Farmers $4,351 $4,351
GEICO $4,126 $4,176
Liberty Mutual $4,485 $4,485
Nationwide $3,833 $3,833
Progressive $5,665 $5,665
State Farm $2,845 $2,984
Travelers $6,550 $6,550
USAA $2,291 $2,427

Cheap Wilmot, Arkansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wilmot, Arkansas? Check out the comparison of annual Wilmot, Arkansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilmot, Arkansas

Insurance Company Low Medium High
Allstate $5,235 $5,399 $5,574
Farmers $4,151 $4,309 $4,592
GEICO $3,992 $4,150 $4,312
Liberty Mutual $4,330 $4,452 $4,674
Nationwide $3,882 $3,758 $3,859
Progressive $5,281 $5,585 $6,128
State Farm $2,786 $2,912 $3,046
Travelers $6,255 $6,570 $6,826
USAA $2,264 $2,351 $2,462

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wilmot, Arkansas

Compare the cheapest auto insurance companies in Wilmot, Arkansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wilmot, Arkansas

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Wilmot, Arkansas Auto Insurance Companies

What auto insurance companies in Wilmot, Arkansas are the cheapest? Compare the top Wilmot, Arkansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wilmot, Arkansas

Insurance Company Average Annual Rates
Allstate $5,403
Farmers $4,351
GEICO $4,151
Liberty Mutual $4,485
Nationwide $3,833
Progressive $5,665
State Farm $2,915
Travelers $6,550
USAA $2,359

What affects auto insurance rates in Wilmot, Arkansas?

There are a lot of reasons why auto insurance rates in Wilmot, Arkansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wilmot, Arkansas. Many local factors may affect your Wilmot auto insurance rates.

Wilmot Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wilmot, Arkansas commute length is 21.9 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wilmot, Arkansas Auto Insurance Quotes

Before you buy Wilmot, Arkansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wilmot, Arkansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption