Best Cheap Auto Insurance in Wilmore, KY (2021)

The average Wilmore, KY auto insurance rates are $336 per month. The minimum auto insurance in Wilmore is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Wilmore, Kentucky, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 15, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The average commute length in Wilmore is 17.5 minutes
  • The minimum auto insurance required in Wilmore, Kentucky is 25/50/25
  • Average auto insurance rates in Wilmore, KY for senior drivers are $2,214 per year

Wilmore, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Wilmore can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wilmore, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Wilmore to other Kentucky cities, including Elizabeth auto insurance rates, George auto insurance rates, and Florence auto insurance rates to see how Wilmore, Kentucky auto insurance rates stack up.

Before you buy Wilmore, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wilmore, Kentucky auto insurance quotes.

Minimum Auto Insurance in Wilmore, Kentucky

Wilmore, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wilmore, Kentucky.

Minimum Required Auto Insurance Coverage in Wilmore, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilmore, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wilmore, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wilmore, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,017 $2,967 $2,750 $2,930 $11,714 $13,195 $3,291 $3,453
GEICO $3,159 $2,921 $3,309 $2,996 $6,635 $7,852 $2,575 $2,215
Liberty Mutual $2,638 $2,853 $2,232 $2,492 $11,550 $12,786 $2,758 $2,869
Nationwide $2,839 $2,838 $2,573 $2,678 $6,512 $8,085 $3,232 $3,390
Progressive $2,055 $1,942 $1,860 $1,858 $10,397 $11,774 $2,548 $2,599
State Farm $1,607 $1,607 $1,436 $1,436 $4,545 $5,790 $1,788 $1,966
Travelers $1,750 $1,778 $1,732 $1,732 $8,371 $13,407 $1,833 $2,083
USAA $1,866 $1,853 $1,701 $1,709 $5,156 $5,401 $2,339 $2,539

Cheap Wilmore, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wilmore, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Wilmore, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Wilmore, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,714 $13,195
GEICO $6,635 $7,852
Liberty Mutual $11,550 $12,786
Nationwide $6,512 $8,085
Progressive $10,397 $11,774
State Farm $4,545 $5,790
Travelers $8,371 $13,407
USAA $5,156 $5,401

Cheap Wilmore, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Wilmore, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wilmore, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,750 $2,930
GEICO $3,309 $2,996
Liberty Mutual $2,232 $2,492
Nationwide $2,573 $2,678
Progressive $1,860 $1,858
State Farm $1,436 $1,436
Travelers $1,732 $1,732
USAA $1,701 $1,709

Cheap Wilmore, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wilmore, Kentucky compared to the annual auto insurance rates with a clean record in Wilmore, Kentucky.

Annual Wilmore, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,450 $5,860 $6,295 $5,053
GEICO $2,370 $4,198 $6,360 $2,904
Liberty Mutual $4,180 $6,450 $5,011 $4,447
Nationwide $3,221 $4,129 $5,189 $3,534
Progressive $3,619 $5,379 $4,126 $4,392
State Farm $2,319 $2,725 $2,522 $2,522
Travelers $3,568 $3,667 $5,290 $3,820
USAA $2,123 $2,997 $3,599 $2,563

Cheap Wilmore, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wilmore, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Wilmore, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Wilmore, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,295
GEICO $6,360
Liberty Mutual $5,011
Nationwide $5,189
Progressive $4,126
State Farm $2,522
Travelers $5,290
USAA $3,599

Cheap Wilmore, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wilmore, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wilmore, Kentucky

Insurance Company Poor Fair Good
Allstate $7,150 $4,966 $4,128
GEICO $6,508 $3,249 $2,117
Liberty Mutual $7,167 $4,419 $3,481
Nationwide $4,855 $3,852 $3,348
Progressive $4,863 $4,275 $3,999
State Farm $3,628 $2,207 $1,731
Travelers $4,545 $3,864 $3,850
USAA $4,164 $2,363 $1,934

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Wilmore, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wilmore, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Wilmore, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wilmore, Kentucky

ZIP Code Average Annual Rates
40390 $3,615

Cheap Wilmore, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Wilmore, Kentucky auto insurance. Find the cheapest annual Wilmore, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wilmore, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,415 $5,415
GEICO $3,921 $3,995
Liberty Mutual $5,022 $5,022
Nationwide $4,018 $4,018
Progressive $4,379 $4,379
State Farm $2,457 $2,586
Travelers $4,086 $4,086
USAA $2,717 $2,924

Cheap Wilmore, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wilmore, Kentucky? Check out the comparison of annual Wilmore, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wilmore, Kentucky

Insurance Company Low Medium High
Allstate $5,014 $5,392 $5,837
GEICO $3,693 $3,940 $4,241
Liberty Mutual $4,780 $4,991 $5,296
Nationwide $4,033 $3,978 $4,044
Progressive $4,026 $4,327 $4,785
State Farm $2,333 $2,517 $2,715
Travelers $3,859 $4,105 $4,294
USAA $2,670 $2,813 $2,978

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Wilmore, Kentucky

Compare the cheapest auto insurance companies in Wilmore, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wilmore, Kentucky

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Wilmore, Kentucky Auto Insurance Companies

What auto insurance companies in Wilmore, Kentucky are the cheapest? Compare the top Wilmore, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wilmore, Kentucky

Insurance Company Average Annual Rates
Allstate $5,415
GEICO $3,958
Liberty Mutual $5,022
Nationwide $4,018
Progressive $4,379
State Farm $2,522
Travelers $4,086
USAA $2,821

What affects auto insurance rates in Wilmore, Kentucky?

There are a lot of reasons why auto insurance rates in Wilmore, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wilmore, Kentucky. Many local factors may affect your Wilmore auto insurance rates.

Wilmore Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wilmore, Kentucky commute length is 17.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Wilmore, Kentucky Auto Insurance Quotes

Before you buy Wilmore, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wilmore, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption