Best Cheap Auto Insurance in Willisburg, KY (2021)

The average Willisburg, KY auto insurance rates are $387 per month. The minimum auto insurance in Willisburg is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Willisburg, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Willisburg for teen drivers is Travelers
  • The average commute length in Willisburg is 28.9 minutes
  • Average auto insurance rates in Willisburg, KY for senior drivers are $2,578 per year

Willisburg, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Willisburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Willisburg, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Willisburg to other Kentucky cities, including Elizabeth auto insurance rates, Owensboro auto insurance rates, and Independence auto insurance rates to see how Willisburg, Kentucky auto insurance rates stack up.

Before you buy Willisburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Willisburg, Kentucky auto insurance quotes.

Minimum Auto Insurance in Willisburg, Kentucky

Willisburg, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Willisburg, Kentucky.

Minimum Required Auto Insurance Coverage in Willisburg, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Willisburg, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Willisburg, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Willisburg, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,992 $2,940 $2,724 $2,900 $11,561 $12,983 $3,267 $3,433
GEICO $4,038 $3,738 $4,219 $3,821 $8,260 $9,795 $3,298 $2,847
Liberty Mutual $2,828 $3,066 $2,413 $2,698 $11,589 $12,814 $2,949 $3,055
Nationwide $3,355 $3,342 $3,031 $3,157 $7,618 $9,461 $3,817 $3,992
Progressive $2,327 $2,213 $2,088 $2,097 $11,379 $12,882 $2,888 $2,953
State Farm $2,079 $2,079 $1,852 $1,852 $6,177 $7,839 $2,323 $2,594
Travelers $2,443 $2,489 $2,392 $2,400 $11,773 $18,953 $2,550 $2,958
USAA $1,984 $1,985 $1,791 $1,819 $5,340 $5,620 $2,506 $2,742

Cheap Willisburg, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Willisburg, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Willisburg, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Willisburg, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,561 $12,983
GEICO $8,260 $9,795
Liberty Mutual $11,589 $12,814
Nationwide $7,618 $9,461
Progressive $11,379 $12,882
State Farm $6,177 $7,839
Travelers $11,773 $18,953
USAA $5,340 $5,620

Cheap Willisburg, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Willisburg, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Willisburg, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,724 $2,900
GEICO $4,219 $3,821
Liberty Mutual $2,413 $2,698
Nationwide $3,031 $3,157
Progressive $2,088 $2,097
State Farm $1,852 $1,852
Travelers $2,392 $2,400
USAA $1,791 $1,819

Cheap Willisburg, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Willisburg, Kentucky compared to the annual auto insurance rates with a clean record in Willisburg, Kentucky.

Annual Willisburg, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,394 $5,791 $6,223 $4,992
GEICO $2,973 $5,301 $8,093 $3,641
Liberty Mutual $4,317 $6,640 $5,161 $4,588
Nationwide $3,746 $4,857 $6,153 $4,129
Progressive $4,013 $5,945 $4,578 $4,878
State Farm $3,064 $3,635 $3,349 $3,349
Travelers $5,009 $5,154 $7,445 $5,370
USAA $2,238 $3,167 $3,791 $2,697

Cheap Willisburg, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Willisburg, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Willisburg, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Willisburg, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,223
GEICO $8,093
Liberty Mutual $5,161
Nationwide $6,153
Progressive $4,578
State Farm $3,349
Travelers $7,445
USAA $3,791

Cheap Willisburg, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Willisburg, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Willisburg, Kentucky

Insurance Company Poor Fair Good
Allstate $7,072 $4,903 $4,075
GEICO $8,225 $4,106 $2,675
Liberty Mutual $7,400 $4,544 $3,585
Nationwide $5,732 $4,513 $3,919
Progressive $5,420 $4,730 $4,410
State Farm $4,855 $2,921 $2,273
Travelers $6,411 $5,422 $5,401
USAA $4,419 $2,480 $2,021

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Cheap Willisburg, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Willisburg, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Willisburg, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Willisburg, Kentucky

ZIP Code Average Annual Rates
40078 $4,171

Cheap Willisburg, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Willisburg, Kentucky auto insurance. Find the cheapest annual Willisburg, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Willisburg, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,350 $5,350
GEICO $4,955 $5,049
Liberty Mutual $5,176 $5,176
Nationwide $4,721 $4,721
Progressive $4,854 $4,854
State Farm $3,266 $3,433
Travelers $5,745 $5,745
USAA $2,863 $3,084

Cheap Willisburg, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Willisburg, Kentucky? Check out the comparison of annual Willisburg, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Willisburg, Kentucky

Insurance Company Low Medium High
Allstate $4,957 $5,328 $5,765
GEICO $4,666 $4,987 $5,353
Liberty Mutual $4,912 $5,141 $5,476
Nationwide $4,750 $4,668 $4,746
Progressive $4,480 $4,793 $5,287
State Farm $3,162 $3,350 $3,537
Travelers $5,452 $5,770 $6,012
USAA $2,836 $2,966 $3,118

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Best By Category: Cheapest Auto Insurance in Willisburg, Kentucky

Compare the cheapest auto insurance companies in Willisburg, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Willisburg, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Willisburg, Kentucky Auto Insurance Companies

What auto insurance companies in Willisburg, Kentucky are the cheapest? Compare the top Willisburg, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Willisburg, Kentucky

Insurance Company Average Annual Rates
Allstate $5,350
GEICO $5,002
Liberty Mutual $5,176
Nationwide $4,721
Progressive $4,854
State Farm $3,349
Travelers $5,745
USAA $2,973

What affects auto insurance rates in Willisburg, Kentucky?

There are a lot of reasons why auto insurance rates in Willisburg, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Willisburg, Kentucky. Many local factors may affect your Willisburg auto insurance rates.

Willisburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Willisburg, Kentucky commute length is 28.9 minutes according to City-Data.

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Compare Willisburg, Kentucky Auto Insurance Quotes

Before you buy Willisburg, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Willisburg, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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