Best Cheap Auto Insurance in Williamstown, NY (2021)

The average Williamstown, NY auto insurance rates are $260 per month. The minimum auto insurance in Williamstown is at least 25/50/10 in coverage to comply with New York auto insurance laws. To find the best cheap auto insurance in Williamstown, New York, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • Average auto insurance rates in Williamstown, NY for senior drivers are $1,928 per year
  • The most expensive auto insurance company in Williamstown for teen drivers is Liberty Mutual
  • The cheapest auto insurance company in Williamstown is GEICO

Williamstown, New York auto insurance requirements are 25/50/10 according to New York auto insurance laws. Finding cheap auto insurance in Williamstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williamstown, New York, including driving record, credit, commute time, and more.

Compare auto insurance in Williamstown to other New York cities, including Yonkers auto insurance rates, New Rochelle auto insurance rates, and Utica auto insurance rates to see how Williamstown, New York auto insurance rates stack up.

Before you buy Williamstown, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williamstown, New York auto insurance quotes.

Minimum Auto Insurance in Williamstown, New York

Williamstown, New York auto insurance laws require that you have at least the New York minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williamstown, New York.

Minimum Required Auto Insurance Coverage in Williamstown, New York

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Williamstown, New York Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williamstown, New York are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williamstown, New York

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,390 $2,267 $2,223 $2,260 $6,737 $7,224 $2,416 $2,455
GEICO $1,304 $1,256 $1,268 $1,250 $2,710 $3,943 $1,177 $1,209
Liberty Mutual $3,372 $3,372 $3,142 $3,142 $6,550 $10,619 $3,372 $3,582
Nationwide $2,172 $2,172 $2,051 $2,051 $3,851 $5,729 $2,172 $2,765
Progressive $1,604 $1,500 $1,285 $1,307 $5,471 $6,094 $2,076 $2,028
State Farm $2,099 $2,099 $1,825 $1,825 $6,095 $7,880 $2,302 $2,441
Travelers $2,390 $2,411 $2,183 $2,339 $5,531 $6,579 $2,533 $2,639
USAA $1,491 $1,463 $1,346 $1,345 $6,012 $7,189 $1,899 $2,090

Cheap Williamstown, New York Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williamstown, New York is a challenge. Take a look at the annual teen auto insurance rates in Williamstown, New York.

Annual Auto Insurance Rates for Teen Drivers in Williamstown, New York

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,737 $7,224
GEICO $2,710 $3,943
Liberty Mutual $6,550 $10,619
Nationwide $3,851 $5,729
Progressive $5,471 $6,094
State Farm $6,095 $7,880
Travelers $5,531 $6,579
USAA $6,012 $7,189

Cheap Williamstown, New York Auto Insurance for Seniors

What are senior auto insurance rates in Williamstown, New York? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williamstown, New York

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,223 $2,260
GEICO $1,268 $1,250
Liberty Mutual $3,142 $3,142
Nationwide $2,051 $2,051
Progressive $1,285 $1,307
State Farm $1,825 $1,825
Travelers $2,183 $2,339
USAA $1,346 $1,345

Cheap Williamstown, New York Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williamstown, New York compared to the annual auto insurance rates with a clean record in Williamstown, New York.

Annual Williamstown, New York Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,988 $2,988 $4,286 $3,724
GEICO $1,395 $1,520 $2,749 $1,395
Liberty Mutual $3,723 $3,723 $7,405 $3,723
Nationwide $2,197 $2,197 $4,839 $2,247
Progressive $2,598 $2,598 $2,875 $2,613
State Farm $3,168 $3,168 $3,474 $3,474
Travelers $2,849 $3,548 $3,599 $3,307
USAA $2,530 $2,572 $3,744 $2,572

Cheap Williamstown, New York Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williamstown, New York is not easy. Compare the annual rates for DUI auto insurance in Williamstown, New York to find the best deal.

Annual Auto Insurance Rates After a DUI in Williamstown, New York

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,286
GEICO $2,749
Liberty Mutual $7,405
Nationwide $4,839
Progressive $2,875
State Farm $3,474
Travelers $3,599
USAA $3,744

Cheap Williamstown, New York Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williamstown, New York annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williamstown, New York

Insurance Company Poor Fair Good
Allstate $4,978 $2,946 $2,566
GEICO $2,211 $1,625 $1,458
Liberty Mutual $6,486 $4,253 $3,193
Nationwide $2,870 $2,870 $2,870
Progressive $4,216 $2,189 $1,607
State Farm $4,689 $2,940 $2,333
Travelers $4,580 $2,888 $2,509
USAA $4,423 $2,195 $1,945

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Cheap Williamstown, New York Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williamstown, New York can vary. Compare the annual cost of auto insurance by ZIP code in Williamstown, New York to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williamstown, New York

ZIP Code Average Annual Rates
13493 $3,166

Cheap Williamstown, New York Auto Insurance Rates By Commute

Commute length and annual mileage affect Williamstown, New York auto insurance. Find the cheapest annual Williamstown, New York auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williamstown, New York

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,450 $3,543
GEICO $1,713 $1,816
Liberty Mutual $4,514 $4,774
Nationwide $2,870 $2,870
Progressive $2,671 $2,671
State Farm $3,205 $3,436
Travelers $3,326 $3,326
USAA $2,826 $2,883

Cheap Williamstown, New York Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williamstown, New York? Check out the comparison of annual Williamstown, New York auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williamstown, New York

Insurance Company Low Medium High
Allstate $3,329 $3,487 $3,674
GEICO $1,673 $1,759 $1,863
Liberty Mutual $4,456 $4,628 $4,848
Nationwide $2,716 $2,850 $3,045
Progressive $2,539 $2,657 $2,816
State Farm $3,166 $3,338 $3,458
Travelers $3,152 $3,291 $3,534
USAA $2,786 $2,844 $2,933

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Best By Category: Cheapest Auto Insurance in Williamstown, New York

Compare the cheapest auto insurance companies in Williamstown, New York in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williamstown, New York

Category Insurance Company
Teenagers GEICO
Seniors GEICO
Clean Record GEICO
With 1 Accident GEICO
With 1 DUI GEICO
With 1 Speeding Violation GEICO

The Cheapest Williamstown, New York Auto Insurance Companies

What auto insurance companies in Williamstown, New York are the cheapest? Compare the top Williamstown, New York auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williamstown, New York

Insurance Company Average Annual Rates
Allstate $3,497
GEICO $1,765
Liberty Mutual $4,644
Nationwide $2,870
Progressive $2,671
State Farm $3,321
Travelers $3,326
USAA $2,854

Compare Williamstown, New York Auto Insurance Quotes

Before you buy Williamstown, New York auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williamstown, New York auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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