Best Cheap Auto Insurance in Williamstown, MO (2021)

The average Williamstown, MO auto insurance rates are $263 per month. The minimum auto insurance in Williamstown is at least 25/50/25 in coverage to comply with Missouri auto insurance laws. To find the best cheap auto insurance in Williamstown, Missouri, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Williamstown is Nationwide
  • The minimum auto insurance required in Williamstown, Missouri is 25/50/25
  • The most expensive auto insurance company in Williamstown for teen drivers is Farmers

Williamstown, Missouri auto insurance requirements are 25/50/25 according to Missouri auto insurance laws. Finding cheap auto insurance in Williamstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williamstown, Missouri, including driving record, credit, commute time, and more.

Compare auto insurance in Williamstown to other Missouri cities, including St. Louis auto insurance rates, St. Peters auto insurance rates, and O’Fallon auto insurance rates to see how Williamstown, Missouri auto insurance rates stack up.

Before you buy Williamstown, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williamstown, Missouri auto insurance quotes.

Minimum Auto Insurance in Williamstown, Missouri

Williamstown, Missouri auto insurance laws require that you have at least the Missouri minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williamstown, Missouri.

Minimum Required Auto Insurance Coverage in Williamstown, Missouri

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Williamstown, Missouri Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williamstown, Missouri are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williamstown, Missouri

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,766 $2,681 $2,482 $2,562 $7,583 $8,206 $2,661 $2,753
American Family $1,999 $1,999 $1,779 $1,779 $5,395 $7,027 $1,999 $2,345
Farmers $2,376 $2,378 $2,130 $2,246 $9,399 $9,747 $2,698 $2,833
GEICO $1,907 $2,104 $1,484 $1,834 $5,572 $5,914 $1,802 $1,835
Liberty Mutual $2,615 $2,836 $2,156 $2,414 $8,685 $9,637 $2,762 $2,956
Nationwide $1,460 $1,503 $1,299 $1,390 $3,523 $4,567 $1,651 $1,801
Progressive $1,914 $1,794 $1,565 $1,609 $6,005 $6,758 $2,337 $2,395
State Farm $1,589 $1,589 $1,403 $1,403 $4,352 $5,519 $1,782 $2,020
USAA $1,545 $1,541 $1,378 $1,418 $4,426 $5,428 $1,944 $2,178

Cheap Williamstown, Missouri Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williamstown, Missouri is a challenge. Take a look at the annual teen auto insurance rates in Williamstown, Missouri.

Annual Auto Insurance Rates for Teen Drivers in Williamstown, Missouri

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,583 $8,206
American Family $5,395 $7,027
Farmers $9,399 $9,747
GEICO $5,572 $5,914
Liberty Mutual $8,685 $9,637
Nationwide $3,523 $4,567
Progressive $6,005 $6,758
State Farm $4,352 $5,519
USAA $4,426 $5,428

Cheap Williamstown, Missouri Auto Insurance for Seniors

What are senior auto insurance rates in Williamstown, Missouri? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williamstown, Missouri

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,482 $2,562
American Family $1,779 $1,779
Farmers $2,130 $2,246
GEICO $1,484 $1,834
Liberty Mutual $2,156 $2,414
Nationwide $1,299 $1,390
Progressive $1,565 $1,609
State Farm $1,403 $1,403
USAA $1,378 $1,418

Cheap Williamstown, Missouri Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williamstown, Missouri compared to the annual auto insurance rates with a clean record in Williamstown, Missouri.

Annual Williamstown, Missouri Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,406 $3,835 $4,758 $3,848
American Family $2,290 $3,296 $3,971 $2,604
Farmers $3,701 $4,520 $4,428 $4,255
GEICO $2,267 $2,832 $3,697 $2,429
Liberty Mutual $3,103 $4,430 $4,583 $4,915
Nationwide $1,735 $2,165 $2,818 $1,879
Progressive $2,663 $3,504 $2,932 $3,089
State Farm $2,275 $2,640 $2,457 $2,457
USAA $2,027 $2,420 $3,284 $2,197

Cheap Williamstown, Missouri Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williamstown, Missouri is not easy. Compare the annual rates for DUI auto insurance in Williamstown, Missouri to find the best deal.

Annual Auto Insurance Rates After a DUI in Williamstown, Missouri

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,758
American Family $3,971
Farmers $4,428
GEICO $3,697
Liberty Mutual $4,583
Nationwide $2,818
Progressive $2,932
State Farm $2,457
USAA $3,284

Cheap Williamstown, Missouri Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williamstown, Missouri annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williamstown, Missouri

Insurance Company Poor Fair Good
Allstate $5,465 $3,514 $2,906
American Family $3,973 $2,794 $2,354
Farmers $4,839 $4,016 $3,823
GEICO $3,875 $2,525 $2,020
Liberty Mutual $6,121 $3,720 $2,932
Nationwide $2,551 $2,082 $1,815
Progressive $3,537 $2,918 $2,687
State Farm $3,294 $2,219 $1,859
USAA $4,157 $1,919 $1,371

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Cheap Williamstown, Missouri Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williamstown, Missouri can vary. Compare the annual cost of auto insurance by ZIP code in Williamstown, Missouri to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williamstown, Missouri

ZIP Code Average Annual Rates
63473 $2,597

Cheap Williamstown, Missouri Auto Insurance Rates By Commute

Commute length and annual mileage affect Williamstown, Missouri auto insurance. Find the cheapest annual Williamstown, Missouri auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williamstown, Missouri

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,962 $3,962
American Family $3,010 $3,071
Farmers $4,226 $4,226
GEICO $2,747 $2,866
Liberty Mutual $4,258 $4,258
Nationwide $2,149 $2,149
Progressive $3,047 $3,047
State Farm $2,397 $2,517
USAA $2,390 $2,574

Cheap Williamstown, Missouri Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williamstown, Missouri? Check out the comparison of annual Williamstown, Missouri auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williamstown, Missouri

Insurance Company Low Medium High
Allstate $3,825 $3,954 $4,107
American Family $2,954 $3,137 $3,030
Farmers $3,971 $4,186 $4,521
GEICO $2,652 $2,822 $2,946
Liberty Mutual $4,039 $4,278 $4,456
Nationwide $2,021 $2,165 $2,261
Progressive $2,752 $3,054 $3,336
State Farm $2,321 $2,465 $2,585
USAA $2,385 $2,474 $2,587

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Best By Category: Cheapest Auto Insurance in Williamstown, Missouri

Compare the cheapest auto insurance companies in Williamstown, Missouri in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williamstown, Missouri

Category Insurance Company
Teenagers Nationwide
Seniors Nationwide
Clean Record Nationwide
With 1 Accident Nationwide
With 1 DUI State Farm
With 1 Speeding Violation Nationwide

The Cheapest Williamstown, Missouri Auto Insurance Companies

What auto insurance companies in Williamstown, Missouri are the cheapest? Compare the top Williamstown, Missouri auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williamstown, Missouri

Insurance Company Average Annual Rates
Allstate $3,962
American Family $3,040
Farmers $4,226
GEICO $2,806
Liberty Mutual $4,258
Nationwide $2,149
Progressive $3,047
State Farm $2,457
USAA $2,482

Compare Williamstown, Missouri Auto Insurance Quotes

Before you buy Williamstown, Missouri auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williamstown, Missouri auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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