Best Cheap Auto Insurance in Williamstown, KY (2021)

The average Williamstown, KY auto insurance rates are $372 per month. The minimum auto insurance in Williamstown is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Williamstown, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Williamstown is 22.9 minutes
  • The most expensive auto insurance company in Williamstown for teen drivers is Allstate
  • The cheapest auto insurance company in Williamstown is USAA

Williamstown, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Williamstown can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williamstown, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Williamstown to other Kentucky cities, including Independence auto insurance rates, Covington auto insurance rates, and Elizabeth auto insurance rates to see how Williamstown, Kentucky auto insurance rates stack up.

Before you buy Williamstown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williamstown, Kentucky auto insurance quotes.

Minimum Auto Insurance in Williamstown, Kentucky

Williamstown, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williamstown, Kentucky.

Minimum Required Auto Insurance Coverage in Williamstown, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Williamstown, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williamstown, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williamstown, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,472 $3,436 $3,126 $3,336 $12,903 $14,492 $3,862 $4,093
GEICO $3,594 $3,333 $3,742 $3,389 $7,170 $8,568 $2,951 $2,559
Liberty Mutual $2,729 $2,955 $2,325 $2,592 $11,454 $12,650 $2,853 $2,964
Nationwide $3,300 $3,314 $2,972 $3,117 $7,450 $9,339 $3,740 $3,944
Progressive $2,038 $1,935 $1,829 $1,836 $9,967 $11,290 $2,527 $2,589
State Farm $2,226 $2,226 $1,988 $1,988 $6,728 $8,506 $2,486 $2,794
Travelers $2,081 $2,118 $2,043 $2,044 $9,722 $15,427 $2,177 $2,524
USAA $1,922 $1,929 $1,728 $1,763 $5,081 $5,363 $2,432 $2,667

Cheap Williamstown, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williamstown, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Williamstown, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Williamstown, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,903 $14,492
GEICO $7,170 $8,568
Liberty Mutual $11,454 $12,650
Nationwide $7,450 $9,339
Progressive $9,967 $11,290
State Farm $6,728 $8,506
Travelers $9,722 $15,427
USAA $5,081 $5,363

Cheap Williamstown, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Williamstown, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williamstown, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,126 $3,336
GEICO $3,742 $3,389
Liberty Mutual $2,325 $2,592
Nationwide $2,972 $3,117
Progressive $1,829 $1,836
State Farm $1,988 $1,988
Travelers $2,043 $2,044
USAA $1,728 $1,763

Cheap Williamstown, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williamstown, Kentucky compared to the annual auto insurance rates with a clean record in Williamstown, Kentucky.

Annual Williamstown, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $5,045 $6,592 $7,029 $5,694
GEICO $2,599 $4,672 $7,199 $3,183
Liberty Mutual $4,219 $6,499 $5,054 $4,489
Nationwide $3,682 $4,781 $6,064 $4,062
Progressive $3,516 $5,203 $4,013 $4,273
State Farm $3,302 $3,934 $3,618 $3,618
Travelers $4,155 $4,276 $6,174 $4,463
USAA $2,156 $3,051 $3,641 $2,595

Cheap Williamstown, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williamstown, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Williamstown, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Williamstown, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $7,029
GEICO $7,199
Liberty Mutual $5,054
Nationwide $6,064
Progressive $4,013
State Farm $3,618
Travelers $6,174
USAA $3,641

Cheap Williamstown, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williamstown, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williamstown, Kentucky

Insurance Company Poor Fair Good
Allstate $8,066 $5,567 $4,637
GEICO $7,256 $3,623 $2,361
Liberty Mutual $7,242 $4,448 $3,506
Nationwide $5,647 $4,437 $3,858
Progressive $4,746 $4,144 $3,864
State Farm $5,240 $3,156 $2,457
Travelers $5,321 $4,500 $4,480
USAA $4,267 $2,379 $1,935

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Cheap Williamstown, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williamstown, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Williamstown, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williamstown, Kentucky

ZIP Code Average Annual Rates
41097 $3,972

Cheap Williamstown, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Williamstown, Kentucky auto insurance. Find the cheapest annual Williamstown, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williamstown, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $6,090 $6,090
GEICO $4,371 $4,456
Liberty Mutual $5,065 $5,065
Nationwide $4,647 $4,647
Progressive $4,251 $4,251
State Farm $3,530 $3,705
Travelers $4,767 $4,767
USAA $2,755 $2,967

Cheap Williamstown, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williamstown, Kentucky? Check out the comparison of annual Williamstown, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williamstown, Kentucky

Insurance Company Low Medium High
Allstate $5,709 $6,069 $6,493
GEICO $4,176 $4,404 $4,660
Liberty Mutual $4,835 $5,034 $5,327
Nationwide $4,735 $4,596 $4,611
Progressive $3,952 $4,204 $4,598
State Farm $3,432 $3,618 $3,804
Travelers $4,564 $4,795 $4,942
USAA $2,742 $2,855 $2,985

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Best By Category: Cheapest Auto Insurance in Williamstown, Kentucky

Compare the cheapest auto insurance companies in Williamstown, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williamstown, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Williamstown, Kentucky Auto Insurance Companies

What auto insurance companies in Williamstown, Kentucky are the cheapest? Compare the top Williamstown, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williamstown, Kentucky

Insurance Company Average Annual Rates
Allstate $6,090
GEICO $4,413
Liberty Mutual $5,065
Nationwide $4,647
Progressive $4,251
State Farm $3,618
Travelers $4,767
USAA $2,861

What affects auto insurance rates in Williamstown, Kentucky?

There are a lot of reasons why auto insurance rates in Williamstown, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Williamstown, Kentucky. Many local factors may affect your Williamstown auto insurance rates.

Williamstown Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Williamstown, Kentucky commute length is 22.9 minutes according to City-Data.

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Compare Williamstown, Kentucky Auto Insurance Quotes

Before you buy Williamstown, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williamstown, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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