Best Cheap Auto Insurance in Williamsfield, IL (2021)

The average Williamsfield, IL auto insurance rates are $245 per month. The minimum auto insurance in Williamsfield is at least 25/50/20 in coverage to comply with Illinois auto insurance laws. To find the best cheap auto insurance in Williamsfield, Illinois, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in Williamsfield is State Farm
  • The average commute length in Williamsfield is 24.6 minutes
  • The most expensive auto insurance company in Williamsfield for teen drivers is Farmers

Williamsfield, Illinois auto insurance requirements are 25/50/20 according to Illinois auto insurance laws. Finding cheap auto insurance in Williamsfield can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williamsfield, Illinois, including driving record, credit, commute time, and more.

Compare auto insurance in Williamsfield to other Illinois cities, including Champaign auto insurance rates, Peoria auto insurance rates, and Elgin auto insurance rates to see how Williamsfield, Illinois auto insurance rates stack up.

Before you buy Williamsfield, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williamsfield, Illinois auto insurance quotes.

Minimum Auto Insurance in Williamsfield, Illinois

Williamsfield, Illinois auto insurance laws require that you have at least the Illinois minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williamsfield, Illinois.

Minimum Required Auto Insurance Coverage in Williamsfield, Illinois

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $20,000 minimum

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Cheap Williamsfield, Illinois Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williamsfield, Illinois are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williamsfield, Illinois

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,849 $2,862 $2,970 $2,970 $7,307 $9,512 $3,425 $3,701
American Family $2,266 $2,266 $2,069 $2,069 $6,270 $8,739 $2,266 $2,917
Farmers $2,227 $2,228 $1,983 $2,091 $9,159 $9,532 $2,538 $2,662
GEICO $1,621 $1,622 $1,521 $1,797 $4,847 $5,129 $2,028 $1,979
Liberty Mutual $1,343 $1,450 $1,118 $1,251 $4,397 $4,894 $1,401 $1,477
Nationwide $1,589 $1,620 $1,416 $1,502 $4,249 $5,460 $1,839 $1,992
Progressive $1,770 $1,690 $1,458 $1,518 $6,100 $6,860 $2,115 $2,290
State Farm $1,380 $1,380 $1,219 $1,219 $3,761 $4,790 $1,555 $1,776
Travelers $1,467 $1,548 $1,326 $1,413 $4,091 $5,078 $1,559 $1,642
USAA $1,640 $1,670 $1,527 $1,507 $5,289 $5,831 $2,160 $2,377

Cheap Williamsfield, Illinois Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williamsfield, Illinois is a challenge. Take a look at the annual teen auto insurance rates in Williamsfield, Illinois.

Annual Auto Insurance Rates for Teen Drivers in Williamsfield, Illinois

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,307 $9,512
American Family $6,270 $8,739
Farmers $9,159 $9,532
GEICO $4,847 $5,129
Liberty Mutual $4,397 $4,894
Nationwide $4,249 $5,460
Progressive $6,100 $6,860
State Farm $3,761 $4,790
Travelers $4,091 $5,078
USAA $5,289 $5,831

Cheap Williamsfield, Illinois Auto Insurance for Seniors

What are senior auto insurance rates in Williamsfield, Illinois? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williamsfield, Illinois

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,970 $2,970
American Family $2,069 $2,069
Farmers $1,983 $2,091
GEICO $1,521 $1,797
Liberty Mutual $1,118 $1,251
Nationwide $1,416 $1,502
Progressive $1,458 $1,518
State Farm $1,219 $1,219
Travelers $1,326 $1,413
USAA $1,527 $1,507

Cheap Williamsfield, Illinois Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williamsfield, Illinois compared to the annual auto insurance rates with a clean record in Williamsfield, Illinois.

Annual Williamsfield, Illinois Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,211 $5,392 $5,008 $4,187
American Family $2,651 $3,773 $5,001 $3,008
Farmers $3,427 $4,403 $4,294 $4,086
GEICO $1,896 $2,518 $3,482 $2,376
Liberty Mutual $1,807 $2,558 $2,251 $2,049
Nationwide $1,984 $2,563 $3,011 $2,276
Progressive $2,462 $3,611 $2,720 $3,107
State Farm $1,964 $2,306 $2,135 $2,135
Travelers $1,811 $2,363 $2,621 $2,266
USAA $1,960 $2,818 $3,858 $2,364

Cheap Williamsfield, Illinois Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williamsfield, Illinois is not easy. Compare the annual rates for DUI auto insurance in Williamsfield, Illinois to find the best deal.

Annual Auto Insurance Rates After a DUI in Williamsfield, Illinois

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,008
American Family $5,001
Farmers $4,294
GEICO $3,482
Liberty Mutual $2,251
Nationwide $3,011
Progressive $2,720
State Farm $2,135
Travelers $2,621
USAA $3,858

Cheap Williamsfield, Illinois Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williamsfield, Illinois annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williamsfield, Illinois

Insurance Company Poor Fair Good
Allstate $5,687 $4,088 $3,574
American Family $4,812 $3,260 $2,751
Farmers $4,620 $3,862 $3,676
GEICO $4,119 $2,014 $1,571
Liberty Mutual $3,064 $1,912 $1,524
Nationwide $2,932 $2,366 $2,077
Progressive $3,401 $2,875 $2,650
State Farm $3,105 $1,859 $1,442
Travelers $2,770 $2,218 $1,807
USAA $3,661 $2,516 $2,074

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Cheap Williamsfield, Illinois Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williamsfield, Illinois can vary. Compare the annual cost of auto insurance by ZIP code in Williamsfield, Illinois to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williamsfield, Illinois

ZIP Code Average Annual Rates
61489 $2,873

Cheap Williamsfield, Illinois Auto Insurance Rates By Commute

Commute length and annual mileage affect Williamsfield, Illinois auto insurance. Find the cheapest annual Williamsfield, Illinois auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williamsfield, Illinois

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,450 $4,450
American Family $3,561 $3,655
Farmers $4,052 $4,052
GEICO $2,519 $2,617
Liberty Mutual $2,166 $2,166
Nationwide $2,458 $2,458
Progressive $2,975 $2,975
State Farm $2,081 $2,189
Travelers $2,177 $2,354
USAA $2,673 $2,827

Cheap Williamsfield, Illinois Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williamsfield, Illinois? Check out the comparison of annual Williamsfield, Illinois auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williamsfield, Illinois

Insurance Company Low Medium High
Allstate $4,316 $4,445 $4,588
American Family $3,503 $3,739 $3,582
Farmers $3,872 $3,967 $4,317
GEICO $2,377 $2,564 $2,762
Liberty Mutual $2,037 $2,161 $2,301
Nationwide $2,452 $2,476 $2,447
Progressive $2,756 $2,968 $3,201
State Farm $2,031 $2,138 $2,236
Travelers $2,142 $2,263 $2,391
USAA $2,561 $2,747 $2,942

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Best By Category: Cheapest Auto Insurance in Williamsfield, Illinois

Compare the cheapest auto insurance companies in Williamsfield, Illinois in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williamsfield, Illinois

Category Insurance Company
Teenagers State Farm
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation Liberty Mutual

The Cheapest Williamsfield, Illinois Auto Insurance Companies

What auto insurance companies in Williamsfield, Illinois are the cheapest? Compare the top Williamsfield, Illinois auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williamsfield, Illinois

Insurance Company Average Annual Rates
Allstate $4,450
American Family $3,608
Farmers $4,052
GEICO $2,568
Liberty Mutual $2,166
Nationwide $2,458
Progressive $2,975
State Farm $2,135
Travelers $2,265
USAA $2,750

What affects auto insurance rates in Williamsfield, Illinois?

There are a lot of reasons why auto insurance rates in Williamsfield, Illinois are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Williamsfield, Illinois. Many local factors may affect your Williamsfield auto insurance rates.

Williamsfield Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Williamsfield, Illinois commute length is 24.6 minutes according to City-Data.

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Compare Williamsfield, Illinois Auto Insurance Quotes

Before you buy Williamsfield, Illinois auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williamsfield, Illinois auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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