Best Cheap Auto Insurance in Williamsburg, OH (2021)

The average Williamsburg, OH auto insurance rates are $239 per month. The minimum auto insurance in Williamsburg is at least 25/50/25 in coverage to comply with Ohio auto insurance laws. To find the best cheap auto insurance in Williamsburg, Ohio, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 18, 2021

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Things to Remember

  • Average auto insurance rates in Williamsburg, OH for senior drivers are $1,488 per year
  • The average commute length in Williamsburg is 33.9 minutes
  • The cheapest auto insurance company in Williamsburg is USAA

Williamsburg, Ohio auto insurance requirements are 25/50/25 according to Ohio auto insurance laws. Finding cheap auto insurance in Williamsburg can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williamsburg, Ohio, including driving record, credit, commute time, and more.

Compare auto insurance in Williamsburg to other Ohio cities, including Dayton auto insurance rates, Columbus auto insurance rates, and Akron auto insurance rates to see how Williamsburg, Ohio auto insurance rates stack up.

Before you buy Williamsburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williamsburg, Ohio auto insurance quotes.

Minimum Auto Insurance in Williamsburg, Ohio

Williamsburg, Ohio auto insurance laws require that you have at least the Ohio minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williamsburg, Ohio.

Minimum Required Auto Insurance Coverage in Williamsburg, Ohio

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Williamsburg, Ohio Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williamsburg, Ohio are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williamsburg, Ohio

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,158 $2,153 $1,944 $2,080 $5,948 $6,809 $2,270 $2,426
American Family $1,009 $1,049 $924 $930 $3,159 $3,433 $1,245 $1,314
Farmers $1,873 $1,865 $1,650 $1,741 $8,228 $8,531 $2,100 $2,195
GEICO $1,353 $1,313 $1,273 $1,286 $3,661 $3,405 $1,504 $1,269
Liberty Mutual $2,233 $2,443 $1,718 $2,090 $11,334 $12,827 $2,389 $2,620
Nationwide $2,227 $2,241 $2,007 $2,025 $5,646 $7,298 $2,390 $2,788
Progressive $1,710 $1,611 $1,426 $1,471 $7,577 $8,529 $2,044 $2,111
State Farm $1,558 $1,558 $1,395 $1,395 $4,875 $6,125 $1,810 $2,076
Travelers $1,370 $1,391 $1,362 $1,355 $5,925 $9,362 $1,429 $1,627
USAA $882 $889 $841 $838 $2,743 $3,051 $1,178 $1,271

Cheap Williamsburg, Ohio Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williamsburg, Ohio is a challenge. Take a look at the annual teen auto insurance rates in Williamsburg, Ohio.

Annual Auto Insurance Rates for Teen Drivers in Williamsburg, Ohio

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $5,948 $6,809
American Family $3,159 $3,433
Farmers $8,228 $8,531
GEICO $3,661 $3,405
Liberty Mutual $11,334 $12,827
Nationwide $5,646 $7,298
Progressive $7,577 $8,529
State Farm $4,875 $6,125
Travelers $5,925 $9,362
USAA $2,743 $3,051

Cheap Williamsburg, Ohio Auto Insurance for Seniors

What are senior auto insurance rates in Williamsburg, Ohio? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williamsburg, Ohio

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,944 $2,080
American Family $924 $930
Farmers $1,650 $1,741
GEICO $1,273 $1,286
Liberty Mutual $1,718 $2,090
Nationwide $2,007 $2,025
Progressive $1,426 $1,471
State Farm $1,395 $1,395
Travelers $1,362 $1,355
USAA $841 $838

Cheap Williamsburg, Ohio Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williamsburg, Ohio compared to the annual auto insurance rates with a clean record in Williamsburg, Ohio.

Annual Williamsburg, Ohio Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,713 $3,279 $3,836 $3,065
American Family $1,563 $1,656 $1,656 $1,656
Farmers $2,903 $3,740 $3,647 $3,801
GEICO $1,274 $1,845 $2,683 $1,729
Liberty Mutual $3,961 $5,064 $5,191 $4,612
Nationwide $2,662 $3,393 $4,311 $2,946
Progressive $2,854 $3,879 $3,041 $3,465
State Farm $2,367 $2,831 $2,599 $2,599
Travelers $2,193 $2,858 $4,310 $2,549
USAA $1,122 $1,505 $1,976 $1,243

Cheap Williamsburg, Ohio Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williamsburg, Ohio is not easy. Compare the annual rates for DUI auto insurance in Williamsburg, Ohio to find the best deal.

Annual Auto Insurance Rates After a DUI in Williamsburg, Ohio

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,836
American Family $1,656
Farmers $3,647
GEICO $2,683
Liberty Mutual $5,191
Nationwide $4,311
Progressive $3,041
State Farm $2,599
Travelers $4,310
USAA $1,976

Cheap Williamsburg, Ohio Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williamsburg, Ohio annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williamsburg, Ohio

Insurance Company Poor Fair Good
Allstate $4,142 $3,012 $2,516
American Family $2,167 $1,479 $1,254
Farmers $3,991 $3,369 $3,208
GEICO $2,258 $1,883 $1,508
Liberty Mutual $6,768 $4,122 $3,231
Nationwide $4,017 $3,235 $2,731
Progressive $3,717 $3,212 $3,000
State Farm $3,704 $2,289 $1,804
Travelers $3,328 $2,898 $2,708
USAA $1,896 $1,343 $1,145

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Cheap Williamsburg, Ohio Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williamsburg, Ohio can vary. Compare the annual cost of auto insurance by ZIP code in Williamsburg, Ohio to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williamsburg, Ohio

ZIP Code Average Annual Rates
45176 $2,728

Cheap Williamsburg, Ohio Auto Insurance Rates By Commute

Commute length and annual mileage affect Williamsburg, Ohio auto insurance. Find the cheapest annual Williamsburg, Ohio auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williamsburg, Ohio

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,223 $3,223
American Family $1,613 $1,653
Farmers $3,523 $3,523
GEICO $1,852 $1,914
Liberty Mutual $4,707 $4,707
Nationwide $3,328 $3,328
Progressive $3,310 $3,310
State Farm $2,534 $2,663
Travelers $2,978 $2,978
USAA $1,407 $1,517

Cheap Williamsburg, Ohio Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williamsburg, Ohio? Check out the comparison of annual Williamsburg, Ohio auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williamsburg, Ohio

Insurance Company Low Medium High
Allstate $3,121 $3,217 $3,332
American Family $1,600 $1,646 $1,653
Farmers $3,344 $3,472 $3,752
GEICO $1,824 $1,876 $1,950
Liberty Mutual $4,541 $4,729 $4,851
Nationwide $3,681 $3,226 $3,077
Progressive $3,177 $3,281 $3,471
State Farm $2,472 $2,607 $2,718
Travelers $2,896 $3,017 $3,020
USAA $1,398 $1,460 $1,527

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Best By Category: Cheapest Auto Insurance in Williamsburg, Ohio

Compare the cheapest auto insurance companies in Williamsburg, Ohio in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williamsburg, Ohio

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Williamsburg, Ohio Auto Insurance Companies

What auto insurance companies in Williamsburg, Ohio are the cheapest? Compare the top Williamsburg, Ohio auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williamsburg, Ohio

Insurance Company Average Annual Rates
Allstate $3,223
American Family $1,633
Farmers $3,523
GEICO $1,883
Liberty Mutual $4,707
Nationwide $3,328
Progressive $3,310
State Farm $2,599
Travelers $2,978
USAA $1,462

What affects auto insurance rates in Williamsburg, Ohio?

There are a lot of reasons why auto insurance rates in Williamsburg, Ohio are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Williamsburg, Ohio. Many local factors may affect your Williamsburg auto insurance rates.

Williamsburg Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Williamsburg, Ohio auto theft statistics, there have been 6 auto thefts in the city.

Williamsburg Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Williamsburg, Ohio commute length is 33.9 minutes according to City-Data.

Williamsburg Traffic

How does Williamsburg, Ohio rank for traffic? According to Inrix Williamsburg, Ohio is the 991st most congested worldwide.

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Compare Williamsburg, Ohio Auto Insurance Quotes

Before you buy Williamsburg, Ohio auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williamsburg, Ohio auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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