Best Cheap Auto Insurance in Williams Bay, WI (2021)

The average Williams Bay, WI auto insurance rates are $230 per month. The minimum auto insurance in Williams Bay is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Williams Bay, Wisconsin, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Williams Bay, Wisconsin is 25/50/10
  • Average auto insurance rates in Williams Bay, WI for senior drivers are $1,496 per year
  • The most expensive auto insurance company in Williams Bay for teen drivers is Farmers

Williams Bay, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Williams Bay can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Williams Bay, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Williams Bay to other Wisconsin cities, including Green Bay auto insurance rates, Eau Claire auto insurance rates, and Waukesha auto insurance rates to see how Williams Bay, Wisconsin auto insurance rates stack up.

Before you buy Williams Bay, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Williams Bay, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Williams Bay, Wisconsin

Williams Bay, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Williams Bay, Wisconsin.

Minimum Required Auto Insurance Coverage in Williams Bay, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Williams Bay, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Williams Bay, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Williams Bay, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,105 $2,205 $1,960 $2,155 $7,241 $9,243 $2,117 $2,294
American Family $886 $922 $855 $857 $2,872 $3,149 $1,056 $1,122
Farmers $1,782 $1,776 $1,573 $1,678 $8,901 $9,206 $2,030 $2,111
GEICO $1,155 $1,282 $1,209 $1,397 $3,902 $4,206 $1,067 $1,095
Liberty Mutual $1,581 $1,718 $1,272 $1,443 $5,941 $6,663 $1,675 $1,805
Nationwide $3,215 $3,373 $2,683 $2,819 $6,817 $10,509 $3,930 $4,611
Progressive $1,516 $1,425 $1,244 $1,306 $6,124 $6,882 $1,817 $1,976
State Farm $1,243 $1,243 $1,118 $1,118 $3,745 $4,709 $1,406 $1,617
USAA $1,223 $1,215 $1,116 $1,125 $3,189 $3,682 $1,577 $1,720

Cheap Williams Bay, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Williams Bay, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Williams Bay, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Williams Bay, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $7,241 $9,243
American Family $2,872 $3,149
Farmers $8,901 $9,206
GEICO $3,902 $4,206
Liberty Mutual $5,941 $6,663
Nationwide $6,817 $10,509
Progressive $6,124 $6,882
State Farm $3,745 $4,709
USAA $3,189 $3,682

Cheap Williams Bay, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Williams Bay, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Williams Bay, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,960 $2,155
American Family $855 $857
Farmers $1,573 $1,678
GEICO $1,209 $1,397
Liberty Mutual $1,272 $1,443
Nationwide $2,683 $2,819
Progressive $1,244 $1,306
State Farm $1,118 $1,118
USAA $1,116 $1,125

Cheap Williams Bay, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Williams Bay, Wisconsin compared to the annual auto insurance rates with a clean record in Williams Bay, Wisconsin.

Annual Williams Bay, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,963 $4,105 $3,864 $3,728
American Family $1,402 $1,486 $1,486 $1,486
Farmers $3,161 $4,013 $3,786 $3,569
GEICO $1,318 $2,148 $2,485 $1,705
Liberty Mutual $2,096 $3,027 $3,111 $2,814
Nationwide $4,012 $4,640 $5,686 $4,640
Progressive $2,545 $3,107 $2,648 $2,845
State Farm $1,849 $2,200 $2,025 $2,025
USAA $1,451 $1,835 $2,480 $1,657

Cheap Williams Bay, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Williams Bay, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Williams Bay, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Williams Bay, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,864
American Family $1,486
Farmers $3,786
GEICO $2,485
Liberty Mutual $3,111
Nationwide $5,686
Progressive $2,648
State Farm $2,025
USAA $2,480

Cheap Williams Bay, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Williams Bay, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Williams Bay, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,800 $3,313 $2,883
American Family $1,967 $1,290 $1,138
Farmers $4,093 $3,479 $3,324
GEICO $2,509 $1,792 $1,441
Liberty Mutual $3,970 $2,419 $1,898
Nationwide $5,333 $4,450 $4,450
Progressive $3,144 $2,697 $2,518
State Farm $3,020 $1,734 $1,320
USAA $2,845 $1,512 $1,210

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Cheap Williams Bay, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Williams Bay, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Williams Bay, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Williams Bay, Wisconsin

ZIP Code Average Annual Rates
53191 $2,714

Cheap Williams Bay, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Williams Bay, Wisconsin auto insurance. Find the cheapest annual Williams Bay, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Williams Bay, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,577 $3,753
American Family $1,440 $1,490
Farmers $3,632 $3,632
GEICO $1,877 $1,951
Liberty Mutual $2,762 $2,762
Nationwide $4,745 $4,745
Progressive $2,786 $2,786
State Farm $1,975 $2,075
USAA $1,832 $1,880

Cheap Williams Bay, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Williams Bay, Wisconsin? Check out the comparison of annual Williams Bay, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Williams Bay, Wisconsin

Insurance Company Low Medium High
Allstate $3,523 $3,657 $3,816
American Family $1,439 $1,479 $1,478
Farmers $3,315 $3,602 $3,979
GEICO $1,783 $1,914 $2,046
Liberty Mutual $2,502 $2,784 $3,000
Nationwide $4,578 $4,746 $4,910
Progressive $2,595 $2,813 $2,951
State Farm $1,902 $2,032 $2,141
USAA $1,785 $1,858 $1,925

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Best By Category: Cheapest Auto Insurance in Williams Bay, Wisconsin

Compare the cheapest auto insurance companies in Williams Bay, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Williams Bay, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Williams Bay, Wisconsin Auto Insurance Companies

What auto insurance companies in Williams Bay, Wisconsin are the cheapest? Compare the top Williams Bay, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Williams Bay, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,665
American Family $1,465
Farmers $3,632
GEICO $1,914
Liberty Mutual $2,762
Nationwide $4,745
Progressive $2,786
State Farm $2,025
USAA $1,856

What affects auto insurance rates in Williams Bay, Wisconsin?

There are a lot of reasons why auto insurance rates in Williams Bay, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Williams Bay, Wisconsin. Many local factors may affect your Williams Bay auto insurance rates.

Williams Bay Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Williams Bay, Wisconsin auto theft statistics, there have been 0 auto thefts in the city.

Williams Bay Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Williams Bay, Wisconsin commute length is 24.8 minutes according to City-Data.

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Compare Williams Bay, Wisconsin Auto Insurance Quotes

Before you buy Williams Bay, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Williams Bay, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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