Best Cheap Auto Insurance in Wiley, CO (2021)

The average Wiley, CO auto insurance rates are $323 per month. The minimum auto insurance in Wiley is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Wiley, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Wiley is 15.4 minutes
  • The most expensive auto insurance company in Wiley for teen drivers is Farmers
  • Average auto insurance rates in Wiley, CO for senior drivers are $2,323 per year

Wiley, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Wiley can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wiley, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Wiley to other Colorado cities, including Centennial auto insurance rates, Colorado Springs auto insurance rates, and Pueblo auto insurance rates to see how Wiley, Colorado auto insurance rates stack up.

Before you buy Wiley, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wiley, Colorado auto insurance quotes.

Minimum Auto Insurance in Wiley, Colorado

Wiley, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wiley, Colorado.

Minimum Required Auto Insurance Coverage in Wiley, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Wiley, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wiley, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wiley, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,166 $2,973 $2,838 $2,870 $10,635 $11,138 $3,516 $3,549
American Family $2,330 $2,330 $2,098 $2,098 $5,641 $7,517 $2,330 $2,869
Farmers $3,022 $2,992 $2,741 $2,951 $11,187 $11,247 $3,316 $3,353
GEICO $2,262 $2,432 $2,320 $2,581 $6,808 $7,210 $2,084 $2,141
Liberty Mutual $1,920 $1,895 $1,626 $1,781 $5,278 $5,748 $1,938 $1,973
Nationwide $2,672 $2,731 $2,380 $2,529 $6,687 $8,617 $3,064 $3,325
Progressive $3,090 $2,911 $2,592 $2,612 $9,458 $10,604 $3,508 $3,434
State Farm $1,799 $1,799 $1,584 $1,584 $4,721 $6,043 $1,996 $2,345
USAA $2,437 $2,461 $2,298 $2,340 $5,826 $6,723 $3,151 $3,474

Cheap Wiley, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wiley, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Wiley, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Wiley, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $10,635 $11,138
American Family $5,641 $7,517
Farmers $11,187 $11,247
GEICO $6,808 $7,210
Liberty Mutual $5,278 $5,748
Nationwide $6,687 $8,617
Progressive $9,458 $10,604
State Farm $4,721 $6,043
USAA $5,826 $6,723

Cheap Wiley, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Wiley, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wiley, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,838 $2,870
American Family $2,098 $2,098
Farmers $2,741 $2,951
GEICO $2,320 $2,581
Liberty Mutual $1,626 $1,781
Nationwide $2,380 $2,529
Progressive $2,592 $2,612
State Farm $1,584 $1,584
USAA $2,298 $2,340

Cheap Wiley, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wiley, Colorado compared to the annual auto insurance rates with a clean record in Wiley, Colorado.

Annual Wiley, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,358 $4,995 $6,071 $4,918
American Family $2,516 $3,581 $4,659 $2,851
Farmers $4,312 $5,535 $5,459 $5,099
GEICO $2,491 $3,832 $4,302 $3,293
Liberty Mutual $2,414 $2,835 $2,964 $2,867
Nationwide $3,053 $4,207 $5,371 $3,372
Progressive $4,164 $5,646 $4,400 $4,895
State Farm $2,549 $2,919 $2,734 $2,734
USAA $2,644 $3,195 $5,527 $2,989

Cheap Wiley, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wiley, Colorado is not easy. Compare the annual rates for DUI auto insurance in Wiley, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Wiley, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,071
American Family $4,659
Farmers $5,459
GEICO $4,302
Liberty Mutual $2,964
Nationwide $5,371
Progressive $4,400
State Farm $2,734
USAA $5,527

Cheap Wiley, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wiley, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wiley, Colorado

Insurance Company Poor Fair Good
Allstate $6,490 $4,992 $3,775
American Family $4,441 $3,137 $2,627
Farmers $5,926 $4,808 $4,570
GEICO $4,188 $3,479 $2,771
Liberty Mutual $3,977 $2,410 $1,923
Nationwide $4,848 $3,820 $3,334
Progressive $5,492 $4,626 $4,211
State Farm $3,795 $2,440 $1,967
USAA $5,346 $3,014 $2,405

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Cheap Wiley, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wiley, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Wiley, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wiley, Colorado

ZIP Code Average Annual Rates
81092 $3,578

Cheap Wiley, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Wiley, Colorado auto insurance. Find the cheapest annual Wiley, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wiley, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,086 $5,086
American Family $3,330 $3,473
Farmers $5,101 $5,101
GEICO $3,397 $3,562
Liberty Mutual $2,770 $2,770
Nationwide $4,001 $4,001
Progressive $4,776 $4,776
State Farm $2,668 $2,800
USAA $3,485 $3,692

Cheap Wiley, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wiley, Colorado? Check out the comparison of annual Wiley, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wiley, Colorado

Insurance Company Low Medium High
Allstate $4,806 $5,068 $5,382
American Family $3,255 $3,472 $3,479
Farmers $4,516 $5,036 $5,751
GEICO $3,183 $3,423 $3,833
Liberty Mutual $2,627 $2,759 $2,923
Nationwide $4,052 $4,001 $3,949
Progressive $4,526 $4,785 $5,018
State Farm $2,590 $2,732 $2,879
USAA $3,452 $3,588 $3,726

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Best By Category: Cheapest Auto Insurance in Wiley, Colorado

Compare the cheapest auto insurance companies in Wiley, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wiley, Colorado

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI State Farm
With 1 Speeding Violation State Farm

The Cheapest Wiley, Colorado Auto Insurance Companies

What auto insurance companies in Wiley, Colorado are the cheapest? Compare the top Wiley, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wiley, Colorado

Insurance Company Average Annual Rates
Allstate $5,086
American Family $3,402
Farmers $5,101
GEICO $3,480
Liberty Mutual $2,770
Nationwide $4,001
Progressive $4,776
State Farm $2,734
USAA $3,589

What affects auto insurance rates in Wiley, Colorado?

There are a lot of reasons why auto insurance rates in Wiley, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wiley, Colorado. Many local factors may affect your Wiley auto insurance rates.

Wiley Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wiley, Colorado commute length is 15.4 minutes according to City-Data.

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Compare Wiley, Colorado Auto Insurance Quotes

Before you buy Wiley, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wiley, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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