Best Cheap Auto Insurance in Wildwood, FL (2021)

The average Wildwood, FL auto insurance rates are $322 per month. The minimum auto insurance in Wildwood is at least 10/20/10 in coverage to comply with Florida auto insurance laws. To find the best cheap auto insurance in Wildwood, Florida, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wildwood for teen drivers is Allstate
  • The cheapest auto insurance company in Wildwood is USAA
  • Average auto insurance rates in Wildwood, FL for senior drivers are $2,350 per year

Wildwood, Florida auto insurance requirements are 10/20/10 according to Florida auto insurance laws. Finding cheap auto insurance in Wildwood can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wildwood, Florida, including driving record, credit, commute time, and more.

Compare auto insurance in Wildwood to other Florida cities, including Fort Lauderdale auto insurance rates, St. Petersburg auto insurance rates, and Orlando auto insurance rates to see how Wildwood, Florida auto insurance rates stack up.

Before you buy Wildwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wildwood, Florida auto insurance quotes.

Minimum Auto Insurance in Wildwood, Florida

Wildwood, Florida auto insurance laws require that you have at least the Florida minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wildwood, Florida.

Minimum Required Auto Insurance Coverage in Wildwood, Florida

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $10,000 per person
$20,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Wildwood, Florida Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wildwood, Florida are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wildwood, Florida

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,537 $3,429 $3,111 $3,182 $12,226 $13,397 $3,591 $3,670
GEICO $2,430 $2,439 $2,277 $2,277 $4,289 $5,341 $2,669 $2,700
Liberty Mutual $3,248 $3,248 $2,980 $2,980 $6,803 $10,450 $3,248 $4,384
Nationwide $2,546 $2,513 $2,279 $2,355 $6,046 $7,427 $2,797 $2,906
Progressive $3,419 $3,227 $2,932 $3,139 $9,473 $10,317 $4,110 $3,930
State Farm $1,581 $1,581 $1,435 $1,435 $4,538 $5,795 $1,749 $1,880
USAA $1,356 $1,333 $1,264 $1,254 $4,625 $5,382 $1,693 $1,828

Cheap Wildwood, Florida Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wildwood, Florida is a challenge. Take a look at the annual teen auto insurance rates in Wildwood, Florida.

Annual Auto Insurance Rates for Teen Drivers in Wildwood, Florida

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $12,226 $13,397
GEICO $4,289 $5,341
Liberty Mutual $6,803 $10,450
Nationwide $6,046 $7,427
Progressive $9,473 $10,317
State Farm $4,538 $5,795
USAA $4,625 $5,382

Cheap Wildwood, Florida Auto Insurance for Seniors

What are senior auto insurance rates in Wildwood, Florida? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wildwood, Florida

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $3,111 $3,182
GEICO $2,277 $2,277
Liberty Mutual $2,980 $2,980
Nationwide $2,279 $2,355
Progressive $2,932 $3,139
State Farm $1,435 $1,435
USAA $1,264 $1,254

Cheap Wildwood, Florida Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wildwood, Florida compared to the annual auto insurance rates with a clean record in Wildwood, Florida.

Annual Wildwood, Florida Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,984 $5,936 $6,621 $5,530
GEICO $2,138 $2,722 $4,032 $3,318
Liberty Mutual $3,378 $4,372 $6,323 $4,596
Nationwide $3,088 $3,384 $4,539 $3,424
Progressive $4,000 $5,919 $4,982 $5,373
State Farm $2,291 $2,708 $2,499 $2,499
USAA $1,834 $2,263 $3,348 $1,922

Cheap Wildwood, Florida Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wildwood, Florida is not easy. Compare the annual rates for DUI auto insurance in Wildwood, Florida to find the best deal.

Annual Auto Insurance Rates After a DUI in Wildwood, Florida

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,621
GEICO $4,032
Liberty Mutual $6,323
Nationwide $4,539
Progressive $4,982
State Farm $2,499
USAA $3,348

Cheap Wildwood, Florida Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wildwood, Florida annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wildwood, Florida

Insurance Company Poor Fair Good
Allstate $8,042 $5,104 $4,158
GEICO $4,426 $2,696 $2,036
Liberty Mutual $5,999 $4,414 $3,588
Nationwide $4,512 $3,316 $2,999
Progressive $6,629 $4,684 $3,893
State Farm $3,393 $2,249 $1,856
USAA $3,809 $1,862 $1,354

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Cheap Wildwood, Florida Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wildwood, Florida can vary. Compare the annual cost of auto insurance by ZIP code in Wildwood, Florida to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wildwood, Florida

ZIP Code Average Annual Rates
34785 $2,988

Cheap Wildwood, Florida Auto Insurance Rates By Commute

Commute length and annual mileage affect Wildwood, Florida auto insurance. Find the cheapest annual Wildwood, Florida auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wildwood, Florida

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,602 $5,934
GEICO $3,038 $3,067
Liberty Mutual $4,518 $4,817
Nationwide $3,609 $3,609
Progressive $5,068 $5,068
State Farm $2,416 $2,582
USAA $2,315 $2,368

Cheap Wildwood, Florida Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wildwood, Florida? Check out the comparison of annual Wildwood, Florida auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wildwood, Florida

Insurance Company Low Medium High
Allstate $4,399 $6,076 $6,828
GEICO $2,470 $3,164 $3,524
Liberty Mutual $4,315 $4,732 $4,954
Nationwide $2,844 $3,753 $4,230
Progressive $4,344 $5,173 $5,689
State Farm $2,142 $2,557 $2,799
USAA $2,041 $2,420 $2,564

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Best By Category: Cheapest Auto Insurance in Wildwood, Florida

Compare the cheapest auto insurance companies in Wildwood, Florida in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wildwood, Florida

Category Insurance Company
Teenagers GEICO
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Wildwood, Florida Auto Insurance Companies

What auto insurance companies in Wildwood, Florida are the cheapest? Compare the top Wildwood, Florida auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wildwood, Florida

Insurance Company Average Annual Rates
Allstate $5,768
GEICO $3,053
Liberty Mutual $4,667
Nationwide $3,609
Progressive $5,068
State Farm $2,499
USAA $2,342

What affects auto insurance rates in Wildwood, Florida?

There are a lot of reasons why auto insurance rates in Wildwood, Florida are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wildwood, Florida. Many local factors may affect your Wildwood auto insurance rates.

Wildwood Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Wildwood, Florida auto theft statistics, there have been 14 auto thefts in the city.

Wildwood Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wildwood, Florida commute length is 18.9 minutes according to City-Data.

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Compare Wildwood, Florida Auto Insurance Quotes

Before you buy Wildwood, Florida auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wildwood, Florida auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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