Best Cheap Auto Insurance in Wiggins, CO (2021)

The average Wiggins, CO auto insurance rates are $331 per month. The minimum auto insurance in Wiggins is at least 25/50/15 in coverage to comply with Colorado auto insurance laws. To find the best cheap auto insurance in Wiggins, Colorado, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wiggins for teen drivers is Allstate
  • The average commute length in Wiggins is 34.8 minutes
  • The cheapest auto insurance company in Wiggins is Liberty Mutual

Wiggins, Colorado auto insurance requirements are 25/50/15 according to Colorado auto insurance laws. Finding cheap auto insurance in Wiggins can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wiggins, Colorado, including driving record, credit, commute time, and more.

Compare auto insurance in Wiggins to other Colorado cities, including Arvada auto insurance rates, Colorado Springs auto insurance rates, and Thornton auto insurance rates to see how Wiggins, Colorado auto insurance rates stack up.

Before you buy Wiggins, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wiggins, Colorado auto insurance quotes.

Minimum Auto Insurance in Wiggins, Colorado

Wiggins, Colorado auto insurance laws require that you have at least the Colorado minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wiggins, Colorado.

Minimum Required Auto Insurance Coverage in Wiggins, Colorado

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $15,000 minimum

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Cheap Wiggins, Colorado Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wiggins, Colorado are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wiggins, Colorado

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,309 $3,103 $2,974 $3,005 $11,350 $11,945 $3,663 $3,687
American Family $2,506 $2,506 $2,256 $2,256 $6,068 $8,106 $2,506 $3,078
Farmers $2,972 $2,957 $2,693 $2,887 $10,922 $11,046 $3,270 $3,333
GEICO $2,260 $2,431 $2,315 $2,572 $6,794 $7,203 $2,081 $2,141
Liberty Mutual $1,803 $1,747 $1,533 $1,684 $5,188 $5,652 $1,818 $1,839
Nationwide $2,847 $2,907 $2,537 $2,693 $7,160 $9,216 $3,269 $3,545
Progressive $2,982 $2,807 $2,531 $2,544 $9,330 $10,441 $3,375 $3,296
State Farm $2,010 $2,010 $1,786 $1,786 $5,529 $7,046 $2,241 $2,643
USAA $2,380 $2,399 $2,247 $2,282 $5,738 $6,613 $3,073 $3,381

Cheap Wiggins, Colorado Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wiggins, Colorado is a challenge. Take a look at the annual teen auto insurance rates in Wiggins, Colorado.

Annual Auto Insurance Rates for Teen Drivers in Wiggins, Colorado

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,350 $11,945
American Family $6,068 $8,106
Farmers $10,922 $11,046
GEICO $6,794 $7,203
Liberty Mutual $5,188 $5,652
Nationwide $7,160 $9,216
Progressive $9,330 $10,441
State Farm $5,529 $7,046
USAA $5,738 $6,613

Cheap Wiggins, Colorado Auto Insurance for Seniors

What are senior auto insurance rates in Wiggins, Colorado? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wiggins, Colorado

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,974 $3,005
American Family $2,256 $2,256
Farmers $2,693 $2,887
GEICO $2,315 $2,572
Liberty Mutual $1,533 $1,684
Nationwide $2,537 $2,693
Progressive $2,531 $2,544
State Farm $1,786 $1,786
USAA $2,247 $2,282

Cheap Wiggins, Colorado Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wiggins, Colorado compared to the annual auto insurance rates with a clean record in Wiggins, Colorado.

Annual Wiggins, Colorado Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,599 $5,281 $6,437 $5,200
American Family $2,710 $3,842 $5,019 $3,071
Farmers $4,242 $5,428 $5,352 $5,018
GEICO $2,489 $3,823 $4,295 $3,292
Liberty Mutual $2,324 $2,725 $2,834 $2,749
Nationwide $3,262 $4,492 $5,732 $3,601
Progressive $4,055 $5,554 $4,284 $4,760
State Farm $2,901 $3,362 $3,132 $3,132
USAA $2,584 $3,128 $5,426 $2,919

Cheap Wiggins, Colorado Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wiggins, Colorado is not easy. Compare the annual rates for DUI auto insurance in Wiggins, Colorado to find the best deal.

Annual Auto Insurance Rates After a DUI in Wiggins, Colorado

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,437
American Family $5,019
Farmers $5,352
GEICO $4,295
Liberty Mutual $2,834
Nationwide $5,732
Progressive $4,284
State Farm $3,132
USAA $5,426

Cheap Wiggins, Colorado Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wiggins, Colorado annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wiggins, Colorado

Insurance Company Poor Fair Good
Allstate $6,858 $5,288 $3,993
American Family $4,771 $3,378 $2,832
Farmers $5,821 $4,720 $4,489
GEICO $4,182 $3,475 $2,767
Liberty Mutual $3,804 $2,320 $1,850
Nationwide $5,176 $4,081 $3,558
Progressive $5,353 $4,519 $4,117
State Farm $4,352 $2,793 $2,250
USAA $5,230 $2,954 $2,359

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Cheap Wiggins, Colorado Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wiggins, Colorado can vary. Compare the annual cost of auto insurance by ZIP code in Wiggins, Colorado to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wiggins, Colorado

ZIP Code Average Annual Rates
80654 $3,663

Cheap Wiggins, Colorado Auto Insurance Rates By Commute

Commute length and annual mileage affect Wiggins, Colorado auto insurance. Find the cheapest annual Wiggins, Colorado auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wiggins, Colorado

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,380 $5,380
American Family $3,583 $3,738
Farmers $5,010 $5,010
GEICO $3,392 $3,557
Liberty Mutual $2,658 $2,658
Nationwide $4,272 $4,272
Progressive $4,663 $4,663
State Farm $3,055 $3,208
USAA $3,413 $3,615

Cheap Wiggins, Colorado Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wiggins, Colorado? Check out the comparison of annual Wiggins, Colorado auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wiggins, Colorado

Insurance Company Low Medium High
Allstate $5,100 $5,362 $5,676
American Family $3,488 $3,736 $3,758
Farmers $4,434 $4,942 $5,654
GEICO $3,185 $3,419 $3,820
Liberty Mutual $2,502 $2,646 $2,825
Nationwide $4,310 $4,274 $4,232
Progressive $4,363 $4,674 $4,952
State Farm $2,948 $3,133 $3,314
USAA $3,378 $3,514 $3,651

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Best By Category: Cheapest Auto Insurance in Wiggins, Colorado

Compare the cheapest auto insurance companies in Wiggins, Colorado in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wiggins, Colorado

Category Insurance Company
Teenagers Liberty Mutual
Seniors Liberty Mutual
Clean Record Liberty Mutual
With 1 Accident Liberty Mutual
With 1 DUI Liberty Mutual
With 1 Speeding Violation Liberty Mutual

The Cheapest Wiggins, Colorado Auto Insurance Companies

What auto insurance companies in Wiggins, Colorado are the cheapest? Compare the top Wiggins, Colorado auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wiggins, Colorado

Insurance Company Average Annual Rates
Allstate $5,380
American Family $3,660
Farmers $5,010
GEICO $3,475
Liberty Mutual $2,658
Nationwide $4,272
Progressive $4,663
State Farm $3,132
USAA $3,514

What affects auto insurance rates in Wiggins, Colorado?

There are a lot of reasons why auto insurance rates in Wiggins, Colorado are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wiggins, Colorado. Many local factors may affect your Wiggins auto insurance rates.

Wiggins Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wiggins, Colorado commute length is 34.8 minutes according to City-Data.

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Compare Wiggins, Colorado Auto Insurance Quotes

Before you buy Wiggins, Colorado auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wiggins, Colorado auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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