Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Mar 10, 2020

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Purchasing cheap car insurance for different driver types such as teen drivers can be quite challenging. If you know where to shop, you may find an affordable teen auto insurance policy with plenty of features. There are several comparison websites that allow you to get free auto insurance quotes from different companies. Enter your ZIP code into our FREE auto insurance comparison tool to find rates from multiple companies!

Choose at least three quotes and compare their similar features to find the best option for you.

Decide how much coverage you need and then start searching for auto insurance discounts. Even the most unusual discounts offered by auto insurance companies can help you save money. Take all these options into account with our FREE auto insurance comparison tool when you enter your ZIP code.

most affordable teen auto insurance

Teen drivers pay the highest auto insurance rates because they are more likely to get involved in a car accident. There are several causes of teen accidents, including:

  • Difficulty with location, distance and speed
  • Risk-taking behavior
  • Lack of experience
  • Distractions

As teenagers seek out new sensations, they have trouble understanding the consequences of their actions. Statistics show that teen drivers are more likely to make illegal turns, run red lights, or drive over the highway speed limit. Comparing cheap auto insurance quotes for teens and applying for the discounts that are being offered will help you find a reasonably priced policy for young drivers. Here are five companies that offer affordable teen auto insurance:

Allstate

Allstate was established in 1931. The company specializes in private passenger auto and homeowners insurance. Its line of products also includes motorcycle, boat, life, flood, and snowmobile insurance. Customers can buy coverage online and over the phone.

Millions of people have chosen Allstate for their car insurance needs. The company sells liability insurance, medical payments insurance, comprehensive insurance and uninsured/underinsured motorist protection coverage. Allstate features an innovative program for teenage drivers. The Teen Safe Driving Program empowers adolescents to become smart driving activists in their schools and communities.

Teen drivers who buy auto insurance from Allstate can qualify for safe driver discounts, good student discounts, and vehicle equipment discounts. You can save over 30 percent on auto coverage if your car came from the factory with motorized seatbelts and airbags. Teens can save up to 20 percent just by getting good grades in school.

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Progressive

find the most affordable teen auto insurance

Progressive has been selling affordable car insurance since 1937. Customers can get free auto insurance quotes in less than six minutes. In addition to personal automobile coverage, Progressive offers home, snowmobile, boat, and renters insurance. The company has over 27,250 employees and more than $15 billion in revenue.

This auto insurance provider features different types of coverage that protect you, your family and your car. Clients can buy custom parts and equipment insurance, comprehensive insurance, collision insurance and other types of coverage at affordable rates.

The company’s website has a special section designed for teenage drivers. Teens can read useful tips on how to find cheap coverage, change a flat tire, or overcome road rage.

Progressive offers a wide range of discounts for drivers of all ages. If you buy auto insurance online, you can save $50. Customers who pay for their policy upfront receive additional savings. Students are eligible for special discounts. Car owners can also apply for low mileage discounts and multi-vehicle discounts.

Geico

With over 11 million customers, Geico is the third-largest private passenger auto insurance company in the nation. This car insurer is rated “A++” by A.M. Best, “Aa1” by Moody’s, and “AA+” by Standard and Poor’s. The company also provides life, flood, homeowners, condo, motorcycle, boat, and recreational vehicle insurance. It also specializes on identity theft protection insurance and overseas insurance.

affordable teen auto insuranceTeen drivers can get a quick car insurance quote from Geico in less than 15 minutes. The company features many auto insurance discounts that can lower your rates. You can apply for good student discounts, mature driver discounts, military personnel discounts, and multi-vehicle discounts.

Customers who purchase a insurance policy from Geico can change their coverage levels, view their car insurance policy documents, and make payments online.

This leading insurer offers 24-hour assistance. Policyholders can choose from various payment options, including automatic online payments, one-time online payments, Electronic Funds Transfer (EFT), credit card payments, and money orders.

Nationwide

Nationwide is one of the leading companies offering cheap car insurance for teens. This auto insurance carrier has over 80 years of experience. Its line of products includes life insurance and retirement savings, auto insurance, homeowners insurance, mutual funds, annuities, and mortgage loans.

The company provides superior auto insurance claims service and competitively priced policies. Car owners are eligible for a various discounts and savings. Teen drivers who earn a B average on their report card pay less on auto insurance. If you install an anti-theft device in your vehicle, you will save 10 percent on your policy. Nationwide also offers defensive driver, passive occupant restraint discounts, and club membership discounts.

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State Farm

With over 68,000 employees and 18,000 agents, State Farm is the largest mutual property and casualty insurance company in the world. Its mission is to help people recover from the unexpected and manage the risks of everyday life. The company provides homeowners, auto, health, life, business, and disability insurance.

Teenagers who qualify for a good student discount or complete the Steer Clear Safe Driving Program pay less on auto insurance. This innovative program can help you improve your driving skills and become a better driver. If you get good grades in school, you will receive a good student discount and save 25 percent on your policy. Customers can also apply for defensive driving course discounts, multiple-vehicle discounts, and safe driver discounts. Enter your ZIP code into our FREE auto insurance search tool to find good protection for cheap rates.

With proper research, teen drivers can find cheap car insurance and receive various discounts.

Taking defensive driver classes is another great way to save money on auto coverage. For additional savings, add safety features to your car and drive a low risk vehicle. All of these things can help you lower your car insurance rates. Most of all, do a FREE auto insurance comparison with your ZIP code to find great rates that are available to you now.