Best Cheap Auto Insurance in Whitmore Lake, MI (2021)

The average Whitmore Lake, MI auto insurance rates are $744 per month. The minimum auto insurance in Whitmore Lake is at least 20/40/10 in coverage to comply with Michigan auto insurance laws. To find the best cheap auto insurance in Whitmore Lake, Michigan, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • Average auto insurance rates in Whitmore Lake, MI for senior drivers are $5,894 per year
  • The cheapest auto insurance company in Whitmore Lake is USAA
  • The average commute length in Whitmore Lake is 26.5 minutes

Whitmore Lake, Michigan auto insurance requirements are 20/40/10 according to Michigan auto insurance laws. Finding cheap auto insurance in Whitmore Lake can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Whitmore Lake, Michigan, including driving record, credit, commute time, and more.

Compare auto insurance in Whitmore Lake to other Michigan cities, including Sterling Heights auto insurance rates, Troy auto insurance rates, and Lansing auto insurance rates to see how Whitmore Lake, Michigan auto insurance rates stack up.

Before you buy Whitmore Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Whitmore Lake, Michigan auto insurance quotes.

Minimum Auto Insurance in Whitmore Lake, Michigan

Whitmore Lake, Michigan auto insurance laws require that you have at least the Michigan minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Whitmore Lake, Michigan.

Minimum Required Auto Insurance Coverage in Whitmore Lake, Michigan

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $20,000 per person
$40,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Whitmore Lake, Michigan Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Whitmore Lake, Michigan are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Whitmore Lake, Michigan

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $16,208 $16,208 $14,979 $14,979 $41,534 $41,534 $17,099 $17,099
Farmers $3,867 $3,867 $3,609 $3,609 $8,770 $8,770 $4,352 $4,352
GEICO $3,947 $3,947 $4,054 $4,054 $11,562 $11,562 $3,781 $3,781
Liberty Mutual $13,502 $13,502 $13,369 $13,369 $31,726 $31,726 $13,502 $13,502
Nationwide $2,976 $2,976 $2,672 $2,672 $7,397 $7,397 $3,238 $3,238
Progressive $2,841 $2,641 $2,518 $2,802 $10,526 $11,244 $3,304 $3,062
State Farm $5,973 $5,973 $5,531 $5,531 $20,948 $20,948 $7,020 $7,020
Travelers $4,480 $4,480 $3,858 $3,858 $13,395 $13,395 $4,862 $4,862
USAA $2,534 $2,368 $2,391 $2,237 $6,074 $5,680 $3,046 $2,876

Cheap Whitmore Lake, Michigan Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Whitmore Lake, Michigan is a challenge. Take a look at the annual teen auto insurance rates in Whitmore Lake, Michigan.

Annual Auto Insurance Rates for Teen Drivers in Whitmore Lake, Michigan

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $41,534 $41,534
Farmers $8,770 $8,770
GEICO $11,562 $11,562
Liberty Mutual $31,726 $31,726
Nationwide $7,397 $7,397
Progressive $10,526 $11,244
State Farm $20,948 $20,948
Travelers $13,395 $13,395
USAA $6,074 $5,680

Cheap Whitmore Lake, Michigan Auto Insurance for Seniors

What are senior auto insurance rates in Whitmore Lake, Michigan? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Whitmore Lake, Michigan

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $14,979 $14,979
Farmers $3,609 $3,609
GEICO $4,054 $4,054
Liberty Mutual $13,369 $13,369
Nationwide $2,672 $2,672
Progressive $2,518 $2,802
State Farm $5,531 $5,531
Travelers $3,858 $3,858
USAA $2,391 $2,237

Cheap Whitmore Lake, Michigan Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Whitmore Lake, Michigan compared to the annual auto insurance rates with a clean record in Whitmore Lake, Michigan.

Annual Whitmore Lake, Michigan Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $10,907 $14,527 $49,079 $15,307
Farmers $4,324 $5,516 $5,440 $5,318
GEICO $2,005 $4,341 $13,227 $3,770
Liberty Mutual $12,534 $15,189 $28,276 $16,099
Nationwide $3,508 $4,622 $4,222 $3,929
Progressive $4,135 $5,420 $4,870 $5,045
State Farm $6,255 $7,511 $16,309 $9,397
Travelers $4,510 $6,426 $10,331 $5,327
USAA $2,739 $3,424 $4,459 $2,981

Cheap Whitmore Lake, Michigan Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Whitmore Lake, Michigan is not easy. Compare the annual rates for DUI auto insurance in Whitmore Lake, Michigan to find the best deal.

Annual Auto Insurance Rates After a DUI in Whitmore Lake, Michigan

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $49,079
Farmers $5,440
GEICO $13,227
Liberty Mutual $28,276
Nationwide $4,222
Progressive $4,870
State Farm $16,309
Travelers $10,331
USAA $4,459

Cheap Whitmore Lake, Michigan Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Whitmore Lake, Michigan annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Whitmore Lake, Michigan

Insurance Company Poor Fair Good
Allstate $33,948 $18,846 $14,570
Farmers $6,748 $4,520 $4,180
GEICO $7,504 $5,516 $4,487
Liberty Mutual $28,504 $16,469 $9,101
Nationwide $5,062 $3,849 $3,300
Progressive $5,599 $4,730 $4,273
State Farm $15,983 $8,105 $5,516
Travelers $6,813 $6,608 $6,525
USAA $5,073 $2,918 $2,211

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap Whitmore Lake, Michigan Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Whitmore Lake, Michigan can vary. Compare the annual cost of auto insurance by ZIP code in Whitmore Lake, Michigan to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Whitmore Lake, Michigan

ZIP Code Average Annual Rates
48189 $6,265

Cheap Whitmore Lake, Michigan Auto Insurance Rates By Commute

Commute length and annual mileage affect Whitmore Lake, Michigan auto insurance. Find the cheapest annual Whitmore Lake, Michigan auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Whitmore Lake, Michigan

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $22,455 $22,455
Farmers $5,149 $5,149
GEICO $5,706 $5,966
Liberty Mutual $17,405 $18,644
Nationwide $4,071 $4,071
Progressive $4,867 $4,867
State Farm $9,613 $10,123
Travelers $6,611 $6,686
USAA $3,361 $3,440

Cheap Whitmore Lake, Michigan Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Whitmore Lake, Michigan? Check out the comparison of annual Whitmore Lake, Michigan auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Whitmore Lake, Michigan

Insurance Company Low Medium High
Allstate $21,945 $22,500 $22,920
Farmers $5,027 $5,139 $5,282
GEICO $5,470 $5,786 $6,251
Liberty Mutual $17,614 $17,984 $18,475
Nationwide $4,219 $4,013 $3,980
Progressive $4,716 $4,874 $5,012
State Farm $9,424 $9,922 $10,257
Travelers $6,575 $6,656 $6,715
USAA $3,298 $3,409 $3,495

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in Whitmore Lake, Michigan

Compare the cheapest auto insurance companies in Whitmore Lake, Michigan in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Whitmore Lake, Michigan

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record GEICO
With 1 Accident USAA
With 1 DUI Nationwide
With 1 Speeding Violation USAA

The Cheapest Whitmore Lake, Michigan Auto Insurance Companies

What auto insurance companies in Whitmore Lake, Michigan are the cheapest? Compare the top Whitmore Lake, Michigan auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Whitmore Lake, Michigan

Insurance Company Average Annual Rates
Allstate $22,455
Farmers $5,149
GEICO $5,836
Liberty Mutual $18,025
Nationwide $4,071
Progressive $4,867
State Farm $9,868
Travelers $6,649
USAA $3,401

What affects auto insurance rates in Whitmore Lake, Michigan?

There are a lot of reasons why auto insurance rates in Whitmore Lake, Michigan are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Whitmore Lake, Michigan. Many local factors may affect your Whitmore Lake auto insurance rates.

Whitmore Lake Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Whitmore Lake, Michigan commute length is 26.5 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare Whitmore Lake, Michigan Auto Insurance Quotes

Before you buy Whitmore Lake, Michigan auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Whitmore Lake, Michigan auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption