Best Cheap Auto Insurance in Whitewater, WI (2021)

The average Whitewater, WI auto insurance rates are $232 per month. The minimum auto insurance in Whitewater is at least 25/50/10 in coverage to comply with Wisconsin auto insurance laws. To find the best cheap auto insurance in Whitewater, Wisconsin, compare quotes from multiple companies.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 18, 2021

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Things to Remember

  • The minimum auto insurance required in Whitewater, Wisconsin is 25/50/10
  • The average commute length in Whitewater is 16.6 minutes
  • The cheapest auto insurance company in Whitewater is American Family

Whitewater, Wisconsin auto insurance requirements are 25/50/10 according to Wisconsin auto insurance laws. Finding cheap auto insurance in Whitewater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Whitewater, Wisconsin, including driving record, credit, commute time, and more.

Compare auto insurance in Whitewater to other Wisconsin cities, including Green Bay auto insurance rates, Janesville auto insurance rates, and Waukesha auto insurance rates to see how Whitewater, Wisconsin auto insurance rates stack up.

Before you buy Whitewater, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Whitewater, Wisconsin auto insurance quotes.

Minimum Auto Insurance in Whitewater, Wisconsin

Whitewater, Wisconsin auto insurance laws require that you have at least the Wisconsin minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Whitewater, Wisconsin.

Minimum Required Auto Insurance Coverage in Whitewater, Wisconsin

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

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Cheap Whitewater, Wisconsin Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Whitewater, Wisconsin are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Whitewater, Wisconsin

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,068 $2,175 $1,914 $2,108 $6,758 $8,620 $2,098 $2,281
American Family $923 $963 $886 $889 $2,926 $3,212 $1,099 $1,169
Farmers $1,878 $1,875 $1,661 $1,766 $9,126 $9,449 $2,131 $2,220
GEICO $1,155 $1,282 $1,209 $1,397 $3,902 $4,206 $1,067 $1,095
Liberty Mutual $1,894 $2,062 $1,521 $1,730 $7,065 $7,929 $2,009 $2,167
Nationwide $3,143 $3,301 $2,616 $2,751 $6,584 $10,130 $3,836 $4,518
Progressive $1,487 $1,399 $1,221 $1,280 $5,976 $6,717 $1,782 $1,936
State Farm $1,192 $1,192 $1,066 $1,066 $3,491 $4,401 $1,346 $1,542
USAA $1,216 $1,210 $1,107 $1,121 $3,123 $3,611 $1,572 $1,719

Cheap Whitewater, Wisconsin Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Whitewater, Wisconsin is a challenge. Take a look at the annual teen auto insurance rates in Whitewater, Wisconsin.

Annual Auto Insurance Rates for Teen Drivers in Whitewater, Wisconsin

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,758 $8,620
American Family $2,926 $3,212
Farmers $9,126 $9,449
GEICO $3,902 $4,206
Liberty Mutual $7,065 $7,929
Nationwide $6,584 $10,130
Progressive $5,976 $6,717
State Farm $3,491 $4,401
USAA $3,123 $3,611

Cheap Whitewater, Wisconsin Auto Insurance for Seniors

What are senior auto insurance rates in Whitewater, Wisconsin? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Whitewater, Wisconsin

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $1,914 $2,108
American Family $886 $889
Farmers $1,661 $1,766
GEICO $1,209 $1,397
Liberty Mutual $1,521 $1,730
Nationwide $2,616 $2,751
Progressive $1,221 $1,280
State Farm $1,066 $1,066
USAA $1,107 $1,121

Cheap Whitewater, Wisconsin Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Whitewater, Wisconsin compared to the annual auto insurance rates with a clean record in Whitewater, Wisconsin.

Annual Whitewater, Wisconsin Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $2,853 $3,926 $3,678 $3,555
American Family $1,443 $1,530 $1,530 $1,530
Farmers $3,275 $4,147 $3,927 $3,703
GEICO $1,318 $2,148 $2,485 $1,705
Liberty Mutual $2,504 $3,611 $3,715 $3,359
Nationwide $3,898 $4,508 $5,525 $4,508
Progressive $2,489 $3,037 $2,590 $2,783
State Farm $1,752 $2,071 $1,912 $1,912
USAA $1,437 $1,813 $2,449 $1,640

Cheap Whitewater, Wisconsin Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Whitewater, Wisconsin is not easy. Compare the annual rates for DUI auto insurance in Whitewater, Wisconsin to find the best deal.

Annual Auto Insurance Rates After a DUI in Whitewater, Wisconsin

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $3,678
American Family $1,530
Farmers $3,927
GEICO $2,485
Liberty Mutual $3,715
Nationwide $5,525
Progressive $2,590
State Farm $1,912
USAA $2,449

Cheap Whitewater, Wisconsin Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Whitewater, Wisconsin annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Whitewater, Wisconsin

Insurance Company Poor Fair Good
Allstate $4,592 $3,168 $2,749
American Family $2,021 $1,330 $1,174
Farmers $4,246 $3,601 $3,442
GEICO $2,509 $1,792 $1,441
Liberty Mutual $4,744 $2,885 $2,263
Nationwide $5,182 $4,324 $4,324
Progressive $3,076 $2,637 $2,461
State Farm $2,851 $1,637 $1,247
USAA $2,815 $1,494 $1,196

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Cheap Whitewater, Wisconsin Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Whitewater, Wisconsin can vary. Compare the annual cost of auto insurance by ZIP code in Whitewater, Wisconsin to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Whitewater, Wisconsin

ZIP Code Average Annual Rates
53190 $2,725

Cheap Whitewater, Wisconsin Auto Insurance Rates By Commute

Commute length and annual mileage affect Whitewater, Wisconsin auto insurance. Find the cheapest annual Whitewater, Wisconsin auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Whitewater, Wisconsin

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,419 $3,587
American Family $1,482 $1,534
Farmers $3,763 $3,763
GEICO $1,877 $1,951
Liberty Mutual $3,297 $3,297
Nationwide $4,610 $4,610
Progressive $2,725 $2,725
State Farm $1,865 $1,959
USAA $1,811 $1,859

Cheap Whitewater, Wisconsin Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Whitewater, Wisconsin? Check out the comparison of annual Whitewater, Wisconsin auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Whitewater, Wisconsin

Insurance Company Low Medium High
Allstate $3,368 $3,495 $3,646
American Family $1,484 $1,523 $1,519
Farmers $3,445 $3,733 $4,111
GEICO $1,783 $1,914 $2,046
Liberty Mutual $3,003 $3,319 $3,570
Nationwide $4,459 $4,608 $4,763
Progressive $2,537 $2,751 $2,886
State Farm $1,800 $1,918 $2,017
USAA $1,764 $1,837 $1,904

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Best By Category: Cheapest Auto Insurance in Whitewater, Wisconsin

Compare the cheapest auto insurance companies in Whitewater, Wisconsin in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Whitewater, Wisconsin

Category Insurance Company
Teenagers American Family
Seniors American Family
Clean Record GEICO
With 1 Accident American Family
With 1 DUI American Family
With 1 Speeding Violation American Family

The Cheapest Whitewater, Wisconsin Auto Insurance Companies

What auto insurance companies in Whitewater, Wisconsin are the cheapest? Compare the top Whitewater, Wisconsin auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Whitewater, Wisconsin

Insurance Company Average Annual Rates
Allstate $3,503
American Family $1,508
Farmers $3,763
GEICO $1,914
Liberty Mutual $3,297
Nationwide $4,610
Progressive $2,725
State Farm $1,912
USAA $1,835

What affects auto insurance rates in Whitewater, Wisconsin?

There are a lot of reasons why auto insurance rates in Whitewater, Wisconsin are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Whitewater, Wisconsin. Many local factors may affect your Whitewater auto insurance rates.

Whitewater Auto Theft

More theft means higher auto insurance rates because auto insurance companies are paying more in claims. According to the FBI’s annual Whitewater, Wisconsin auto theft statistics, there have been 10 auto thefts in the city.

Whitewater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Whitewater, Wisconsin commute length is 16.6 minutes according to City-Data.

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Compare Whitewater, Wisconsin Auto Insurance Quotes

Before you buy Whitewater, Wisconsin auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Whitewater, Wisconsin auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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