Best Cheap Auto Insurance in Whitewater, KS (2021)

The average Whitewater, KS auto insurance rates are $273 per month. The minimum auto insurance in Whitewater is at least 25/50/25 in coverage to comply with Kansas auto insurance laws. To find the best cheap auto insurance in Whitewater, Kansas, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The minimum auto insurance required in Whitewater, Kansas is 25/50/25
  • The cheapest auto insurance company in Whitewater is American Family
  • The most expensive auto insurance company in Whitewater for teen drivers is Liberty Mutual

Whitewater, Kansas auto insurance requirements are 25/50/25 according to Kansas auto insurance laws. Finding cheap auto insurance in Whitewater can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Whitewater, Kansas, including driving record, credit, commute time, and more.

Compare auto insurance in Whitewater to other Kansas cities, including Topeka auto insurance rates, Lenexa auto insurance rates, and Olathe auto insurance rates to see how Whitewater, Kansas auto insurance rates stack up.

Before you buy Whitewater, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Whitewater, Kansas auto insurance quotes.

Minimum Auto Insurance in Whitewater, Kansas

Whitewater, Kansas auto insurance laws require that you have at least the Kansas minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Whitewater, Kansas.

Minimum Required Auto Insurance Coverage in Whitewater, Kansas

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Whitewater, Kansas Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Whitewater, Kansas are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Whitewater, Kansas

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,658 $2,593 $2,360 $2,425 $6,986 $7,746 $2,746 $2,849
American Family $1,787 $1,787 $1,615 $1,615 $3,550 $4,288 $1,787 $2,016
Farmers $2,226 $2,203 $1,982 $2,078 $6,348 $6,568 $2,517 $2,639
GEICO $2,420 $2,366 $2,443 $2,273 $4,439 $5,960 $2,802 $2,038
Liberty Mutual $2,284 $2,465 $2,186 $2,438 $10,718 $11,962 $2,487 $2,688
Nationwide $1,783 $1,831 $1,591 $1,710 $3,809 $4,645 $2,094 $2,223
Progressive $2,133 $2,012 $1,721 $1,802 $8,210 $9,239 $2,517 $2,701
State Farm $1,747 $1,747 $1,535 $1,535 $4,712 $6,004 $1,965 $2,219
Travelers $2,042 $2,078 $1,989 $2,015 $8,233 $12,830 $2,090 $2,464
USAA $1,451 $1,474 $1,333 $1,341 $5,068 $5,304 $1,923 $2,002

Cheap Whitewater, Kansas Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Whitewater, Kansas is a challenge. Take a look at the annual teen auto insurance rates in Whitewater, Kansas.

Annual Auto Insurance Rates for Teen Drivers in Whitewater, Kansas

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $6,986 $7,746
American Family $3,550 $4,288
Farmers $6,348 $6,568
GEICO $4,439 $5,960
Liberty Mutual $10,718 $11,962
Nationwide $3,809 $4,645
Progressive $8,210 $9,239
State Farm $4,712 $6,004
Travelers $8,233 $12,830
USAA $5,068 $5,304

Cheap Whitewater, Kansas Auto Insurance for Seniors

What are senior auto insurance rates in Whitewater, Kansas? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Whitewater, Kansas

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,360 $2,425
American Family $1,615 $1,615
Farmers $1,982 $2,078
GEICO $2,443 $2,273
Liberty Mutual $2,186 $2,438
Nationwide $1,591 $1,710
Progressive $1,721 $1,802
State Farm $1,535 $1,535
Travelers $1,989 $2,015
USAA $1,333 $1,341

Cheap Whitewater, Kansas Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Whitewater, Kansas compared to the annual auto insurance rates with a clean record in Whitewater, Kansas.

Annual Whitewater, Kansas Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,300 $3,832 $4,372 $3,678
American Family $2,268 $2,418 $2,268 $2,268
Farmers $2,789 $3,608 $3,517 $3,367
GEICO $1,946 $3,187 $4,922 $2,316
Liberty Mutual $3,495 $5,287 $5,188 $4,643
Nationwide $1,861 $2,135 $3,725 $2,122
Progressive $3,493 $4,113 $3,662 $3,899
State Farm $2,486 $2,881 $2,683 $2,683
Travelers $3,076 $4,009 $5,525 $4,259
USAA $1,813 $2,453 $3,606 $2,078

Cheap Whitewater, Kansas Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Whitewater, Kansas is not easy. Compare the annual rates for DUI auto insurance in Whitewater, Kansas to find the best deal.

Annual Auto Insurance Rates After a DUI in Whitewater, Kansas

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $4,372
American Family $2,268
Farmers $3,517
GEICO $4,922
Liberty Mutual $5,188
Nationwide $3,725
Progressive $3,662
State Farm $2,683
Travelers $5,525
USAA $3,606

Cheap Whitewater, Kansas Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Whitewater, Kansas annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Whitewater, Kansas

Insurance Company Poor Fair Good
Allstate $4,707 $3,567 $3,112
American Family $3,014 $2,127 $1,777
Farmers $3,901 $3,120 $2,940
GEICO $4,806 $2,542 $1,930
Liberty Mutual $4,653 $4,653 $4,653
Nationwide $2,721 $2,413 $2,248
Progressive $4,323 $3,660 $3,392
State Farm $3,907 $2,335 $1,808
Travelers $4,876 $3,967 $3,810
USAA $3,387 $2,234 $1,841

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Cheap Whitewater, Kansas Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Whitewater, Kansas can vary. Compare the annual cost of auto insurance by ZIP code in Whitewater, Kansas to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Whitewater, Kansas

ZIP Code Average Annual Rates
67154 $3,465

Cheap Whitewater, Kansas Auto Insurance Rates By Commute

Commute length and annual mileage affect Whitewater, Kansas auto insurance. Find the cheapest annual Whitewater, Kansas auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Whitewater, Kansas

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $3,795 $3,795
American Family $2,277 $2,335
Farmers $3,320 $3,320
GEICO $3,027 $3,159
Liberty Mutual $4,653 $4,653
Nationwide $2,461 $2,461
Progressive $3,792 $3,792
State Farm $2,616 $2,751
Travelers $4,218 $4,218
USAA $2,415 $2,559

Cheap Whitewater, Kansas Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Whitewater, Kansas? Check out the comparison of annual Whitewater, Kansas auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Whitewater, Kansas

Insurance Company Low Medium High
Allstate $3,694 $3,788 $3,904
American Family $2,318 $2,422 $2,177
Farmers $3,170 $3,299 $3,491
GEICO $3,003 $3,089 $3,186
Liberty Mutual $4,550 $4,643 $4,767
Nationwide $2,585 $2,435 $2,362
Progressive $3,561 $3,758 $4,056
State Farm $2,581 $2,691 $2,778
Travelers $4,004 $4,224 $4,425
USAA $2,393 $2,480 $2,589

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Best By Category: Cheapest Auto Insurance in Whitewater, Kansas

Compare the cheapest auto insurance companies in Whitewater, Kansas in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Whitewater, Kansas

Category Insurance Company
Teenagers American Family
Seniors USAA
Clean Record USAA
With 1 Accident Nationwide
With 1 DUI American Family
With 1 Speeding Violation USAA

The Cheapest Whitewater, Kansas Auto Insurance Companies

What auto insurance companies in Whitewater, Kansas are the cheapest? Compare the top Whitewater, Kansas auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Whitewater, Kansas

Insurance Company Average Annual Rates
Allstate $3,795
American Family $2,306
Farmers $3,320
GEICO $3,093
Liberty Mutual $4,653
Nationwide $2,461
Progressive $3,792
State Farm $2,683
Travelers $4,218
USAA $2,487

What affects auto insurance rates in Whitewater, Kansas?

There are a lot of reasons why auto insurance rates in Whitewater, Kansas are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Whitewater, Kansas. Many local factors may affect your Whitewater auto insurance rates.

Whitewater Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Whitewater, Kansas commute length is 27.8 minutes according to City-Data.

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Compare Whitewater, Kansas Auto Insurance Quotes

Before you buy Whitewater, Kansas auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Whitewater, Kansas auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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