Best Cheap Auto Insurance in Whitesville, KY (2021)

The average Whitesville, KY auto insurance rates are $330 per month. The minimum auto insurance in Whitesville is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Whitesville, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The average commute length in Whitesville is 24.1 minutes
  • The cheapest auto insurance company in Whitesville is State Farm
  • The most expensive auto insurance company in Whitesville for teen drivers is Allstate

Whitesville, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Whitesville can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Whitesville, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Whitesville to other Kentucky cities, including Florence auto insurance rates, Richmond auto insurance rates, and Elizabeth auto insurance rates to see how Whitesville, Kentucky auto insurance rates stack up.

Before you buy Whitesville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Whitesville, Kentucky auto insurance quotes.

Minimum Auto Insurance in Whitesville, Kentucky

Whitesville, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Whitesville, Kentucky.

Minimum Required Auto Insurance Coverage in Whitesville, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Whitesville, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Whitesville, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Whitesville, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,148 $3,123 $2,833 $3,022 $11,409 $12,802 $3,511 $3,724
GEICO $3,381 $3,130 $3,530 $3,197 $6,876 $8,160 $2,763 $2,387
Liberty Mutual $2,640 $2,856 $2,237 $2,495 $11,329 $12,530 $2,765 $2,882
Nationwide $2,312 $2,314 $2,105 $2,191 $4,986 $6,172 $2,598 $2,718
Progressive $2,082 $1,990 $1,853 $1,870 $9,810 $11,096 $2,583 $2,654
State Farm $1,558 $1,558 $1,394 $1,394 $4,652 $5,902 $1,739 $1,937
Travelers $1,990 $2,026 $1,949 $1,953 $9,284 $14,834 $2,077 $2,405
USAA $1,753 $1,757 $1,581 $1,608 $4,666 $4,921 $2,215 $2,426

Cheap Whitesville, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Whitesville, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Whitesville, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Whitesville, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,409 $12,802
GEICO $6,876 $8,160
Liberty Mutual $11,329 $12,530
Nationwide $4,986 $6,172
Progressive $9,810 $11,096
State Farm $4,652 $5,902
Travelers $9,284 $14,834
USAA $4,666 $4,921

Cheap Whitesville, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Whitesville, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Whitesville, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,833 $3,022
GEICO $3,530 $3,197
Liberty Mutual $2,237 $2,495
Nationwide $2,105 $2,191
Progressive $1,853 $1,870
State Farm $1,394 $1,394
Travelers $1,949 $1,953
USAA $1,581 $1,608

Cheap Whitesville, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Whitesville, Kentucky compared to the annual auto insurance rates with a clean record in Whitesville, Kentucky.

Annual Whitesville, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,536 $5,890 $6,261 $5,100
GEICO $2,483 $4,428 $6,759 $3,041
Liberty Mutual $4,137 $6,374 $4,956 $4,400
Nationwide $2,560 $3,260 $4,077 $2,801
Progressive $3,513 $5,172 $4,012 $4,274
State Farm $2,300 $2,734 $2,517 $2,517
Travelers $3,986 $4,101 $5,900 $4,273
USAA $1,972 $2,788 $3,330 $2,374

Cheap Whitesville, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Whitesville, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Whitesville, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Whitesville, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,261
GEICO $6,759
Liberty Mutual $4,956
Nationwide $4,077
Progressive $4,012
State Farm $2,517
Travelers $5,900
USAA $3,330

Cheap Whitesville, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Whitesville, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Whitesville, Kentucky

Insurance Company Poor Fair Good
Allstate $7,210 $4,976 $4,154
GEICO $6,869 $3,430 $2,235
Liberty Mutual $7,092 $4,366 $3,442
Nationwide $3,840 $3,036 $2,648
Progressive $4,759 $4,129 $3,840
State Farm $3,640 $2,197 $1,714
Travelers $5,092 $4,310 $4,292
USAA $3,889 $2,181 $1,778

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Cheap Whitesville, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Whitesville, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Whitesville, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Whitesville, Kentucky

ZIP Code Average Annual Rates
42378 $3,534

Cheap Whitesville, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Whitesville, Kentucky auto insurance. Find the cheapest annual Whitesville, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Whitesville, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,447 $5,447
GEICO $4,139 $4,217
Liberty Mutual $4,967 $4,967
Nationwide $3,175 $3,175
Progressive $4,242 $4,242
State Farm $2,454 $2,580
Travelers $4,565 $4,565
USAA $2,520 $2,712

Cheap Whitesville, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Whitesville, Kentucky? Check out the comparison of annual Whitesville, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Whitesville, Kentucky

Insurance Company Low Medium High
Allstate $5,099 $5,427 $5,814
GEICO $3,922 $4,162 $4,450
Liberty Mutual $4,747 $4,938 $5,215
Nationwide $3,202 $3,141 $3,180
Progressive $3,977 $4,203 $4,548
State Farm $2,359 $2,516 $2,676
Travelers $4,345 $4,588 $4,762
USAA $2,504 $2,611 $2,734

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Best By Category: Cheapest Auto Insurance in Whitesville, Kentucky

Compare the cheapest auto insurance companies in Whitesville, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Whitesville, Kentucky

Category Insurance Company
Teenagers USAA
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Whitesville, Kentucky Auto Insurance Companies

What auto insurance companies in Whitesville, Kentucky are the cheapest? Compare the top Whitesville, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Whitesville, Kentucky

Insurance Company Average Annual Rates
Allstate $5,447
GEICO $4,178
Liberty Mutual $4,967
Nationwide $3,175
Progressive $4,242
State Farm $2,517
Travelers $4,565
USAA $2,616

What affects auto insurance rates in Whitesville, Kentucky?

There are a lot of reasons why auto insurance rates in Whitesville, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Whitesville, Kentucky. Many local factors may affect your Whitesville auto insurance rates.

Whitesville Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Whitesville, Kentucky commute length is 24.1 minutes according to City-Data.

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Compare Whitesville, Kentucky Auto Insurance Quotes

Before you buy Whitesville, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Whitesville, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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