Best Cheap Auto Insurance in White Rock, NM (2021)

The average White Rock, NM auto insurance rates are $280 per month. The minimum auto insurance in White Rock is at least 25/50/10 in coverage to comply with New Mexico auto insurance laws. To find the best cheap auto insurance in White Rock, New Mexico, compare quotes from multiple companies.

Free Auto Insurance Comparison

 Secured with SHA-256 Encryption

Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

Full Bio →

Written by

Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

Full Bio →

Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember

  • The minimum auto insurance required in White Rock, New Mexico is 25/50/10
  • The most expensive auto insurance company in White Rock for teen drivers is Farmers
  • The average commute length in White Rock is 19.1 minutes

White Rock, New Mexico auto insurance requirements are 25/50/10 according to New Mexico auto insurance laws. Finding cheap auto insurance in White Rock can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in White Rock, New Mexico, including driving record, credit, commute time, and more.

Compare auto insurance in White Rock to other New Mexico cities, including Hobbs auto insurance rates, Carlsbad auto insurance rates, and Albuquerque auto insurance rates to see how White Rock, New Mexico auto insurance rates stack up.

Before you buy White Rock, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free White Rock, New Mexico auto insurance quotes.

Minimum Auto Insurance in White Rock, New Mexico

White Rock, New Mexico auto insurance laws require that you have at least the New Mexico minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in White Rock, New Mexico.

Minimum Required Auto Insurance Coverage in White Rock, New Mexico

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $10,000 minimum

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap White Rock, New Mexico Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in White Rock, New Mexico are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in White Rock, New Mexico

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $2,504 $2,501 $2,309 $2,425 $8,700 $10,119 $2,752 $2,908
Farmers $2,478 $2,467 $2,218 $2,377 $10,278 $10,545 $2,777 $2,846
GEICO $2,547 $2,616 $2,396 $2,396 $7,393 $10,108 $2,679 $2,683
Nationwide $2,358 $2,393 $2,146 $2,246 $5,758 $7,234 $2,667 $2,850
Progressive $1,521 $1,465 $1,394 $1,394 $6,370 $7,156 $1,828 $1,879
State Farm $1,328 $1,328 $1,209 $1,209 $3,638 $4,562 $1,487 $1,646
USAA $1,505 $1,495 $1,435 $1,430 $3,926 $4,434 $1,857 $1,987

Cheap White Rock, New Mexico Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in White Rock, New Mexico is a challenge. Take a look at the annual teen auto insurance rates in White Rock, New Mexico.

Annual Auto Insurance Rates for Teen Drivers in White Rock, New Mexico

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $8,700 $10,119
Farmers $10,278 $10,545
GEICO $7,393 $10,108
Nationwide $5,758 $7,234
Progressive $6,370 $7,156
State Farm $3,638 $4,562
USAA $3,926 $4,434

Cheap White Rock, New Mexico Auto Insurance for Seniors

What are senior auto insurance rates in White Rock, New Mexico? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in White Rock, New Mexico

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,309 $2,425
Farmers $2,218 $2,377
GEICO $2,396 $2,396
Nationwide $2,146 $2,246
Progressive $1,394 $1,394
State Farm $1,209 $1,209
USAA $1,435 $1,430

Cheap White Rock, New Mexico Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in White Rock, New Mexico compared to the annual auto insurance rates with a clean record in White Rock, New Mexico.

Annual White Rock, New Mexico Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $3,494 $4,646 $5,009 $3,960
Farmers $3,798 $4,902 $4,788 $4,504
GEICO $2,428 $3,882 $7,670 $2,428
Nationwide $2,596 $3,628 $4,668 $2,934
Progressive $2,486 $3,410 $2,678 $2,929
State Farm $1,924 $2,093 $2,093 $2,093
USAA $1,677 $2,334 $3,068 $1,954

Cheap White Rock, New Mexico Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in White Rock, New Mexico is not easy. Compare the annual rates for DUI auto insurance in White Rock, New Mexico to find the best deal.

Annual Auto Insurance Rates After a DUI in White Rock, New Mexico

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $5,009
Farmers $4,788
GEICO $7,670
Nationwide $4,668
Progressive $2,678
State Farm $2,093
USAA $3,068

Cheap White Rock, New Mexico Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how White Rock, New Mexico annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in White Rock, New Mexico

Insurance Company Poor Fair Good
Allstate $4,969 $4,108 $3,755
Farmers $5,160 $4,273 $4,061
GEICO $4,598 $4,004 $3,705
Nationwide $4,224 $3,292 $2,853
Progressive $3,142 $2,815 $2,671
State Farm $2,924 $1,802 $1,426
USAA $2,827 $2,115 $1,833

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Cheap White Rock, New Mexico Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in White Rock, New Mexico can vary. Compare the annual cost of auto insurance by ZIP code in White Rock, New Mexico to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in White Rock, New Mexico

ZIP Code Average Annual Rates
87547 $3,543

Cheap White Rock, New Mexico Auto Insurance Rates By Commute

Commute length and annual mileage affect White Rock, New Mexico auto insurance. Find the cheapest annual White Rock, New Mexico auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in White Rock, New Mexico

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $4,277 $4,277
Farmers $4,498 $4,498
GEICO $4,039 $4,165
Nationwide $3,456 $3,456
Progressive $2,876 $2,876
State Farm $2,000 $2,102
USAA $2,191 $2,326

Cheap White Rock, New Mexico Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in White Rock, New Mexico? Check out the comparison of annual White Rock, New Mexico auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in White Rock, New Mexico

Insurance Company Low Medium High
Allstate $4,089 $4,269 $4,474
Farmers $4,060 $4,451 $4,983
GEICO $3,817 $4,092 $4,398
Nationwide $3,387 $3,426 $3,557
Progressive $2,720 $2,873 $3,034
State Farm $1,870 $2,057 $2,226
USAA $2,102 $2,269 $2,404

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Best By Category: Cheapest Auto Insurance in White Rock, New Mexico

Compare the cheapest auto insurance companies in White Rock, New Mexico in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in White Rock, New Mexico

Category Insurance Company
Teenagers State Farm
Seniors State Farm
Clean Record USAA
With 1 Accident State Farm
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest White Rock, New Mexico Auto Insurance Companies

What auto insurance companies in White Rock, New Mexico are the cheapest? Compare the top White Rock, New Mexico auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in White Rock, New Mexico

Insurance Company Average Annual Rates
Allstate $4,277
Farmers $4,498
GEICO $4,102
Nationwide $3,456
Progressive $2,876
State Farm $2,051
USAA $2,258

What affects auto insurance rates in White Rock, New Mexico?

There are a lot of reasons why auto insurance rates in White Rock, New Mexico are higher or lower than in other cities. These include traffic and the number of vehicle thefts in White Rock, New Mexico. Many local factors may affect your White Rock auto insurance rates.

White Rock Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average White Rock, New Mexico commute length is 19.1 minutes according to City-Data.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Compare White Rock, New Mexico Auto Insurance Quotes

Before you buy White Rock, New Mexico auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free White Rock, New Mexico auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption