Best Cheap Auto Insurance in White Plains, KY (2021)

The average White Plains, KY auto insurance rates are $352 per month. The minimum auto insurance in White Plains is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in White Plains, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The cheapest auto insurance company in White Plains is USAA
  • Average auto insurance rates in White Plains, KY for senior drivers are $2,369 per year
  • The minimum auto insurance required in White Plains, Kentucky is 25/50/25

White Plains, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in White Plains can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in White Plains, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in White Plains to other Kentucky cities, including Richmond auto insurance rates, Bowling Green auto insurance rates, and George auto insurance rates to see how White Plains, Kentucky auto insurance rates stack up.

Before you buy White Plains, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free White Plains, Kentucky auto insurance quotes.

Minimum Auto Insurance in White Plains, Kentucky

White Plains, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in White Plains, Kentucky.

Minimum Required Auto Insurance Coverage in White Plains, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap White Plains, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in White Plains, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in White Plains, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $3,294 $3,283 $2,948 $3,147 $11,589 $13,010 $3,713 $3,954
GEICO $3,469 $3,214 $3,608 $3,267 $6,831 $8,150 $2,841 $2,465
Liberty Mutual $2,519 $2,730 $2,165 $2,414 $9,870 $10,887 $2,625 $2,715
Nationwide $2,787 $2,798 $2,519 $2,640 $6,037 $7,550 $3,132 $3,296
Progressive $2,069 $1,979 $1,848 $1,861 $9,847 $11,155 $2,569 $2,638
State Farm $2,141 $2,141 $1,917 $1,917 $6,504 $8,206 $2,390 $2,690
Travelers $2,195 $2,234 $2,154 $2,159 $10,487 $16,822 $2,293 $2,649
USAA $1,837 $1,850 $1,650 $1,692 $4,780 $5,058 $2,330 $2,565

Cheap White Plains, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in White Plains, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in White Plains, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in White Plains, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $11,589 $13,010
GEICO $6,831 $8,150
Liberty Mutual $9,870 $10,887
Nationwide $6,037 $7,550
Progressive $9,847 $11,155
State Farm $6,504 $8,206
Travelers $10,487 $16,822
USAA $4,780 $5,058

Cheap White Plains, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in White Plains, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in White Plains, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $2,948 $3,147
GEICO $3,608 $3,267
Liberty Mutual $2,165 $2,414
Nationwide $2,519 $2,640
Progressive $1,848 $1,861
State Farm $1,917 $1,917
Travelers $2,154 $2,159
USAA $1,650 $1,692

Cheap White Plains, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in White Plains, Kentucky compared to the annual auto insurance rates with a clean record in White Plains, Kentucky.

Annual White Plains, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $4,711 $6,071 $6,418 $5,269
GEICO $2,508 $4,482 $6,862 $3,070
Liberty Mutual $3,754 $5,747 $4,477 $3,986
Nationwide $3,060 $3,953 $4,997 $3,369
Progressive $3,515 $5,184 $4,010 $4,275
State Farm $3,181 $3,796 $3,488 $3,488
Travelers $4,469 $4,598 $6,638 $4,792
USAA $2,052 $2,905 $3,456 $2,468

Cheap White Plains, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in White Plains, Kentucky is not easy. Compare the annual rates for DUI auto insurance in White Plains, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in White Plains, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $6,418
GEICO $6,862
Liberty Mutual $4,477
Nationwide $4,997
Progressive $4,010
State Farm $3,488
Travelers $6,638
USAA $3,456

Cheap White Plains, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how White Plains, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in White Plains, Kentucky

Insurance Company Poor Fair Good
Allstate $7,441 $5,124 $4,287
GEICO $6,955 $3,473 $2,264
Liberty Mutual $6,412 $3,941 $3,118
Nationwide $4,672 $3,666 $3,197
Progressive $4,755 $4,133 $3,849
State Farm $5,044 $3,045 $2,376
Travelers $5,715 $4,838 $4,819
USAA $4,057 $2,263 $1,841

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Cheap White Plains, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in White Plains, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in White Plains, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in White Plains, Kentucky

ZIP Code Average Annual Rates
42464 $3,767

Cheap White Plains, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect White Plains, Kentucky auto insurance. Find the cheapest annual White Plains, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in White Plains, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $5,617 $5,617
GEICO $4,191 $4,270
Liberty Mutual $4,491 $4,491
Nationwide $3,845 $3,845
Progressive $4,246 $4,246
State Farm $3,405 $3,572
Travelers $5,124 $5,124
USAA $2,618 $2,822

Cheap White Plains, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in White Plains, Kentucky? Check out the comparison of annual White Plains, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in White Plains, Kentucky

Insurance Company Low Medium High
Allstate $5,286 $5,598 $5,967
GEICO $3,993 $4,208 $4,492
Liberty Mutual $4,279 $4,461 $4,732
Nationwide $3,908 $3,801 $3,826
Progressive $3,936 $4,195 $4,607
State Farm $3,300 $3,484 $3,681
Travelers $4,866 $5,148 $5,359
USAA $2,605 $2,714 $2,841

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Best By Category: Cheapest Auto Insurance in White Plains, Kentucky

Compare the cheapest auto insurance companies in White Plains, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in White Plains, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI USAA
With 1 Speeding Violation USAA

The Cheapest White Plains, Kentucky Auto Insurance Companies

What auto insurance companies in White Plains, Kentucky are the cheapest? Compare the top White Plains, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in White Plains, Kentucky

Insurance Company Average Annual Rates
Allstate $5,617
GEICO $4,231
Liberty Mutual $4,491
Nationwide $3,845
Progressive $4,246
State Farm $3,488
Travelers $5,124
USAA $2,720

What affects auto insurance rates in White Plains, Kentucky?

There are a lot of reasons why auto insurance rates in White Plains, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in White Plains, Kentucky. Many local factors may affect your White Plains auto insurance rates.

White Plains Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average White Plains, Kentucky commute length is 22.2 minutes according to City-Data.

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Compare White Plains, Kentucky Auto Insurance Quotes

Before you buy White Plains, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free White Plains, Kentucky auto insurance quotes.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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