Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 24, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • It’s important to note that the best auto insurance provider for one person may not be the best for another person.
  • Not only do legal requirements differ from state to state, but the differences between individual drivers are also part of the equation.
  • Most of these types of websites rate insurance companies on four different criteria: price, coverage, claims, and customer service.
  • However, going to each individual insurance agent may cost you a lot of time and effort. Also, insurance agents are not required to tell you their competitor’s rate. Even if you are choosing to shop in person, it’s always a good idea to research ahead.
  • When it comes to customer service another great resource for finding the best auto insurance is to simply ask your family and friends.

Which company has the best auto insurance? Asking that question is like asking which manufacturer makes the best cars. Truth be told, determining which is the best of anything is very subjective – even auto insurance.

While it’s impossible to say that a specific company is the best auto insurance provider of them all, there are some tools at our disposal to help find which one is the best fit for us individually.

But first, it’s important to note that the best auto insurance provider for one person may not be the best for another person.

Not only do legal requirements differ from state to state, but the differences between individual drivers are also part of the equation.

Your driving history, the type of car you drive, and how many other drivers in your family are all things must be taken into consideration when it comes to your auto insurance.

If you’re in the market for the best auto insurance rates, enter your ZIP code below to get started!

Are there any online resources where I can find the best auto insurance?

The Internet has become one of the most valuable resources when it comes to searching for the best auto insurance. There are literally hundreds of websites that compare insurance companies based on customer surveys.

While it’s true that these surveys must be taken with a grain of salt, they still provide a lot of useful information about most of America’s top insurance providers.

Most of these types of websites rate insurance companies on four different criteria:

  • Price
  • Coverage offered
  • Claims service
  • Overall customer service

When it comes to surveys the two most important areas are: coverage offered and overall customer service.

The other two factors are just as important, but because the cost is so specific to individual drivers, and claims service is naturally part of an already negative situation, customer surveys in these two areas are less dependable.

There are also websites that compare auto insurance companies based on a company’s financial standing and business performance. Although most people don’t consider business-related factors when they choose an insurance provider, they really should.

If a company is not doing well on the business side of things it makes it much less likely that they will do well on the customer side of things. That’s just one of the natural laws of business.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

How can I get quotes from the best auto insurance companies?

When it comes to getting the best quotes for your auto insurance, the Internet is once again a great resource. There is a long list of websites, like this one, where you simply enter your zip code to start the quote process.

After entering some additional information the website will be able to spit out a list of reasonable quotes from several auto insurance providers in your area.

Of course, you can visit the official website of any insurance company to see whether or not they have their own quote tool. Most do. The process works the same; you enter specific information about yourself and your car and then wait for the site to come back with a quote.

However, going to each individual insurance agent may cost you a lot of time and effort. Also, insurance agents are not required to tell you their competitor’s rate.

Even if you are choosing to shop in person, it’s always a good idea to research ahead.

Of course, if you don’t like the online method you still have the phone available. Call individual insurance companies or your local agent to get a quote.

Does the best auto insurance office have the lowest price?

The relationship between price and quality is one that usually doesn’t come up until after you’ve had a car accident. That’s unfortunate because once you’ve had an accident it’s too late.

In order to find the best auto insurance, you need to look not only at price but what exactly a given policy covers.

Does the policy being offered cover just the state minimums according to auto insurance laws where you live? Are your customized parts be covered? Do you have a deductible, and if so, how much?

These are just a few of the things you need to know when you’re shopping for car insurance.

Customer service is also a serious concern because the effectiveness of your policy is only as good as your relationship with your provider.

What good will it do you have the cheapest auto insurance if you’re ignored by the customer service department every time you make a phone call or send an e-mail? The best auto insurance includes at least adequate customer service.

When it comes to customer service another great resource for finding the best auto insurance is to simply ask your family and friends. The experiences they have with their own insurance companies can go a long way in revealing how happy or unhappy the average customer is.

At the end of the day, the best recommendation any company can have is a happy customer willing to share his experiences with others.

Start comparing car insurance rates by entering your ZIP code now!

References:

  1. http://www.reviews.com/auto-insurance/
  2. https://www.farmers.com/auto/coverage/
  3. http://www.dfs.ny.gov/consumer/auto/auto1216.htm
  4. https://www.statefarm.com/claims/resources/auto/what-to-do-after-auto-accident
  5. http://www.dmvnv.com/50_state_dmv_list.html