Where can I get a free auto insurance quote?

Never pay for an automobile insurance quote! With the wealth of resources that are now available on the internet, you should not have to pay for a quote.

Usually, once you purchase automobile insurance from a company, the company can sell you homeowner’s or tenant’s insurance, life insurance, or perhaps motorcycle insurance and boat insurance.

Go online to look for automobile insurance and you will find lists of companies wanting to give you a free quote.

To search multiple companies at once, use our FREE online tool!

Be an Informed Consumer

Keep the following tips in mind when searching for auto insurance:

• Know what your state requires – Each state’s insurance requirements vary. Visit your state’s Department of Insurance to get the most up-to-date information.
• Be a bit pessimistic – State limits of liability are often low and are not adequate to protect you in the event of an accident that is your fault. Determine for yourself what limits of liability you need to protect yourself and your family.
• Assess the cost of your car – If the cost to insure your car will cost more than the car’s worth, keep your money in the bank. Consider how much you could afford to pay in the event of an accident and set your deductible to match.
• Choose voluntary coverages wisely – Insurance companies offer optional coverage, in addition to the type required by your state. Be certain that you actually need this coverage before paying more.
• Keep driving records clean – The driving record of any authorized drivers can also affect your car insurance premium.
• Research the insurance company – Make sure that the insurer you go with is reliable and in a stable financial status. Cheap coverage may not mean much if a company is unable to cover you in the long run.

How to Minimize the Information You Give on the Internet

One way to get quotes on the internet is to go through each individual provider and get a quote from each one.

Usually these companies will request your name, address, date of birth, drivers license number, car model and year, VIN number, as well as the same information on each individual that drives your vehicle.

Giving that information over and over again can waste a lot of time since it usually involves typing the information into a form. Not many people have that much time to spend on the Internet.

However, there are many good online sites that will give you insurance quotations from several different companies without requiring all that information. This saves you time in the long run when comparing rates.

In a few clicks of your mouse, you can search for multiple rates offered by various companies.

Why should I shop around for insurance?

Each insurance company has different fee arrangements for their particular insurance based upon what their actuaries report as probable losses. Since insurance companies rely upon this information, and experience varies across states, rates may also vary among companies.

Also, auto insurance is often used to entice you to purchase insurance from a certain company with the sure knowledge that you will eventually need other types of insurance.

Shop wisely to get the best deal on auto insurance. Know yourself, your family, and the drivers of your vehicles. Know what coverage you’re seeking and think about how much you can afford.

Insurance is one of the biggest payments that families and individuals make on a regular basis, so comparison shopping for prices and advantages pay off. Doing your research in advance can save you hundreds of dollars in payments over time.

Use our FREE online tool below to start comparing rates now!