Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 24, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Never pay for an auto insurance quote. There are so many resources on the internet that offer this service for free. Any company that asks you to pay for a quote is probably not being honest about something.
  • Each state’s insurance requirements vary. Visit your state’s Department of Insurance to get the most up-to-date information.
  • Insurance companies offer optional coverage, in addition to the type required by your state. Be certain that you actually need this coverage before paying more.
  • The driving record of any authorized drivers can also affect your car insurance premium.
  • Know what coverage you’re seeking and think about how much you can afford.

Never pay for an automobile insurance quote! With the wealth of resources that are now available on the internet, you should not have to pay for a quote.

Usually, once you purchase automobile insurance from a company, the company can sell you homeowner’s or tenant’s insurance, life insurance, or perhaps motorcycle insurance and boat insurance.

Go online to look for automobile insurance and you will find lists of companies wanting to give you a free quote.

To search multiple companies at once, use our FREE online tool!

Be an Informed Consumer

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Keep the following tips in mind when searching for auto insurance:

  • Know what your state requires Each state’s insurance requirements vary. Visit your state’s Department of Insurance to get the most up-to-date information.
  • Be a bit pessimistic State limits of liability are often low and are not adequate to protect you in the event of an accident that is your fault. Determine for yourself what limits of liability you need to protect yourself and your family.
  • Assess the cost of your car If the cost to insure your car will cost more than the car’s worth, keep your money in the bank. Consider how much you could afford to pay in the event of an accident and set your deductible to match.
  • Choose voluntary coverages wisely Insurance companies offer optional coverage, in addition to the type required by your state. Be certain that you actually need this coverage before paying more.
  • Keep driving records clean The driving record of any authorized drivers can also affect your car insurance premium.
  • Research the insurance company Make sure that the insurer you go with is reliable and in a stable financial status. Cheap coverage may not mean much if a company is unable to cover you in the long run.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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How to Minimize the Information You Give on the Internet

One way to get quotes on the internet is to go through each individual provider and get a quote from each one.

Usually these companies will request your name, address, date of birth, drivers license number, car model and year, VIN number, as well as the same information on each individual that drives your vehicle.

Giving that information over and over again can waste a lot of time since it usually involves typing the information into a form. Not many people have that much time to spend on the Internet.

However, there are many good online sites that will give you insurance quotations from several different companies without requiring all that information. This saves you time in the long run when comparing rates.

In a few clicks of your mouse, you can search for multiple rates offered by various companies.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Why should I shop around for insurance?

Each insurance company has different fee arrangements for their particular insurance based upon what their actuaries report as probable losses. Since insurance companies rely upon this information, and experience varies across states, rates may also vary among companies.

Also, auto insurance is often used to entice you to purchase insurance from a certain company with the sure knowledge that you will eventually need other types of insurance.

Shop wisely to get the best deal on auto insurance. Know yourself, your family, and the drivers of your vehicles. Know what coverage you’re seeking and think about how much you can afford.

Insurance is one of the biggest payments that families and individuals make on a regular basis, so comparison shopping for prices and advantages pay off. Doing your research in advance can save you hundreds of dollars in payments over time.

Use our FREE online tool below to start comparing rates now!