How can I get cheap auto insurance online?

Looking for cheap auto insurance online? 21st Century, The General, and Esurance may have auto policies to accommodate your needs. Compare multiple rates below.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Nov 5, 2021

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • A lot of factors are taken into consideration when an auto insurance company is calculating your premiums
  • An auto insurance comparison tool can help save you 20 to 50 percent on insurance policies
  • When using a comparison website, wait for all the quotes to come in before making a decision
  • There are also several auto insurance discounts that you can take advantage of

Finding inexpensive auto insurance online is much easier than it was years ago, as it used to be a time-consuming process.

Today you no longer have to call numerous companies and spend hours giving each of them all your information in order to benefit from savings.

Our ZIP code search will help you compare online auto insurance companies and save on insurance! Enter your ZIP code above to begin!

Varying Rates Can Help You Save


Whether you’ve been with your current insurance carrier for years or are just starting up a new policy, it is always smart to compare auto insurance coverages and pricing before you buy.

Insurance is a flexible market that is highly contingent on:

  • The company’s recent claims experience
  • How far they go back on your driving record
  • Your age
  • Your vehicle
  • The vehicle’s location
  • What auto insurance discounts they offer

Because of this flexibility, drastic pricing variances are extremely common, and obtaining quotes from multiple companies can work in your favor.

Using our auto insurance comparison tool to examine pricing differences can help save you 20 to 50 percent on insurance policies from local carriers as well as popular providers such as:

  • Geico
  • Travelers
  • Liberty Mutual
  • Allstate
  • Progressive


Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What Comparison Sites Do for You

Comparing auto insurance quotes online is not only a convenient way to save money but an easy way as well. All you have to do is fill out a simple form that serves to collect the pertinent information most companies require for quoting purposes.

The site then sends the form to a select list of carriers providing policies in your state, and those companies then get back to you with pricing information they believe is most fitting to your current needs.

When you use these systems, most companies will provide you with an instant quote; however, others will call or contact you via e-mail.

To be sure that you take advantage of the best offer out there, wait for all the quotes to come in before you make a purchase.

Selecting an instant quote policy just because you received an immediate response could leave you missing out on the possibility of saving even more with another organization.

Know what is available and inquire about discounts that some companies may forget to inform you about. Here are some of the most common discounts you should ask about if you do not see them listed on your quote.

Common Automobile Policy Discounts


The following are a few auto insurance discounts:

  • Multiple Vehicle Discount – If you have more than one car, truck, motorcycle, RV, trailer, or boat, most companies will offer you a substantial discount for including two or more on the same policy
  • Multiple Driver Discount – If you have more than one car per household member, companies realize that not all the cars insured can be on the road at the same time. Because of this, they often will offer a discount on the number of vehicles above and beyond the number of drivers
  • Multi-Policy Discount – If you already have a policy with a company, such as homeowners, purchasing a car insurance policy through the same organization you can often reap significant savings
  • Low Mileage Discount – The less you drive your car, the less chance there is of it being involved in an accident. If you drive sparingly or have a vehicle that you rarely use, this discount may apply to you
  • Safety Discount – Vehicles equipped with the latest security features, such as side passenger airbags and rear back-up cameras, are usually eligible for a slight rate reduction for each feature
  • Anti-Theft Device Discount Special discounts are available for vehicles that have an anti-theft device installed. Be sure to notify your agent and ask about discounts for suitable devices
  • Good Student Discount – Rates for students are usually quite high; however, some companies are recognizing that honor students are generally more responsible than their peers and have begun rewarding top grades with insurance breaks
  • Accident-Free Discount Most insurers offer significant discounts to those who have gone long spans without being involved in an accident. If you have a superior driving record, ask your agent what their company can offer
  • Defensive Driving Discount Attending special defensive driving classes can make you a better driver, and many insurance companies acknowledge this with rate reductions. If you have taken a class recently, provide your agent with a date of completion and see if they can help you save even more

For most drivers, comparing prices is imperative to their financial health, and possessing a sufficient insurance policy that you can afford is crucial in time of need.

Utilizing online comparisons is a great way to assess your current policies’ economic functionality or to obtain new low rate coverage.

Get cheaper auto insurance by using our FREE comparison tool! Compare at least three to four policies today by entering your ZIP code below!

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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