Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 22, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Refer to your state’s Insurance Department to start your insurance seeking process
  • The insurance company will ask for some personal information before assessing your risk and giving you a quote
  • Some insurance companies may offer to compare rates across insurers. However, keep in mind that these companies are not required to show a competitor’s lowest rate
  • Use specialized search tools to gather information about auto insurance quotes

Many people ask where they can find free online auto insurance quotes. The Internet can help people seeking competitive auto insurance quotes to save money.

We’ll offer several suggestions to guide your quest for free online auto insurance quotes. One simple way to compare quotes is by entering your ZIP code into our FREE auto insurance comparison tool!

What can my State’s Insurance Department tell me?

According to the U.S. Services Administration’s “Consumer Action Handbook,” start information gathering with your state’s insurance department’s website.

Your state’s insurance department collects a vast amount of information for its residents:

  • Learn about which insurers are authorized to sell auto insurance in your state
  • Explore any customer complaints filed against a prospective insurer
  • Review the ways to save money on auto insurance for your city or county

Contact your state insurance department to request how demographics may affect auto insurance rates, including driver age, marital status, and vehicle type (including make, model, and year).

Your state insurance department can also provide information about what questions you should ask an insurance agent; how filing claims against an auto insurance policy affect premiums; and common misunderstandings about auto insurance policies.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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What do I need in order to get a free online quote?

If you’re interested in a specific auto insurance company, you may request a free quote online by going to that company’s website. However, in order to request a quote, the insurance company site is likely to request a great deal of personal information.

The company will ask for:

  • Your name
  • Address
  • Telephone number
  • Email address
  • Family members
  • Employer

Making individual auto insurance quote requests this way is a time-consuming exercise. Releasing personal and confidential information to an auto insurance company, agent, or broker may invite a deluge of unwelcome sales calls and communications.

Some auto insurance providers offer to compare their insurance rates with other companies. Since many variables affect the cost of auto insurance rates, how can you know the comparison offered is accurate or unbiased?

The insurance company isn’t required to provide another insurer’s cheap auto insurance rates.

What are the best internet search methods I can use?

Use specialized search tools to gather information about auto insurance quotes. Type keywords such as “auto insurance quotes” into your search browser can yield many different offers.

Some other helpful keywords include:

  • Auto insurance
  • Individual auto insurer name
  • Insurance agent
  • Competitive car insurance rates
  • Compare auto insurance rates

Many consumers say this process is almost as time-consuming as requesting free auto insurance quotes from individual company websites.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Free Online Auto Insurance Quotes and Comparison

Making a neutral, confidential request for auto insurance quotes requires a lot of research and foresight. Our website allows you to request free online auto insurance quotes from a large field of insurance providers. Providing your personal and confidential details isn’t required.

Entering your ZIP code into our online comparison tool initiates a flow of completely free and confidential online auto insurance quotes and comparisons.

Gathering a variety of auto insurance quotes in one easy step can save you money on auto insurance premiums and rates.

Of course, you’ll need to fine-tune the auto insurance comparison process by making an application with an insurance company. Auto insurance quotes provide an idea of the cost of auto insurance in your hometown.

Agents from those auto insurance companies you select will provide you with the opportunity to apply for auto insurance coverage. Discuss how much auto insurance coverage you need. You may need more than your state’s minimum coverage requirements.

Compare the premium cost differences and deductible levels offered by each auto insurance company that interests you. You’ll find that some insurance companies offer surprisingly affordable auto insurance rates.

That’s when using the information and suggestions offered by your state’s department of insurance comes in handy. You’ll know:

  • How to research the history, reputation, and performance of an auto insurance company in your state
  • What customer complaints against the auto insurer have been filed with the state department of insurance, or other agencies, such as the Better Business Bureau
  • What ways the auto insurance company distributes insurance in the state: through dedicated agents, independent sales brokers, or direct to consumers (such as an online sales portal)
  • Where the company has proprietary sales or regional offices in the state, or how to reach these resources
  • Why the company’s underwriting or policies differ from other auto insurance providers in the state

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Looking for Online Quotes Saves You More

Using a neutral and free online auto insurance quote comparison tool helps conserve your time. If you’ve maintained coverage with an auto insurance company for at least a year, comparing auto insurance quotes is a financially responsible exercise.

Even if you’re a good driver, with no record of moving violations or submitted claims in three to five years, your auto insurance company can increase your premium rates.

Auto insurance coverage is required to operate a car. Spending too much for auto insurance coverage isn’t! Take a moment to request fast, free online auto insurance quotes to start your comparison now.

Then, sit back and relax. You won’t spend hours entering individual requests for free online auto insurance quotes. Enter your ZIP code into our FREE auto insurance comparison tool now!