Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that exis...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Apr 22, 2020

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We partner with top insurance providers. This doesn’t influence our content. Our opinions are our own.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • An insurance agent either works with one insurance company or multiple companies
  • Search for the best policy at the most reasonable price
  • The best auto insurance agents disclose all the benefits and risks associated with each policy; be sure you are fully informed

Buying auto insurance is an important investment since it insures people in the event of auto accidents and any resulting expenses, such as property damage, medical expenses, and lawsuits.

To obtain auto insurance, you will need to connect with an insurance company that will offer you a cheap auto insurance policy.

Most insurance companies make their determinations based on the applicant’s driving history, residential address, and credit.

An insurance agent either works directly with one insurance company or multiple insurance companies and connects individuals and families with the appropriate policies.

Investing in insurance provides financial protection against disaster caused by auto collisions, theft, and other random acts that may cause damage to vehicles.

Invest in the best auto insurance protection available by entering your ZIP code above into our FREE car insurance comparison tool!

Standard Coverage Options

Some of the common policies may include an all-inclusive comprehensive coverage or may be limited to specific coverage options, such as:

  • Liability (property damage or bodily injury)
  • Uninsured motorist coverage
  • Collision coverage

Different auto insurance companies may charge different prices for auto insurance. 

Performing a detailed search for the best policy at a reasonable cost is a major step to making sure that all of your insurance needs are covered for your vehicle.

Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Free Auto Insurance Comparison

Enter your ZIP code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

Choosing an Insurance Company

Because an auto insurance agent works directly with individuals seeking insurance, you should carefully choose an agent who will help you select the best insurance company to meet your insurance goals.

Consider the following tips before purchasing an auto insurance policy:

  • Decide on the appropriate coverage that will fit your lifestyle. For instance, if you use your vehicle to travel long distances regularly, you may want to consider finding the best prices for comprehensive auto insurance policies.
  • Contact several auto insurance companies to get an understanding of their insurance packages and price quotes for their annual and monthly premiums. Clarify what is offered by each insurance coverage option.
  • When speaking with an agent, find out all of the additional fees that the agent will charge you. Some agents may only state the amount required for the policy without fully disclosing a list of agent fees.

The best auto insurance agents disclose all benefits and risks associated with each policy. 

The agent should not just try to help you have auto insurance, for instance, to meet any state legal requirements, but assist you with finding the best policy for your auto insurance needs.

Locating an Auto Insurance Agent

You may be searching for an independent insurance agent who can provide information about coverage options for multiple insurance carriers, or you may desire to only speak with an agent for only one insurance company.

Here are some ways to locate an auto insurance company agent.

  • Speak with friends, family, and coworkers. Word of mouth is one of the best ways to find a trustworthy agent. Most agents want to leave a positive impression on all clients and potential clients, and word of mouth is a sure way to help you make a selection before contacting any agents.
  • Utilizing the internet can help you connect with auto insurance company agents. Also, the internet is a great way to read consumer reviews from people who have purchased auto insurance from different insurance companies.
  • If you intend to only work with a particular company, contact the company to find agents that are located near you. Searching the company online or telephone listings can help you discover the contact information about each company. Most companies have a toll-free number available.

Be sure that you are fully informed about the various combinations of auto insurance policies offered by any auto insurance company.

This information can be easily located on the company’s website, or you can do a general search for the common auto insurance coverage options.

Basic information about coverage options in each category is widely available to consumers. Enter your ZIP code into our FREE car insurance comparison tool to get information on rates and coverage options available to you now!

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