Where can I get some cheap auto insurance quotes online?

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Things to Remember...

  • Several factors can negatively affect your car insurance premiums
  • Although, sufficient coverage is a higher priority than the price
  • There are many important, supplemental coverage options you may want to consider
  • Ultimately, auto insurance discounts and comparison shopping can result in cheaper auto insurance

Buying auto insurance is easy, but finding the cheapest auto insurance premiums can be more of a challenge. Auto insurance rates are based on: 

Premiums may also differ from one insurer to another. Finding affordable coverage does not need to be stressful.

Simply use our ZIP code search to compare FREE quotes from car insurance companies in your area! It’s that easy!

Learn About Auto Insurance


There are a few things that every car owner should know about auto insurance. Before you go shopping for coverage, make sure you know how car insurance works.

Do your homework and compare the main types of auto insurance. Even if you opt for a more expensive plan, you can still save money by increasing your deductible and applying for car insurance discounts.

Keep in mind that you should never focus solely on price; purchase as much coverage as you need.

Most insurance companies provide optional types of coverage such as:

These policies are slightly more expensive, but offer lots of benefits in the event of a car accident.

Types of Auto Insurance Coverage


When shopping for car insurance with our ZIP code search, you will receive free online quotes for different types of coverage. Depending on the plan you choose, it will cover everything from theft, loss of income, or injury.

Certain types of insurance are required by law, while others are optional. Drivers usually opt for:

  • Third party liability insurance
  • Collision insurance
  • Comprehensive insurance
  • GAP insurance
  • Medical payments coverage
  • Personal injury protection
  • Rental car insurance

Out of all those choices, the following three types of supplemental auto insurance are the most highly recommended.

Third Party Liability


Third party liability insurance comprises of bodily injury and property damage coverage.

Bodily injury liability pays for damages caused to other people in the event of a car accident, while property damage coverage offers protection for damages caused to their property.

This type of insurance does not protect the policyholder if an accident occurs. The policy may offer limited coverage for passenger indemnity and legal liabilities.

Third party liability insurance is required by all states, although the level of coverage may vary depending on where you live.

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— Collision Coverage

Most drivers choose to buy collision insurance, because this type of coverage pays for the repair or replacement of their vehicles in the event of a car accident, regardless of who was at fault.

Collision insurance covers all damages to your vehicle above a certain amount. This policy is often required when buying a new car using a loan.

Comprehensive Auto Insurance

This type of coverage pays to repair or replace the policy owner’s car and personal property in case of theft, fire, vandalism, flood, and weather damage.

If you purchase comprehensive auto insurance coverage, the insurance company will pay for non-accident related damage.

Comprehensive and collision coverage are more expensive than other types of auto insurance. For this reason, they are not recommended to those who drive older vehicles.

Reduce Your Premiums


Whether you choose to raise your deductible, drop off additional benefits, or apply for car insurance discounts, there are many ways to save money on coverage and get a great deal.

Car owners can save up to 30 percent on their policies simply by comparing auto insurance quotes online.

If you are on a tight budget, raise your deductible up to $1000, which can help you lower your rates by 25 percent.

— Apply for Car Insurance Discounts

If you haven’t been involved in car accidents in the last three years, you may qualify for auto insurance discounts. Limiting your annual mileage can help you cut costs and get lower car insurance rates.

Car owners who add an alarm or immobilizer to their vehicles pay less on coverage. For extra savings, take an advanced driving course. A driving course will you will improve your driving skills and reduce your car insurance premiums.

Before you make a decision, ask about the discounts that are being offered and compare as many car insurance quotes as possible. Each insurance provider uses different formulas to determine how the driver’s age, driving record, and claims history affect their rates.

Shop for Auto Insurance Online


Evaluate your budget and try to find out exactly how much coverage you need. When it comes to buying auto insurance, the prize often goes to those who take the time to compare car insurance quotes online with our ZIP code search.

Once you receive auto insurance quotes from national and local carriers, select three to five offers that best suit your needs.

Shop and compare auto insurance rates and coverage today with our FREE quote comparison tool! Enter your ZIP code below to begin!

FREE Auto Insurance Comparison

Compare quotes from the top auto insurance companies and save!

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