Best Cheap Auto Insurance in Wheelwright, KY (2021)

The average Wheelwright, KY auto insurance rates are $590 per month. The minimum auto insurance in Wheelwright is at least 25/50/25 in coverage to comply with Kentucky auto insurance laws. To find the best cheap auto insurance in Wheelwright, Kentucky, compare quotes from multiple companies.

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Mathew B. Sims is Editor-in-Chief and has authored, edited, and contributed to several books. He has been working in the insurance industry ensuring content is accurate for consumers who are searching for the best policies and rates. He has also been featured on sites like UpJourney.

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: May 17, 2021

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Things to Remember

  • The most expensive auto insurance company in Wheelwright for teen drivers is Travelers
  • The average commute length in Wheelwright is 37.2 minutes
  • Average auto insurance rates in Wheelwright, KY for senior drivers are $3,817 per year

Wheelwright, Kentucky auto insurance requirements are 25/50/25 according to Kentucky auto insurance laws. Finding cheap auto insurance in Wheelwright can seem like a difficult task, but all of the information you need is right here. We’ll cover factors that affect auto insurance rates in Wheelwright, Kentucky, including driving record, credit, commute time, and more.

Compare auto insurance in Wheelwright to other Kentucky cities, including Covington auto insurance rates, Nicholasville auto insurance rates, and Owensboro auto insurance rates to see how Wheelwright, Kentucky auto insurance rates stack up.

Before you buy Wheelwright, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code above to get free Wheelwright, Kentucky auto insurance quotes.

Minimum Auto Insurance in Wheelwright, Kentucky

Wheelwright, Kentucky auto insurance laws require that you have at least the Kentucky minimum auto insurance to be financially responsible in the event of an accident. Take a look at the required auto insurance in Wheelwright, Kentucky.

Minimum Required Auto Insurance Coverage in Wheelwright, Kentucky

Liability Insurance Required Minimum Coverage Limits Required
Bodily Injury Liability Coverage $25,000 per person
$50,000 per accident
Property Damage Liability Coverage $25,000 minimum

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Cheap Wheelwright, Kentucky Auto Insurance by Age, Gender, and Marital Status

Auto insurance rates in Wheelwright, Kentucky are affected by age, gender, and marital status. See how demographics impact the annual cost of insurance.

Annual Auto Insurance Rates by Age, Gender, and Marital Status in Wheelwright, Kentucky

Insurance Company Married 35-Year-Old Female Married 35-Year-Old Male Married 60-Year-Old Female Married 60-Year-Old Male Single 17-Year-Old Female Single 17-Year-Old Male Single 25-Year-Old Female Single 25-Year-Old Male
Allstate $5,387 $5,301 $4,961 $5,262 $19,837 $21,974 $5,819 $6,068
GEICO $4,386 $4,051 $4,595 $4,158 $8,902 $10,417 $3,551 $3,058
Liberty Mutual $4,774 $5,188 $4,089 $4,579 $20,155 $22,250 $4,948 $5,081
Nationwide $5,569 $5,493 $5,035 $5,213 $12,492 $15,331 $6,338 $6,544
Progressive $3,854 $3,625 $3,498 $3,487 $20,003 $22,743 $4,796 $4,856
State Farm $2,437 $2,437 $2,159 $2,159 $6,532 $8,295 $2,700 $2,975
Travelers $4,127 $4,204 $4,067 $4,072 $21,158 $34,320 $4,319 $5,002
USAA $2,046 $2,062 $1,848 $1,893 $5,350 $5,640 $2,593 $2,854

Cheap Wheelwright, Kentucky Auto Insurance for Teen Drivers

Finding cheap teen auto insurance in Wheelwright, Kentucky is a challenge. Take a look at the annual teen auto insurance rates in Wheelwright, Kentucky.

Annual Auto Insurance Rates for Teen Drivers in Wheelwright, Kentucky

Insurance Company Single 17-Year-Old Female Single 17-Year-Old Male
Allstate $19,837 $21,974
GEICO $8,902 $10,417
Liberty Mutual $20,155 $22,250
Nationwide $12,492 $15,331
Progressive $20,003 $22,743
State Farm $6,532 $8,295
Travelers $21,158 $34,320
USAA $5,350 $5,640

Cheap Wheelwright, Kentucky Auto Insurance for Seniors

What are senior auto insurance rates in Wheelwright, Kentucky? Take a look at the annual average rates for older drivers.

Annual Auto Insurance Rates for Senior Drivers in Wheelwright, Kentucky

Insurance Company Married 60-Year-Old Female Married 60-Year-Old Male
Allstate $4,961 $5,262
GEICO $4,595 $4,158
Liberty Mutual $4,089 $4,579
Nationwide $5,035 $5,213
Progressive $3,498 $3,487
State Farm $2,159 $2,159
Travelers $4,067 $4,072
USAA $1,848 $1,893

Cheap Wheelwright, Kentucky Auto Insurance By Driving Record

Driving record has a big impact on your auto insurance rates. See the annual auto insurance rates for a bad record in Wheelwright, Kentucky compared to the annual auto insurance rates with a clean record in Wheelwright, Kentucky.

Annual Wheelwright, Kentucky Auto Insurance Rates by Driving Record

Group Clean Record With 1 Accident With 1 DUI With 1 Speeding Violation
Allstate $7,729 $10,065 $10,784 $8,728
GEICO $3,255 $5,722 $8,597 $3,985
Liberty Mutual $7,361 $11,450 $8,860 $7,861
Nationwide $6,118 $7,981 $10,149 $6,759
Progressive $6,881 $10,328 $7,849 $8,373
State Farm $3,435 $3,988 $3,712 $3,712
Travelers $8,822 $9,082 $13,249 $9,480
USAA $2,290 $3,241 $3,858 $2,753

Cheap Wheelwright, Kentucky Auto Insurance Rates After a DUI

Finding cheap auto insurance after a DUI in Wheelwright, Kentucky is not easy. Compare the annual rates for DUI auto insurance in Wheelwright, Kentucky to find the best deal.

Annual Auto Insurance Rates After a DUI in Wheelwright, Kentucky

Insurance Company Annual Auto Insurance Rates With a DUI
Allstate $10,784
GEICO $8,597
Liberty Mutual $8,860
Nationwide $10,149
Progressive $7,849
State Farm $3,712
Travelers $13,249
USAA $3,858

Cheap Wheelwright, Kentucky Auto Insurance By Credit History

Credit history can have a major effect on the cost of auto insurance. See how Wheelwright, Kentucky annual auto insurance rates by credit history compare.

Annual Auto Insurance Rates by Credit Score in Wheelwright, Kentucky

Insurance Company Poor Fair Good
Allstate $12,576 $8,452 $6,951
GEICO $8,861 $4,424 $2,884
Liberty Mutual $12,783 $7,779 $6,087
Nationwide $9,520 $7,384 $6,351
Progressive $9,307 $8,156 $7,610
State Farm $5,319 $3,254 $2,562
Travelers $11,350 $9,578 $9,547
USAA $4,520 $2,528 $2,059

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Cheap Wheelwright, Kentucky Auto Insurance Rates By ZIP Code

Auto insurance rates by ZIP code in Wheelwright, Kentucky can vary. Compare the annual cost of auto insurance by ZIP code in Wheelwright, Kentucky to see how car insurance rates are affected by location.

Annual Auto Insurance Rates by ZIP Code in Wheelwright, Kentucky

ZIP Code Average Annual Rates
41669 $6,490

Cheap Wheelwright, Kentucky Auto Insurance Rates By Commute

Commute length and annual mileage affect Wheelwright, Kentucky auto insurance. Find the cheapest annual Wheelwright, Kentucky auto insurance by commute length.

Annual Auto Insurance Rates by Commute Length in Wheelwright, Kentucky

Insurance Company 10 Mile Commute, 6000 Annual Mileage 25 Mile Commute, 12000 Annual Mileage
Allstate $9,326 $9,326
GEICO $5,341 $5,438
Liberty Mutual $8,883 $8,883
Nationwide $7,752 $7,752
Progressive $8,358 $8,358
State Farm $3,622 $3,801
Travelers $10,159 $10,159
USAA $2,919 $3,153

Cheap Wheelwright, Kentucky Auto Insurance Rates By Coverage Level

How much does the coverage level you select affect the cost of your auto insurance in Wheelwright, Kentucky? Check out the comparison of annual Wheelwright, Kentucky auto insurance rates by coverage level.

Annual Auto Insurance Rates by Coverage Level in Wheelwright, Kentucky

Insurance Company Low Medium High
Allstate $8,099 $9,247 $10,633
GEICO $4,884 $5,352 $5,934
Liberty Mutual $8,341 $8,809 $9,499
Nationwide $7,743 $7,625 $7,887
Progressive $7,535 $8,175 $9,363
State Farm $3,470 $3,699 $3,966
Travelers $9,606 $10,191 $10,679
USAA $2,877 $3,027 $3,203

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Best By Category: Cheapest Auto Insurance in Wheelwright, Kentucky

Compare the cheapest auto insurance companies in Wheelwright, Kentucky in each category to find the company with the best rates for your personal needs.

Best Annual Auto Insurance Rates by Company in Wheelwright, Kentucky

Category Insurance Company
Teenagers USAA
Seniors USAA
Clean Record USAA
With 1 Accident USAA
With 1 DUI State Farm
With 1 Speeding Violation USAA

The Cheapest Wheelwright, Kentucky Auto Insurance Companies

What auto insurance companies in Wheelwright, Kentucky are the cheapest? Compare the top Wheelwright, Kentucky auto insurance companies to find the best annual rates.

Average Annual Auto Insurance Rates by Company in Wheelwright, Kentucky

Insurance Company Average Annual Rates
Allstate $9,326
GEICO $5,390
Liberty Mutual $8,883
Nationwide $7,752
Progressive $8,358
State Farm $3,712
Travelers $10,159
USAA $3,036

What affects auto insurance rates in Wheelwright, Kentucky?

There are a lot of reasons why auto insurance rates in Wheelwright, Kentucky are higher or lower than in other cities. These include traffic and the number of vehicle thefts in Wheelwright, Kentucky. Many local factors may affect your Wheelwright auto insurance rates.

Wheelwright Commute Time

Cities in which drivers have a longer average commute time tend to have higher auto insurance costs. The average Wheelwright, Kentucky commute length is 37.2 minutes according to City-Data.

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Compare Wheelwright, Kentucky Auto Insurance Quotes

Before you buy Wheelwright, Kentucky auto insurance, make sure you have compared rates from multiple companies. Enter your ZIP code below to get free Wheelwright, Kentucky auto insurance quotes.

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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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