What is the Best Car Insurance for a Volkswagen Atlas?

If you want to buy inexpensive Volkswagen Atlas insurance coverage then you should know that a policy will cost $135 per month ($1,624 per year) on average. On average, comprehensive coverage costs $396, collision coverage costs $577, and liability coverage costs $458 for Volkswagen Atlas insurance.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jun 18, 2020

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Key takeaways:

  • Full coverage costs around $1,624 a year or $135 each month
  • A liability-only policy costs around $651 a year or $54 each month
  • Highest rates are for teenage drivers at around $5,936 a year or $495 each month
  • Good drivers can save as much as $670 a year by earning policy discounts
  • Volkswagen Atlas insurance costs around $105 more per year than the average vehicle

Volkswagen Atlas insurance rates are $135 per month for full coverage and $54 per month for liability-only coverage. However, you save up to $670 per year using policy discounts. Find out how you can be eligible by reading our Volkswagen Atlas vehicle guide

You can start comparing quotes for Volkswagen Atlas auto insurance rates from some of the best auto insurance companies by using our free online tool now.

Volkswagen Atlas Insurance Cost

The average Volkswagen Atlas auto insurance rates are $1,624 a year or $135 a month.

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Are Volkswagen Atlass Expensive to Insure?

The chart below details how Volkswagen Atlas insurance rates compare to other SUVs like the Nissan Pathfinder, Mazda CX-9, and Kia Telluride.

Vehicle Comprehensive Collision Liability Total
Volkswagen Atlas $376 $718 $372 $1,624
Nissan Pathfinder $294 $452 $390 $1,294
Mazda CX-9 $332 $542 $390 $1,422
Kia Telluride $376 $688 $316 $1,516
Lincoln Navigator $356 $686 $398 $1,598
Chevrolet Traverse $336 $470 $316 $1,258
Volkswagen Touareg $372 $690 $390 $1,610
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However, there are a few things you can do to find the cheapest Volkswagen insurance rates online.

What Impacts the Cost of Volkswagen Atlas Insurance?

The Volkswagen Atlas trim and model you choose can impact the total price you will pay for Volkswagen Atlas insurance coverage.

Age of the Vehicle

The average Volkswagen Atlas auto insurance rates are higher for newer models. For example, auto insurance rates for a 2020 Volkswagen Atlas are $1,624, while 2018 Volkswagen Atlas rates are $1,586, a difference of $38.

Model Year Comprehensive Collision Liability Total
2020 Volkswagen Atlas $376 $718 $372 $1,624
2019 Volkswagen Atlas $358 $690 $390 $1,596
2018 Volkswagen Atlas $344 $686 $398 $1,586
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Driver Age

Driver age can have a significant effect on the cost of Volkswagen Atlas auto insurance. For example, 30-year-old drivers pay approximately $71 more for their Volkswagen Atlas auto insurance than 40-year-old drivers.

Driver Location

Where you live can have a large impact on Volkswagen Atlas insurance rates. For example, drivers in New York may pay $991 a year more than drivers in Seattle.

Your Driving Record

Your driving record can have an impact on the cost of Volkswagen Atlas auto insurance. Teens and drivers in their 20’s see the highest jump in their Volkswagen Atlas auto insurance with violations on their driving record.

Volkswagen Atlas Safety Ratings

Your Volkswagen Atlas auto insurance rates are influenced by the Volkswagen Atlas’s safety ratings. See the breakdown below:

Test Type Rating
Small overlap front: driver-side Good
Small overlap front: passenger-side Good
Moderate overlap front Good
Side Good
Roof strength Good
Head restraints and seats Good
Source: Insurance Institute for Highway Safety
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Volkswagen Atlas Crash Test Ratings

Volkswagen Atlas crash test ratings can impact your Volkswagen Atlas auto insurance rates. See Volkswagen Atlas crash test results below:

Vehicle Tested Overall Frontal Side Rollover
2020 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2020 Volkswagen Atlas Cross Sport SUV FWD N/R N/R N/R N/R
2020 Volkswagen Atlas Cross Sport SUV AWD N/R N/R N/R N/R
2019 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2019 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV FWD 5 stars 5 stars 5 stars 4 stars
2018 Volkswagen Atlas SUV AWD 5 stars 5 stars 5 stars 4 stars
1-5 Star Rating Scale, N/R = No Rating | Source: National Highway Traffic Safety Administration
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Volkswagen Atlas Safety Features

The numerous safety features of the Volkswagen Atlas help contribute to lower insurance rates. The 2020 Volkswagen Atlas has the following safety features:

  • Driver Air Bag
  • Passenger Air Bag
  • Front Head Air Bag
  • Rear Head Air Bag
  • Front Side Air Bag
  • 4-Wheel ABS
  • 4-Wheel Disc Brakes
  • Brake Assist
  • Electronic Stability Control
  • Daytime Running Lights
  • Child Safety Locks
  • Integrated Turn Signal Mirrors
  • Traction Control
  • Blind Spot Monitor
  • Auto-Leveling Headlights
  • Cross-Traffic Alert

Volkswagen Atlas Finance and Insurance Cost

If you are financing a Volkswagen Atlas, you will pay more if you purchase Volkswagen Atlas auto insurance at the dealership, so be sure to shop around and compare Volkswagen Atlas auto insurance quotes from the best companies using our FREE tool below.

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5 Ways to Save on Volkswagen Atlas Insurance

There are several ways you can save even more on your Volkswagen Atlas auto insurance rates. Take a look at the following five tips:

  • Check for Organization-Based Discounts, like Alumni or Employer Discounts
  • Remove Young Drivers from Your Volkswagen Atlas Auto Insurance Plan
  • Get Volkswagen Atlas Auto Insurance Through Costco
  • Ask About Loyalty Discounts
  • Understand the Different Types of Auto Insurance for Your Volkswagen Atlas

Top Volkswagen Atlas Insurance Companies

The best auto insurance companies for Volkswagen Atlas auto insurance rates will offer competitive rates, discounts, and account for the Volkswagen Atlas’s safety features. The following list of auto insurance companies outlines which companies hold the highest market share.

Rank Company Volume Market Share
1 State Farm $65,615,190 9.3%
2 GEICO $46,106,971 6.6%
3 Progressive $39,222,879 5.6%
4 Liberty Mutual $35,600,051 5.1%
5 Allstate $35,025,903 5.0%
6 Travelers $28,016,966 4.0%
7 USAA $23,483,080 3.3%
8 Chubb $23,388,385 3.3%
9 Farmers $20,643,559 2.9%
10 Nationwide $18,442,145 2.6%
Source: Insurance Information Institute
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