What companies will offer me cheap auto insurance rates?

Want to know which companies offer cheap auto insurance rates? The General, 21st Century, and Esurance may have auto policies for your needs. Compare rates below.

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Leslie Kasperowicz holds a BA in Social Sciences from the University of Winnipeg. She spent several years as a Farmers Insurance CSR, gaining a solid understanding of insurance products including home, life, auto, and commercial and working directly with insurance customers to understand their needs. She has since used that knowledge in her more than ten years as a writer, largely in the insuranc...

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Dan Walker graduated with a BS in Administrative Management in 2005 and has been working in his family’s insurance agency, FCI Agency, for 15 years (BBB A+). He is licensed as an agent to write property and casualty insurance, including home, auto, umbrella, and dwelling fire insurance. He’s also been featured on sites like Reviews.com and Safeco. He reviews content, ensuring that ex...

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Reviewed by Daniel Walker
Licensed Auto Insurance Agent

UPDATED: Jul 16, 2021

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It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident auto insurance decisions. Comparison shopping should be easy. We are not affiliated with any one auto insurance provider and cannot guarantee quotes from any single provider. Our partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.

Things to Remember...

  • Comparing at least three different auto insurance companies is a good rule of thumb
  • Make a list of your specific needs before comparison shopping
  • Your age, driving record, and where you live can affect your monthly premiums

Whether you are shopping for your own auto insurance for the first time ever or you are simply sick of paying overpriced premiums, you are going to want to make sure that you are comparing the rates of different insurance companies.

Too many people make the mistake of assuming that all auto insurance companies will treat them the same and therefore, their insurance rates will be the same.

Start to compare your options now with our FREE zip code search!

Why Some Companies Give Better Deals


You have to remember that there are various car insurance factors that come into play when it comes to determining the insurance premium that is charged.

First, the type of policy, your age, and your driving record will have a lot to do with the cost.

Simply, some insurance companies do better in business than others.

Because of this, some will be in a financial position to offer the better rates.

By taking all of this into consideration, you will be able to see just how it is that some companies can indeed give better deals than other companies can.


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Enter your ZIP code below to view companies that have cheap auto insurance rates.

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Know What You Want

Before you can ask insurance companies for cheap insurance quotes, you are going to want to make sure that you have a clear understanding of what type of insurance you need.

Without knowing exactly what you want, you will find yourself comparing apples to oranges and that just really will not work out that well.

You also want to be fully aware of the options that you will have a standard auto insurance policy.

Some of your options for your policy may include:

  • Liability Insurance
  • Collision Insurance
  • Comprehensive Insurance
  • Medical Payments
  • Underinsured and Uninsured Coverage
  • Gap Insurance
  • Rental Car Reimbursement
  • Towing
  • Labor Cost Coverage

As you can see, the list is extensive and that may not be all of the options that are available to you.

However, learning a little about each area will allow you to know just what you need and what you do not need.

Comparing Online for Quotes


You might have thought that calling around to a few different auto insurance companies was the way to go. However, this can be extremely time consuming and very confusing.

In order to make sure that you are making the most of your time and getting the best quotes possible, you are going to want to do a little comparison shopping online for your new auto insurance policy.

With this option, you will simply have to input your personal and vehicle information once.

After you have submitted this information, you will find that the website will compare auto insurance rates for you to review.

Once you have compared the different quotes given to you, you will want to make your decision as to which is the best auto insurance for your needs.

Remember, the most expensive policy is not always the best, just as the cheapest insurance policy is not necessarily the worst.

As you can see, when you take control and go with the best method for collecting auto insurance quotes, you are going to be in a much better position.

Even if you have done your research before and that is how you found your current policy, you are going to want to do it again.

Looking online for price comparisons for auto insurance is something that you are going to want to do every couple of years in order to make sure that you are always getting the best prices possible.

Compare car insurance quotes today for FREE with our quote comparison tool!


  1. https://www.progressive.com/
  2. https://www.investorguide.com/igu-article-334-automobile-insurance-car-insurance-and-the-different-types-of-policies.html
  3. https://www.esurance.com/info/car/myth-comprehensive-covers-everything
  4. https://www.esurance.com/info/car/uninsured-and-underinsured-coverage
  5. https://www.geico.com/claims/claimsprocess/vehicle-rental/

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